Family Balance Sheet

Christmas Savings Club | May 2019

Family Balance Sheet

Welcome to the 2019 Christmas Savings Club. The club is open to anyone who wants monthly accountability to save for a cash Christmas.

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Christmas Savings Club April 2019

Family Balance Sheet

Welcome to the 2019 Christmas Savings Club. The club is open to anyone who wants monthly accountability to save for a cash Christmas.

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How to Save Money on Groceries

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Looking for ways to save money on groceries? Groceries is one budget category that can get out of control very quickly. However, groceries is also an easy budget category to control, but it takes some planning, skill, and organization.

Christmas Savings Club | March Meeting

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On January 25, 2019, I started the Christmas Savings Club. The club is open to anyone who wants monthly accountability to save for a cash Christmas.

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Summer Fun Guide 2019

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After a long-snowy-polar vortex winter, are you dreaming of blue skies and sunny days? We are! Summer is my kids’ favorite season. What’s not for them to love?

2019 130

How Angela & Jeff paid off $58,000 of Debt in 2 Years

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Meet Angela. I watched her and her husband’s debt free scream on The Dave Ramsey Show. When I heard her mention that she had a You Tube channel, I just knew I had to ask her for an interview. I was thrilled that she agreed, and I think you are going to love this couple’s story.

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Have a Mindful March!

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It’s March 1, and I declare it Mindful March. We made one big financial goal for 2019 and are striving and working hard to make progress.

2019 130

How this Couple Eliminated $180,000 of Debt in 12 Months!

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Meet Kristy, aka, The Former Mrs. Jones. I first heard her story on the Dave Ramsey show. The segment was so inspiring that I reached out to her to see if she would participate in the Debt Free Stories series. I was thrilled that she said yes, and I’m super excited to introduce her to you.

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Frugal February

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One month down for 2019. How did you do with your financial goals in January? We have only one financial goal for 2019 and we made some progress in January. For the first time in 9 months, we made an extra payment to our last remaining non-mortgage loan.

2019 Christmas Savings Club

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On January 25, you might not want to even think about Christmas. It’s 20 degrees outside and all you want to focus on is warmer weather and summer vacation.

2019 130

Our 2019 Financial Goal

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In previous years, I would create a long list of financial goals, only to have little accomplished by the end of the December. Too many shiny quarters and not enough focus gets absolutely nothing accomplished. I almost stopped writing goals down altogether.

My Honest Review of Blue Apron Meal Kit Delivery Service

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This is not a sponsored post, however, any direct links to Blue Apron are my referral links. You will receive dollars off your first order and I will earn a credit. I only write my honest opinion on products that I have tried. Thanks for your support.

My Word for 2019

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One word. Just one word to focus on during the upcoming year. It’s been a trend every January and I’ve always found it interesting to read how other people have come up with their one word. I chose a word back in 2014 and by the end of that year I forgot what the word was!

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Family Travel Destinations: U.S. National Parks

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Welcome to your guide to the U.S. National Parks. As a family, we have dreams of traveling extensively throughout the United States. And with travel comes planning, both financial and logistical, so my goal is to create a database of travel bloggers’ reviews of the U.S. National Parks.

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30 Taco Tuesday Recipes

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Take your next Taco Tuesday up a notch with this list of 30 creative Taco Tuesday Recipes. From sandwiches and salads to casseroles and skillet dinners, you’ll transform your next Taco Tuesday from a plain taco night into a festive and delicious event.

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What We Ate this Week on our Budget 12.14.18

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Here’s a peek at what we ate this week on our budget. I’ve had to bump up the budget over the years as my kids have grown and started to eat as much as adults. I now spend $600-700/month on groceries and I struggle to remember those days when I spent $400-500.

2018 130

10 Smart Ways to Become Debt Free

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It’s no secret, I am fascinated, encouraged, and border-line obsessed with debt freedom. The idea of becoming debt free makes me downright giddy. So I love to hear the success stories of others who have found debt freedom. But selfishly, I wanted to know their secret.

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2018 Reader Survey: Help me make FBS better for YOU!

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I have a big favor to ask you. I know that you all are extremely busy, but could you please, pretty please with a cherry on top, complete my reader survey. Now before you roll your eyes and leave, let me explain why I’m asking this of you.

2018 130

Find out how Lydia & her Husband Paid off $36,000 in Debt in 2 Years

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Today’s Debt Free Story is from Lydia. She blogs about living a limitless life on a limited budget at Frugal Debt Free Life. Tell us about you and your family. Where are you from? What do you and your spouse do for a living? What are your hobbies?

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7 Aldi Dinner Ideas

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Whether you’re an avid Aldi shopper or new to the store, I’ve pulled together 7 Aldi Dinner Ideas for $70 to make your next meal plan easier. I bought all the main ingredients for these 7 dinners at Aldi and the cost was around $70–AND there were leftovers for additional meals.

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15 Smart Tips to Save Money When Eating Out

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Who doesn’t love to dine out? The thought of someone else preparing my meal, serving it, clearing the table AND doing the dishes is quite dreamy. At one time, we ate out every Friday night and again on Saturday and Sunday for lunch.

5 Easy Budget Categories to Reduce

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Need to cut your spending? We did too and these categories were the easiest to cut without feeling too much pain. The 5 Easiest Budget Categories to Reduce. Groceries. If you are trying to reduce your expenses, groceries should be the first thing you attack.

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Find out how Deacon & his Wife Paid off $52,000 of Debt in 18 Months

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Today’s Debt Free Story is from Deacon. He is a financial coach and blogs at Well Kept Wallet. Tell us about you and your family. Where are you from? What do you and your spouse do for a living? What are your hobbies?

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30+ Ways to Use Leftover Halloween Candy

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Looking for ways to use leftover Halloween Candy? I’ve got you covered! I’m a big fan of all things sweet and chocolate, so I look forward to Halloween candy.

How We Frugal-ed this Week: 10/12/18

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Frugal Friday: A recap of how we frugal-ed our way through the week. so that we have more money to put towards our financial goals. Our mission: Live WELL On LESS Money. What We Ate this Week: I make an effort each week to serve my family delicious food but still stick to the budget.

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Facing 50

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It happened. I turned 49 last month. I survived…but my mom’s homemade birthday cake had a lot to do with it. Now I’m on the road to the big 5-0! Half of me is in such denial that I want to hide in bed under my covers.

2018 130

Find out How Brian & His Wife Paid off $109,000 in Credit Card Debt

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Today’s Debt Free Story is from Brian. He writes at Debt Discipline about about how his family of 5 deals with money, budgets and debt. Tell us about you and your family. Where are you from? What do you and your spouse do for a living? What are your hobbies? .

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Find out how Jessica & Her Husband Paid off $175,000 of Debt

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Today’s Debt Free Story is from Jessica. She writes about living naturally and intentionally at Jessica Munday. Tell us about you and your family. Where are you from? What do you and your spouse do for a living? What are your hobbies?

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Earn Cash Back with these Four Simple Grocery Apps

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It took me awhile to jump on the grocery app bandwagon. They seemed more time consuming than they were worth. But I have found 4 grocery apps that I now use regularly and I have a system in place to use them efficiently.

My Cute Summer Dress Was #SavedBySkimmies | PLUS a Chance to Win $100 Jockey.com Gift Card

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This cute green summer dress was banished to the back of my closet for a few years. It was a 40th birthday gift to myself and even though I love the dress, I never truly felt comfortable (or cute) in it. The dress can be worn in all occasions, from dressy to casual.

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Jen & Her Husband Paid off $212,000 in Debt & Medical Expenses in 48 Months

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Today’s Debt Free Story is from Jen. She is a speaker, author, and volunteer firefighter. Her website is The Iron Jen. Tell us about you and your family. Where are you from? What do you and your spouse do for a living? What are your hobbies?

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Shannon & Her Husband Paid off $22,000 in 9 Months

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Today’s Debt Free Story is from Shannon. She writes at Growing Slower. Tell us about you and your family. Where are you from? What do you and your spouse do for a living? What are your hobbies? Include anything that you’d like to add to give the reader an idea about your personality.

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Turn 1 Rotisserie Chicken into 3 Easy Meals

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Rotisserie Chickens are one of my time savers. They are extremely convenient, inexpensive and my family thinks they’re delicious. You could buy raw whole chickens for less per pound and roast yourself, but rotisserie chicken makes a very quick dinner when time is short.

2015 244

5 Make Ahead Breakfast Ideas for Busy Weekday Mornings

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Raise your hand if you’ve left the house in the morning without eating breakfast? Raise your hand if you attempted to eat your left foot by 10 am? Weekday mornings can be very hectic. I get it. Especially the beginning of the school year when we’re all trying to get back into a routine.

10 Smart Tips to Save Money on Meat

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I’m on a mission to eat well and serve my family tasty food on our limited budget. Meat can be one of the largest grocery purchases, but with these ten smart tips you can have your meat and eat it too! 10 Smart Tips to Save Money on Meat. Know Your Prices and Stock Up when you find a Good Deal.

Chit Chat: End of Summer 2018 Edition

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The end of summer edition of Chit Chat. Here’s a peek at what’s going on with me, my family, and our life since my last Chit Chat. . I was vacant from the blog and its social media for much of the summer.

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Rise & Shine with Jimmy Dean Breakfast Sandwiches | Plus a $100 Visa Gift Card Sweepstakes

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We are a family on the go. Our schedule has become more crazy with work, school, and extra-curricular activities as my kids have gotten older, and lately our weekends, which should be a time of rest, end up being just as hectic as our weekdays.

Find out How Acadia & Her Husband Paid off $97,000 in Student Loans

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Today’s Debt Free Story is from Acadia. She writes about simple living, parenting and her family’s foster story at Fostering Simplicity. Tell us about you and your family. Where are you from? What do you and your spouse do for a living? What are your hobbies?

Create a Personal Escrow Account for Your Quarterly & Yearly Bills

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April is always a very expensive month for us. Our home-owner’s insurance, auto insurance, and local real-estate taxes (for our home and our business property) are due, and on top of that, we also owed the Federal government this year.

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My #1 Tool that Saves Me Hundreds on Groceries

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How would you like to cut your grocery bill? It is POSSIBLE. Meal planning is by far the #1 way I save money on groceries. I can NOT stress that enough. So I’ll say it again. “MEAL PLANNING IS THE #1 WAY I SAVE MONEY ON GROCERIES.”

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Why We Chose Medi-Share, an affordable solution to traditional health insurance

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This is NOT a sponsored post. However, all links to Medi-Share are referral links. I only suggest products that I believe in, but note that we are still very new consumers of Medi-Share. This is my honest opinion so far and I will be making updates through out the year.

Meet Stacy. She and her husband paid off $20,000 in 8 Months.

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Today’s debt free story is from Stacy. She shares delicious recipes, money saving tips and frugal living posts at her blog, Stacy Makes Cents. Tell us about you and your family. Where are you from? What do you and your spouse do for a living? What are your hobbies?

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4 Reasons Why You Should Adopt Your Next Pet {This Weekend}

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This is a sponsored post written by me on behalf of PetSmart Charities for IZEA. All opinions are 100% mine. Long before my husband and I had children, we were the proud parents of an adorable dog named, Toby.

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