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What Can Go Wrong – Naming a Beneficiary

Prairie Eco-Thrifter

Being the smart person you are, you you sign up for a 401K with company matching and do the right thing by starting to pump as much into it as possible. In 5 years – you’ve married and had a baby, but your 401k still goes to Mom and Dad when you die. Grandchildren inherit but can’t get use of the money.

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Investment Methods

Prairie Eco-Thrifter

Digging into this formula investment technique (which is similar to dollar cost averaging), led me to the re-discovery of multiple other types of formulas and techniques which are supposed to help us make our money grow. What are some of the methods used for investing? Stock picking formulas. Technical analysis (chartists).

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Start Saving Early for Retirement: Tips for Young People Just Starting Out

Prairie Eco-Thrifter

.” - “I don’t earn enough to be able to put anything away for retirement.” - “With the rising cost of living, I am having trouble making ends met, let alone putting anything aside for the future.” - “My boss doesn’t have a 401K for me to join.” At what age did you start saving for retirement and what strategies did you use?

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Meet a Reader | Kim from Iowa

The Frugal Girl

This spring, the gym closed down and sold off their equipment at a deep discount so now I am well stocked for any kettlebell weight I want to use. We never would have been able to afford it in normal times, but we had spent many years making frugal choices that put us in a position where we could take advantage of the opportunity.

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What Makes a Saver?

Prairie Eco-Thrifter

But, in college, I spent my summer earnings – on clothes, on a used car and on school activities. I also saved – maxing out 401K contributions to build up the retirement funds. As a young mom, I saved like mad – going to garage sales, thrift stores and accepting hand me downs on toys and clothing.

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Link Love Carnival #4

Prairie Eco-Thrifter

Suba tells us why you should not use your 401K. If you would like to submit your blog article to the next edition of The Link Love Carnival, please use the carnival submission form. If you would like to donate towards this cause too, please use this form. We also compost and we love it. Link Love Carnival #2.

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10 Reasons You’re Broke

Prairie Eco-Thrifter

Instead of investing your money in education or your 401K, your money goes to clothes, gadgets, big screen TV’s or alcohol. You know you shouldn’t be using credit cards all the time. If you always have more month than cash and never seem to get ahead or even to even, it’s time to look at some reasons you may be broke.

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