Family Balance Sheet

What We Ate this Week on our Budget 12.14.18

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Here’s a peek at what we ate this week on our budget. I’ve had to bump up the budget over the years as my kids have grown and started to eat as much as adults. I now spend $600-700/month on groceries and I struggle to remember those days when I spent $400-500.

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2018 Reader Survey: Help me make FBS better for YOU!

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I have a big favor to ask you. I know that you all are extremely busy, but could you please, pretty please with a cherry on top, complete my reader survey. Now before you roll your eyes and leave, let me explain why I’m asking this of you.

2018 130

My Honest Review of Blue Apron Meal Kit Delivery Service

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This is not a sponsored post, however, any direct links to Blue Apron are my referral links. You will receive dollars off your first order and I will earn a credit. I only write my honest opinion on products that I have tried. Thanks for your support.

7 Aldi Dinner Ideas

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Whether you’re an avid Aldi shopper or new to the store, I’ve pulled together 7 Aldi Dinner Ideas for $70 to make your next meal plan easier. I bought all the main ingredients for these 7 dinners at Aldi and the cost was around $70–AND there were leftovers for additional meals.

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How Angela & Jeff paid off $58,000 of Debt in 2 Years

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Meet Angela. I watched her and her husband’s debt free scream on The Dave Ramsey Show. When I heard her mention that she had a You Tube channel, I just knew I had to ask her for an interview. I was thrilled that she agreed, and I think you are going to love this couple’s story.

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30+ Ways to Use Leftover Halloween Candy

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Looking for ways to use leftover Halloween Candy? I’ve got you covered! I’m a big fan of all things sweet and chocolate, so I look forward to Halloween candy.

How We Frugal-ed this Week: 10/12/18

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Frugal Friday: A recap of how we frugal-ed our way through the week. so that we have more money to put towards our financial goals. Our mission: Live WELL On LESS Money. What We Ate this Week: I make an effort each week to serve my family delicious food but still stick to the budget.

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How this Couple Eliminated $180,000 of Debt in 12 Months!

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Meet Kristy, aka, The Former Mrs. Jones. I first heard her story on the Dave Ramsey show. The segment was so inspiring that I reached out to her to see if she would participate in the Debt Free Stories series. I was thrilled that she said yes, and I’m super excited to introduce her to you.

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Chit Chat: End of Summer 2018 Edition

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The end of summer edition of Chit Chat. Here’s a peek at what’s going on with me, my family, and our life since my last Chit Chat. . I was vacant from the blog and its social media for much of the summer.

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10 Smart Ways to Become Debt Free

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It’s no secret, I am fascinated, encouraged, and border-line obsessed with debt freedom. The idea of becoming debt free makes me downright giddy. So I love to hear the success stories of others who have found debt freedom. But selfishly, I wanted to know their secret.

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Find out how Lydia & her Husband Paid off $36,000 in Debt in 2 Years

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Today’s Debt Free Story is from Lydia. She blogs about living a limitless life on a limited budget at Frugal Debt Free Life. Tell us about you and your family. Where are you from? What do you and your spouse do for a living? What are your hobbies?

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15 Smart Tips to Save Money When Eating Out

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Who doesn’t love to dine out? The thought of someone else preparing my meal, serving it, clearing the table AND doing the dishes is quite dreamy. At one time, we ate out every Friday night and again on Saturday and Sunday for lunch.

5 Easy Budget Categories to Reduce

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Need to cut your spending? We did too and these categories were the easiest to cut without feeling too much pain. The 5 Easiest Budget Categories to Reduce. Groceries. If you are trying to reduce your expenses, groceries should be the first thing you attack.

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Find out how Deacon & his Wife Paid off $52,000 of Debt in 18 Months

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Today’s Debt Free Story is from Deacon. He is a financial coach and blogs at Well Kept Wallet. Tell us about you and your family. Where are you from? What do you and your spouse do for a living? What are your hobbies?

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Find out How Brian & His Wife Paid off $109,000 in Credit Card Debt

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Today’s Debt Free Story is from Brian. He writes at Debt Discipline about about how his family of 5 deals with money, budgets and debt. Tell us about you and your family. Where are you from? What do you and your spouse do for a living? What are your hobbies? .

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Find out how Jessica & Her Husband Paid off $175,000 of Debt

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Today’s Debt Free Story is from Jessica. She writes about living naturally and intentionally at Jessica Munday. Tell us about you and your family. Where are you from? What do you and your spouse do for a living? What are your hobbies?

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Earn Cash Back with these Four Simple Grocery Apps

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It took me awhile to jump on the grocery app bandwagon. They seemed more time consuming than they were worth. But I have found 4 grocery apps that I now use regularly and I have a system in place to use them efficiently.

My Cute Summer Dress Was #SavedBySkimmies | PLUS a Chance to Win $100 Jockey.com Gift Card

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This cute green summer dress was banished to the back of my closet for a few years. It was a 40th birthday gift to myself and even though I love the dress, I never truly felt comfortable (or cute) in it. The dress can be worn in all occasions, from dressy to casual.

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Jen & Her Husband Paid off $212,000 in Debt & Medical Expenses in 48 Months

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Today’s Debt Free Story is from Jen. She is a speaker, author, and volunteer firefighter. Her website is The Iron Jen. Tell us about you and your family. Where are you from? What do you and your spouse do for a living? What are your hobbies?

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Shannon & Her Husband Paid off $22,000 in 9 Months

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Today’s Debt Free Story is from Shannon. She writes at Growing Slower. Tell us about you and your family. Where are you from? What do you and your spouse do for a living? What are your hobbies? Include anything that you’d like to add to give the reader an idea about your personality.

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Why We Chose Medi-Share, an affordable solution to traditional health insurance

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This is NOT a sponsored post. However, all links to Medi-Share are referral links. I only suggest products that I believe in, but note that we are still very new consumers of Medi-Share. This is my honest opinion so far and I will be making updates through out the year.

Turn 1 Rotisserie Chicken into 3 Easy Meals

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Rotisserie Chickens are one of my time savers. They are extremely convenient, inexpensive and my family thinks they’re delicious. You could buy raw whole chickens for less per pound and roast yourself, but rotisserie chicken makes a very quick dinner when time is short.

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10th Birthday year is a landmark for Well Met Conferencing

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2017 has been an impressive year for Well Met. As well as opening the £4.5m newly restored Cloth Hall Court venue in the heart of Leeds, the conference department for Leeds Beckett University also celebrated its 10th Birthday in October.

Introducing: Family Budget Spreadsheets

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I’ve been working behind the scenes on a tool that I personally use to track and organize our finances: Family Budget Spreadsheets. This package of 9 Microsoft Excel spreadsheets is designed to help you organize your finances, plan for major purchases, create a budget, understand your cash flow, and track your net worth. Many years ago, we could say yes to the questions in the above graphic. This blog was based on my very first spreadsheet, the Family Balance Sheet.

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5 Make Ahead Breakfast Ideas for Busy Weekday Mornings

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Raise your hand if you’ve left the house in the morning without eating breakfast? Raise your hand if you attempted to eat your left foot by 10 am? Weekday mornings can be very hectic. I get it. Especially the beginning of the school year when we’re all trying to get back into a routine.

10 Smart Tips to Save Money on Meat

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I’m on a mission to eat well and serve my family tasty food on our limited budget. Meat can be one of the largest grocery purchases, but with these ten smart tips you can have your meat and eat it too! 10 Smart Tips to Save Money on Meat. Know Your Prices and Stock Up when you find a Good Deal.

Find out How Acadia & Her Husband Paid off $97,000 in Student Loans

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Today’s Debt Free Story is from Acadia. She writes about simple living, parenting and her family’s foster story at Fostering Simplicity. Tell us about you and your family. Where are you from? What do you and your spouse do for a living? What are your hobbies?

Rise & Shine with Jimmy Dean Breakfast Sandwiches | Plus a $100 Visa Gift Card Sweepstakes

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We are a family on the go. Our schedule has become more crazy with work, school, and extra-curricular activities as my kids have gotten older, and lately our weekends, which should be a time of rest, end up being just as hectic as our weekdays.

My #1 Tool that Saves Me Hundreds on Groceries

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How would you like to cut your grocery bill? It is POSSIBLE. Meal planning is by far the #1 way I save money on groceries. I can NOT stress that enough. So I’ll say it again. “MEAL PLANNING IS THE #1 WAY I SAVE MONEY ON GROCERIES.”

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Over 40 and Worried about Money? Start here!

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I’m a proud member of the over 40…+… club! And by over 40, I mean I’m on the down slide to 5……nope, can’t quite type that number just yet. I really am enjoying this decade though.

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Create a Personal Escrow Account for Your Quarterly & Yearly Bills

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April is always a very expensive month for us. Our home-owner’s insurance, auto insurance, and local real-estate taxes (for our home and our business property) are due, and on top of that, we also owed the Federal government this year.

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How to Achieve Your Financial Goals (tips from the achievers)

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Wonder what sets you apart from the people that seem to crush their financial goals? They seem to be everywhere on Facebook, blogs, radio shows, and websites.

8 Summer Date Night Ideas

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Today’s post is from my good friend, Elle Martinez, of Couple Money. Enjoy! We just had some people over to our house for lunch this past weekend. It was a low key and fun afternoon with several conversations flowing.

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4 Reasons Why You Should Adopt Your Next Pet {This Weekend}

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This is a sponsored post written by me on behalf of PetSmart Charities for IZEA. All opinions are 100% mine. Long before my husband and I had children, we were the proud parents of an adorable dog named, Toby.

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Meet Stacy. She and her husband paid off $20,000 in 8 Months.

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Today’s debt free story is from Stacy. She shares delicious recipes, money saving tips and frugal living posts at her blog, Stacy Makes Cents. Tell us about you and your family. Where are you from? What do you and your spouse do for a living? What are your hobbies?

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20 Fun & Budget-Friendly Summer Activities

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Woo Hoo! Summer is here. Three glorious months of sunny skies, warm weather and family time. Here are 20 ideas that are family friendly, fun, and easy on the budget.

Find Out How Ruth and Her Husband Paid off Their Mortgage

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Today’s Debt Free Story is from Ruth. She is the author of the successful website, Living Well Spending Less , where she writes about finding the Good Life on a budget. Tell us about you and your family. Where are you from? What do you and your spouse do for a living? What are your hobbies?

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Find out how Richard paid off $40,000 of debt

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Today’s Debt Free Story is from Richard of Frugality Magazine , where he shares frugal living tips for financial freedom. Tell us about you and your family. Where are you from? What do you and your spouse do for a living? What are your hobbies?

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Find out how Maureen Paid off $79,540 in Credit Card & Student Loan Debt

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Today’s Debt Free Story is from Maureen. She writes at A Debt Free Stress Free Life. Tell us about you and your family. Where are you from? What do you do for a living? What are your hobbies? Include anything that you’d like to add to give the reader an idea about your personality.

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40 Summer Dessert Recipes

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These 40 Summer Dessert Recipes are sure to delight your family and/or guests, and you will no doubt have trouble deciding which one to make first. From luscious popsicles to no-bake pies, you will find something for every occasion and every palate. Enjoy this delicious list!

Find Out How Olivia & Her Husband Paid off Their Mortgage in 33 Months

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Today’s Debt Free Story is from Olivia. She blogs about living a fabuLESS life at Snyders Tell All. Tell us about you and your family. Where are you from? What do you and your spouse do for a living? What are your hobbies?

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Homemade Burrito Bowls

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On crazy busy weeknights, I need a quick & easy, but hearty dinner to satisfy my active family. My new go to meal is Homemade Burrito Bowls. I use rotisserie chicken, Minute® Rice, and all the fixin’s. Everyone creates their own bowl to their liking and no one leaves the table hungry.

Find out how Anna paid off $23,605 in college, personal loans, and credit cards.

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Today’s Debt Free Story is from Anna. She is on a mission to help others become debt free. She writes at her personal finance website, And Then We Saved. Tell us about you and your family. Where are you from? What do you and your spouse do for a living? . I grew up in Newport News, Virginia.