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What Makes a Saver?

Prairie Eco-Thrifter

Many believe that early childhood examples and upbringing contribute greatly to the saver’s predisposition to save. But, in college, I spent my summer earnings – on clothes, on a used car and on school activities. I also saved – maxing out 401K contributions to build up the retirement funds.

Making 124
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401(k) Calculator: Calculate Your Match & Future Balance

Savings Corner

How to use this 401(k) calculator Based on your current age, income, any current 401(k) balance and current contributions, the calculator will estimate how much you’ll have in your 401(k) by retirement. For example, many employers match 50% of your contributions, up to 6% of your salary. Why should you use a 401(k)?

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Seniors – Keep Your Allocations

Prairie Eco-Thrifter

Examples of financial advisor suggestions that would have steered my family wrong: An estate trustee at a bank recommended selling off Chevron stock that my Aunt owned “because it is too risky”. Vanguard’s Personal Financial Planner thought I should change invest all my retirement money in bonds when I moved it from my 401K to an IRA.

Money 170
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The Best Investments For the Over 40s to Start Now

Prairie Eco-Thrifter

Basic Investment Strategies Here are some of the basic investment strategies that people use: Use the growth strategy where you buy stocks in a company that has great potential for growth. If you keep some investments, you can use the earnings for day-today spending, while keeping your principle intact to continue to work for you.

Taxes 187
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How Long Should You Keep Financial Documents

Family Balance Sheet

For other receipts from a credit card for example, groceries or gas, keep until you get your next statement to look for any errors. Keep the quarterly statements for your 401k or other IRA accounts until you receive the annual statement. I use a small accordion file with 12 monthly files for credit card receipts.

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Yakezie Carnival October 16, 2011- Growth Edition

Prairie Eco-Thrifter

You will learn exactly what settings, plugins, and themes he uses. Good Financial Cents: What to Watch For With Debt Settlement Companies Considering using a debt settlement company? Here is a real life example. Instead of giving in, they used it as an opportunity to pay down debt!

October 200
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Meet a Reader | Kim from Iowa

The Frugal Girl

This spring, the gym closed down and sold off their equipment at a deep discount so now I am well stocked for any kettlebell weight I want to use. We never would have been able to afford it in normal times, but we had spent many years making frugal choices that put us in a position where we could take advantage of the opportunity.

Iowa 166