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Start Saving Early for Retirement: Tips for Young People Just Starting Out

Prairie Eco-Thrifter

In a recent US survey of 1,153 retirees and workers, the results showed that nearly half (43%) had retirement savings of under $10,000, excluding their pension and home. The way to work out how much you can save is to create a simple budget that includes all your expenses and income. You want to plan to retire from work, not from life.

401K 261
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Frugal Tip Monday: It's Not What you Make but What You Spend?

Fashion Without Guilt

It definetly hit home with everything that I have been reading about lately. Mind you that is a bit excessive but again with a healthy salary and a nice standing in his 401K and real estate invesments he is sitting pretty. He does not disclose his salary but does mention that he does have a budget and plan for his money every month.

401K 40
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Yakezie Carnival October 16, 2011- Growth Edition

Prairie Eco-Thrifter

Stock Market Basics: How Does 401k work Understanding 401k is a must to help you save money for retirement purposes plus it also helps you save taxes and get more cash in your hands. Living in Financial Excellence: Why Budgets Fail and How to Create a Successful Budget Many people attempt to do a budget and fail miserably.

October 200
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4 Financial Lessons Your Parents Forgot to Teach You

Saving Cents With Sense

In the meantime, consider a roommate situation to pool resources and get access to better locations and larger homes. This is especially important if you get a 401K match from your employer, as that’s free money. Cars represent a significant chunk of your budget, with car payments, repairs, maintenance, insurance, and gas.

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Carnival of Financial Planning – Money Management Edition #231

Prairie Eco-Thrifter

Budgeting and Economics. Wayne presents Purpose of Budgeting posted at Young Family Finance , saying, “Are you left wondering why you should budget? Find out the purpose of budgeting and whether it’s important for you. Linsey presents How Do I Work from Home with No Skills? Real Estate.

Money 133
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Carnival of Personal Finance #316- Family Edition

Prairie Eco-Thrifter

A plan B is a must in any home. Often times, home buyers may not be aware that free money for a down payment on a house is still available for qualified buyers. Crystal from Stupid Cents talks 401k Allocation and where to put your money. This doesn’t mean you will always live with a cash budget, although you certainly could.

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P.E.P. for the Week of January 24-28, 2010- Adjustment Edition

Prairie Eco-Thrifter

Frugal Dad tells us how it’s possible to have a wedding on a budget. Sustainable Personal Finance tells us how they make healthy lunches from home and save. Personal Finance by the Book askes if we should borrow from our 401K? Aspiring Millionaire tells us how to best sell our home. Going Frugal. If you ask me, no.

January 124