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Christmas Savings Club | May 2019

Family Balance Sheet

Welcome to the 2019 Christmas Savings Club. On the 25th of every month from January to November in 2019, I will hold a virtual meeting on the blog to give updates on our progress, motivate one another, and help all of us save for a cash Christmas. I’m challenging myself to find the cash outside of our budget.

2019 100
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5 Steps to CRUSH Debt + FREE Debt Payoff Goal Tracker

Family Balance Sheet

It took us years to pay it all off, but we achieved it in 2019. I had no problem shopping at a thrift store, avoiding restaurants, and not having cable TV, but I didn’t want to give up camping and watching my daughters’ swim meets. Did you make a goal to pay off debt this year? What are YOUR non-negotiables in life?

Debt 130
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How our Debt Freedom Plan Prepared Us for the Pandemic

Family Balance Sheet

For many households, their finances and budgets are in limbo. When that loan was paid off, we put that full monthly amount towards the third loan and this continued until September 2019 when we made our last non-mortgage loan payment. We have revised our budget and we will get through this storm. We thought life would be golden.

Debt 130
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Have a Mindful March!

Family Balance Sheet

We made one big financial goal for 2019 and are striving and working hard to make progress. Our goal for 2019 is NOT to feel deprived, but rather find creative ways to get through the year without unnecessary spending. 5 Action Steps for a Mindful March: 1 – Write a budget/spending plan for March. 2 – Track your cashflow.

March 100
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Our 2018 Financial Goals

Family Balance Sheet

If nothing changes, this loan will be paid off by end of 2019, but I’d love to move that up and say adios to this loan! If not, we’ll start saving in 2019. While I love thrift stores, I can be easily swayed to run into Target, TJ Maxx, and/or Kohl’s when I feel like I need something. Save for a camper upgrade.