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2019 Christmas Savings Club

Family Balance Sheet

I promise I won’t start reciting Christmas carols, but while the holidays are still somewhat fresh in our minds, I think it would be a good idea to start planning for Christmas 2019. Did you use cash or put your purchases on a credit card? A credit Christmas equals: a “how are we going to pay for this” Christmas.

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Black Friday 2019 Shopping Tips to Help You Save

Saving Everyday

Black Friday 2019 will be here before you know it! Black Friday 2019. Plenty of cash and debit/credit cards. So, you’ve made a list, know what stores you’re going to, and exactly what you want to buy. Shop through Rakuten to earn free money for buying things you were going to buy anyway!!

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Net Worth Defined: What Is My Net Worth?

Savings Corner

On the other hand, even people with modest incomes can accumulate significant wealth and a high net worth if they buy appreciating assets and are prudent savers. For example, your home would count toward your net worth if you’re willing to use it for a home equity line of credit or sell it should the need arise. Net worth of U.S.

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Our Family Finances Update: January 2021

Family Balance Sheet

Credit cards are a tricky subject and we pay off the balance every month, so I will write more about this soon. The backstory: In November 2019, my van was in need of new tires and I was debating on whether to get the new tires or start looking for a replacement vehicle. We…took out a car loan. year-old van.

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How our Debt Freedom Plan Prepared Us for the Pandemic

Family Balance Sheet

I am totally paraphrasing the year, but had it not been for the money in our emergency savings, we would most likely have used credit cards to survive. We’d survived the dip in 2007, carried no credit card debt, and we were contributing to our retirement. What got us through financially? Our emergency fund.

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5 Steps to Saving Money Using Just Envelopes

Couponing 101

We are a quarter of the way through 2019, and that means it’s time to check in on those new year’s resolutions! Do not use a credit or debit card! I’ve always said that it’s silly to buy in cash when I could be getting points back on my credit card purchases.

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How to Avoid Overspending on Black Friday

Couponing 101

If you set aside a maximum amount of money that you’re prepared to spend, you may feel less inclined to buy the items you’re not 100% committed to. Plus, as long as you stick to your budget, you might not feel such overwhelming dread when your credit card bill arrives. Plan Out What You’ll Buy Based on Ads.

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