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Our Family Finances Update: January 2021

Family Balance Sheet

I will write a more detailed post about the process soon. The backstory: In November 2019, my van was in need of new tires and I was debating on whether to get the new tires or start looking for a replacement vehicle. I like to think that buying a pre-owned vehicle is the best possible scenario. We…took out a car loan.

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Eco-Friendly Money Saving Tips

Prairie Eco-Thrifter

Take a pack lunch instead of buying lunch out all the time. It is far better for the environment to take a lunch box than buy sandwiches and other items in plastic packaging. Fix your old gadgets and clothes instead of buying brand new ones. Here are some of our top eco-friendly money saving tips you can follow… .

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How our Debt Freedom Plan Prepared Us for the Pandemic

Family Balance Sheet

When that loan was paid off, we put that full monthly amount towards the third loan and this continued until September 2019 when we made our last non-mortgage loan payment. We methodically worked through our plan and in September 2019 we were treated with the ultimate reward for our hard work– freedom from our non-mortgage debts!

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Potstickers with Creamy Soy Ginger Dipping Sauce

Saving Everyday

I’ve made them, and it’s a tedious, time-consuming process. I’ve been buying Ling Ling products for quite some time , and their potstickers are as good as any I’ve had out. In 2019, the Chinese New Year falls on February 5th. When it comes to making homemade potstickers, I’ll pass.

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Our 2018 Financial Goals

Family Balance Sheet

If nothing changes, this loan will be paid off by end of 2019, but I’d love to move that up and say adios to this loan! If not, we’ll start saving in 2019. We loosely based it on Dave Ramsey’s 7 Baby Step process, but modified it to address our needs. Our estimated payoff date is by the end of 2019.