Family Balance Sheet

JANUARY 20, 2023

The last time we wrote numbers-driven financial goals was 2019. <<— Once we paid off our non-mortgage debts in 2019, we started saving some of the debt snowball money for college savings. We live frugally, but once we paid off our non-mortgage debts, we decided that we don’t want to live that restrictively again.

Financial Goals 130

Financial Goals Goals Debt College 130

Family Balance Sheet

FEBRUARY 29, 2020

Frugal living is NOT about feeling deprived. Frugal living is being intentional with our money and creative with our resources, so we have more to put towards the things that are important to us. Frugal Kitchen in February: Curbside Pick-up: I continued my new grocery routine in February. How did you frugal in January?

February 208

February 2020 Frugal Thrift Stores 208

Family Balance Sheet

FEBRUARY 6, 2021

The backstory: In November 2019, my van was in need of new tires and I was debating on whether to get the new tires or start looking for a replacement vehicle. My husband drives a 2012 vehicle and in 2019 we got rid of a 2001 Honda Civic, which we bought new during my previous commuter life–pre-kids. We…took out a car loan.

Finance 130

Finance January Family 2020 130

Family Balance Sheet

JANUARY 8, 2020

However, 2019 was the first year that I found a word that I could stand by. I adored my word and everything about what I was trying to achieve for 2019. By the end of 2019, I achieved one major bullet point and the others will continue to be a work in progress. ALSO our 2019 Financial Goal!). 4 – Reduce my sweets.

Financial Goals 130

Financial Goals Goals 2020 2019 130

Couponing 101

MARCH 26, 2019

We are a quarter of the way through 2019, and that means it’s time to check in on those new year’s resolutions! When I looked back at the last three months, I realized my resolution for saving money was not on track. So starting on April 1, I’m holding myself to a strict spending limit using the envelope budget method.

Saving Money 88

Saving Money Money Used Budgeting 88

Family Balance Sheet

FEBRUARY 28, 2019

We made one big financial goal for 2019 and are striving and working hard to make progress. Our goal for 2019 is NOT to feel deprived, but rather find creative ways to get through the year without unnecessary spending. How did we do in Frugal February? Have a frugal Valentine’s Day. How much cash can you find?

March 100

March Financial Goals Budgeting Budget 100

Family Balance Sheet

JANUARY 17, 2018

If nothing changes, this loan will be paid off by end of 2019, but I’d love to move that up and say adios to this loan! If not, we’ll start saving in 2019. Be Exceptionally Frugal. I don’t want to use the term extreme frugality, because that sounds absolutely horrible. Save for a camper upgrade.

Financial Goals 113

Financial Goals Goals 2018 Debt 113

Couponing 101

NOVEMBER 18, 2019

For avid shoppers, Black Friday may be one of the highlights of the year. It is the perfect time to snag great deals on gifts for your family, friends, and, of course, yourself. Unfortunately, Black Friday can also suck your budget dry without you even noticing.

Fridays 58

Fridays Re-use Budgeting Budget 58