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2019 Christmas Savings Club

Family Balance Sheet

I promise I won’t start reciting Christmas carols, but while the holidays are still somewhat fresh in our minds, I think it would be a good idea to start planning for Christmas 2019. It’s part of being a responsible family budgeter. Step 1: Create a 2019 Christmas Budget. Did you over spend? Add up the total.

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Summer Fun Guide 2019

Family Balance Sheet

Join my email community HERE and receive FREE Printable 2019 Summer Calendar Pages. Budget Your Summer Fun! Start writing a budget today if you haven’t started already. This Summer Budget Planner is included in my Family Budget Spreadsheets package. How much is summer going to cost you and your family?

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2019 Christmas Savings Club | February Meeting

Family Balance Sheet

On January 25, 2019, I started the Christmas Savings Club. On the 25th of every month from January to November in 2019, I will hold a virtual meeting on the blog to give updates on our progress, motivate one another, and help all of us save for a cash Christmas. . I offer a FREE Christmas Budget spreadsheet to my email subscribers.

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How I’m Managing our Family Budget during the Pandemic

Family Balance Sheet

How I’m managing our family budget during the Pandemic: We pay ourselves at the beginning of each month, so when this crisis started in mid-March, we were covered for the month. Budget items we are temporarily stopping for now: EVERYTHING ELSE! I will eventually buy a machine, but for now, my morning coffee is secure.

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7 Best Women’s Fashion to buy in 2019

Fashion Without Guilt

In 2019, The Luxury Closet is going to launch interesting ideas and plans to improve the women’s fashion and style. However, ladies must remember the luxury closet Discount Code in order to shop without budget issues. It is better to buy an oversized sweater rather than body-fit sweaters.

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Frugal February

Family Balance Sheet

One month down for 2019. We have only one financial goal for 2019 and we made some progress in January. 8 Action Steps for a Frugal February: 1 – Write a budget/spending plan for February. I’m a big fan of Zero Based Budgeting. For a list of budget categories, read: How to Start a Budget.

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5 Steps to Saving Money Using Just Envelopes

Couponing 101

We are a quarter of the way through 2019, and that means it’s time to check in on those new year’s resolutions! So starting on April 1, I’m holding myself to a strict spending limit using the envelope budget method. Step 2: Determine Your Budget. Step 1: Choose Your Target Spending Category.