article thumbnail

What Makes a Saver?

Prairie Eco-Thrifter

As baby grows, we might turn back into fiendish savers – trying to get that retirement fund or college fund built up. But, in college, I spent my summer earnings – on clothes, on a used car and on school activities. I also saved – maxing out 401K contributions to build up the retirement funds.

Making 124
article thumbnail

Start Saving Early for Retirement: Tips for Young People Just Starting Out

Prairie Eco-Thrifter

.” - “I don’t earn enough to be able to put anything away for retirement.” - “With the rising cost of living, I am having trouble making ends met, let alone putting anything aside for the future.” - “My boss doesn’t have a 401K for me to join.” You want to plan to retire from work, not from life.

401K 261
Insiders

Sign Up for our Newsletter

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

article thumbnail

4 Financial Lessons Your Parents Forgot to Teach You

Saving Cents With Sense

percent unemployment rate among 18-29 year olds , being financially savvy is a skill that gets you much farther than those humanity electives you took in college. They also didn’t deal with a massive housing bubble or an economy that requires a college degree for many higher paying jobs. Car Buying. Tackle Student Loans.

article thumbnail

Money and Life in Your Forties

Prairie Eco-Thrifter

I loved being home with my birth family as a kid, going to elementary and high school, finding new found freedom at college in my teens and early twenties, striking out on my own in my twenties, having and raising my babies in my twenties and thirties. Your body has not yet cascaded into steep decline and your mind is still zipping along.

Money 100
article thumbnail

Yakezie Carnival October 16, 2011- Growth Edition

Prairie Eco-Thrifter

The College Investor : Best Defensive Stock Sectors The best stock sectors for playing defense in a rough market. Stock Market Basics: How Does 401k work Understanding 401k is a must to help you save money for retirement purposes plus it also helps you save taxes and get more cash in your hands.

October 200
article thumbnail

Carnival of Personal Finance #316- Family Edition

Prairie Eco-Thrifter

Crystal from Stupid Cents talks 401k Allocation and where to put your money. Sean Smarty from Grow Money talks about How to Invest During College. Money Thinker from Money Thinking asks Is Going to College Still Worth It? Shawanda Greene from You Have More Than You Think presents Why’s It Got To Be All or Nothing?

article thumbnail

Meet a Reader | Kim from Iowa

The Frugal Girl

I had been at my previous job for 17 years (straight out of college) and it had turned into a very toxic situation. I just wanted to get away and I moved my 401K money to the advisor they referred me to. I’d send some to my nieces to help with their college expenses and would donate half to our local food pantry.

Iowa 168