article thumbnail

Our 2023 Financial Goals

Family Balance Sheet

The last time we wrote numbers-driven financial goals was 2019. <<— Once we paid off our non-mortgage debts in 2019, we started saving some of the debt snowball money for college savings. By planning our expenses each month to predict cash flow, I hope to avoid impulsive purchases and reduce some spending.

article thumbnail

Frugal February

Family Balance Sheet

One month down for 2019. We have only one financial goal for 2019 and we made some progress in January. Assign a budget category to each transaction, so you can add up what you spend on food, fuel, clothing, self-care, etc. 3 – Cook/Eat from the pantry and freezer.

February 100