Investment Methods

Prairie Eco-Thrifter

I pick up a lot of them at garage sales for 25 cents to a $1. When I retired, I used this method to re-invest the proceeds from my company 401K (that I had rolled into an IRA). It caught me by surprise that the stocks/mutual funds in which I invested while in the 401K could not be transferred in kind to my IRA. Instead, they had to be sold within the 401K and the proceeds reinvested in the IRA.

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What Makes a Saver?

Prairie Eco-Thrifter

A smile or a word from a parent or teacher, seeing someone enjoying their savings, a chance combination of a happy conversation, a sun shiny day and an increased amount in the piggy bank – all may result in one child’s brain being wired towards the pleasure of saving. As a young mom, I saved like mad – going to garage sales, thrift stores and accepting hand me downs on toys and clothing. If we truly be either saver or spender, what makes us one or the other?

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