Family Balance Sheet

10 Ways to Save at Giant Food Stores

Family Balance Sheet

This post was originally published as a sponsored post back in 2015. Today, I’m updating it since a lot has changed at GIANT. This updated post is not sponsored. As the home manager, my mission is to serve my family quality and tasty food on our limited budget.

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Start Planning and Budgeting for Summer TODAY!

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After a long winter, are you dreaming of blue skies and sunny days? We are! As a family, we are looking forward to camping trips, a week at the beach, and cookouts with friends. I want to make sure we have time to squeeze everything in and the funds to do it all.

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Where I found money in February

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Finding extra money has become a game for me. Over the years, I have found money through rebates, refunds, online sales, and even the ground. Yep, I found a $20 bill on a morning run at the beach! I have used the extra money to pay off debt, fund family trips, or build up our Christmas savings.

Family Office Manager

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Many years ago, I read Thomas J. Stanley’s book, Millionaire Women Next Door: The Many Journeys of Successful American Businesswomen, and I had an aha moment. Chapter 17 in this book is titled, “Why not run the family office?” ” .

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How to Save Money on Groceries

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Are you spending more at the grocery store lately? Rising prices are affecting everyone’s bank account, and groceries are leading the way. Everyone is trying to figure out how to save money on groceries! According to CNBC, the cost of chicken and eggs has increased by 10%!

Ibotta Review: How I Earn Cash Back on Groceries

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This is my honest review. All links to Ibotta are to my referral link. When you join, you will also get a referral link to share with your friends to earn additional cashback. What is Ibotta?

My One Goal for 2022

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Rather than create a long list of goals I’d like to accomplish for 2022, I’m going to focus on just one personal goal for this year. I will work on other things too, like exercising more, reading more, eating healthier, and blah, blah, blah!

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How I’m Managing our Family Budget during the Pandemic

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Like many across the globe, my family’s finances are a bit unstable due to the Coronvius Pandemic. I feel like going forward life will be known as Pre-Coronavirus and Post-Coronavirus , kind of like what happened after 9/11.

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How I Organize My Kids’ Paperwork, Artwork, and Mementos

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Kids create a lot of paper during their childhood. They create a lot of other stuff too, but that’s for another post. Today, I’m sharing how I have handled ALL of the paper, artwork, mementos, and miscellany over the last 14+ years that I’ve been a mother.

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How We’re Using Upromise to Save for College

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This post is NOT sponsored by Upromise. Instead, it is my honest review. All links to Upromise are my referral links. Way back in 2008 I signed up for a Upromise account and then it sat unused for many years. I don’t recall why I never used the account, but I guess it just slipped my mind.

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Family Vital Information Binder

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Creating a family vital information binder is an important project that you should add to your urgent to-do list. This binder stores ALL of your financial information in one location.

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7 ALDI Salad Ideas

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Are you an ALDI shopper? I pulled together a list of ALDI salad ideas using ingredients I found at the store. These family favorites are fresh, tasty, and easy on your grocery budget.

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Roasted Vegetable Sauce for Pasta

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This post was originally published in 2013. If your garden is overflowing or your neighbors are begging you to take their extras, then you need to make a batch of Roasted Vegetable Sauce. It is super easy, unbelievably delicious, yet incredibly cheap if everything is from your garden.

How We Frugal-ed in February 2020

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Frugal living is NOT about feeling deprived. Frugal living is being intentional with our money and creative with our resources, so we have more to put towards the things that are important to us. We want to live WELL on LESS Money.

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How to Budget (and Pay) for Yearly Bills + a FREE Speadsheet

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Not sure how to budget for your once-a-year bills? They can cause a panic, especially when just one bill is into the four figures, like our property taxes or auto insurance! But let me show you how to budget (and pay) for yearly bills with a strategy I’ve used for years.

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Where I found EXTRA Money in May 2021

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Finding extra money is a game for me. Over the years, I have found money through rebates, refunds, online sales, and even the ground. Yep, I found a $20 bill while running on the beach! I have used the extra money to pay off debt, fund family trips, or build up our Christmas savings.

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5 Steps to CRUSH Debt + FREE Debt Payoff Goal Tracker

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Did you make a goal to pay off debt this year? For many years, we made a yearly goal to chip away at our six figures of non-mortgage debt. It took us years to pay it all off, but we achieved it in 2019. I celebrated my 50th birthday month by sending in the very last payment.

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Where we found money in April

Family Balance Sheet

Finding extra money is a game for me. Over the years, I have found money through rebates, refunds, online sales, and even the ground. Yep, I found a $20 bill while running on the beach! I have used the extra money to pay off debt, fund family trips, or build up our Christmas savings.

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How We Frugal-ed through April 2020

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April 2020 might go down as the most frugal month of my lifetime. With the global pandemic and the decline of our small business, I have flexed frugal muscles that I didn’t know I have. Operation Frugal Living is in full swing at my house.

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Create your debt freedom plan

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Many years ago, my husband and I faced what we thought was an insurmountable hurdle– six figures of non-mortgage debts. These were loans that we knowingly took on and looked great on paper, but they became a weight on our shoulders.

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Where we found money in March 2021

Family Balance Sheet

Finding extra money is a game for me. Over the years, I have found money through rebates, refunds, online sales, and even the ground. Yep, I found a $20 bill while running on the beach! I have used the extra money to pay off debt, fund family trips, or build up our Christmas savings.

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25 Ways to Find Money for Your Emergency Fund

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Emergencies happen when you least expect them. My husband sent me a short text a few years ago, “truck $700.” ” My stomach sank. He took the truck to our mechanic because a dashboard light came on.

How to Build your Emergency Fund

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need to redirect this link. This post was first published in 2016. Life suddenly changed for most of us in March 2020 and this past year of the pandemic has reinforced how important an emergency fund is.

7 Ways to Spring Clean Your Finances

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Take a deep breath, spring is finally here! If your winter was as long and cold as mine, then you’re also looking forward to opening windows, breathing in the fresh air, and soaking up the sunshine. Springtime soothes the soul and revives our spirits.

My Honest Review: I donated plasma to earn money!

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I donated my plasma to earn extra money–here’s my honest review. On New Year’s Eve, I was loafing around and surfing Facebook when I caught a post from a good friend who shared that she had just made over $600 in one month by donating plasma.

Our Family Finances Update: January 2021

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January 2021 was a month of extremes in my family’s finances. On one side, it could go down as a very resourceful month. We found over $1600 in extra cash…and on the other side…well, you should scroll down for the details! Found Money in January: $1681.

My Word for 2021

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Choosing a word to focus on for the New Year has been very popular over the years. I joined the crowd many years ago only to completely forget about my word by mid-March. But 2019 was different. My word was REDUCE.

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Family Budget Spreadsheets 2021

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Are you ready for a fresh start? After the year we’ve had, I think we all are! If your fresh start for the New Year includes improving your finances, you are not alone! Saving more money is one of the top resolutions that people make…after getting in shape and eating healthier.

How We Frugal-ed in November 2020

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November is the start of what can be an expensive season. Here’s how we frugal-ed our way through it. Frugal Wardrobe in November: I have a small bedroom closet, so I like to keep my wardrobe fairly lean, but highly functional.

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Free things to do during the quarantine

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Governors across the country have ordered many of us to stay home. Shout out to the health care workers, grocery store workers, restaurant workers, cleaning and sanitation workers, truck drivers, military personnel, journalists, and everyone else on the front lines. Thank you for your service!

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7 ALDI Soup Ideas

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Are you an ALDI shopper? I pulled together a list of ALDI soup ideas using ingredients I found at the store. These family favorites are hearty, tasty, and easy on your grocery budget.

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My 2021 Planner

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Are you looking for the perfect 2021 planner? Today, I’m sharing mine. It is highly functional, affordable, and at the moment, wide open for all the possibilities and opportunities that 2021 will bring. While I embrace the digital world, paper is the way I plan my life.

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How We Paid off Six Figures of Debt

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In September 2019, my husband and I accomplished our biggest financial goal in our almost 20 years of marriage. It was so big that I cried for two days straight– we paid off six figures in non-mortgage debts.

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7 Aldi Grilling Ideas

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Are you an Aldi shopper? Do you love to grill? I used the Aldi flyer and put together a meal plan of 7 ALDI grilling ideas. Everything was DEE-LICIOUS!

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Delicious Summer Cookout Recipes

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Don’t heat up the kitchen! Fire up the grill! Every night is a cookout in the summer. Here are 20 delicious summer cookout recipes. Enjoy! 20+ Delicious Recipes for Your Summer Cookout.

Rakuten Review: How to Earn Cash Back

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Ebates is NOW Rakuten! Same great product, just a new name! This is my honest review. All links to Rakuten are to my referral link. When you join, you will also get a referral link to share with your friends to earn additional cash back.

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How our Debt Freedom Plan Prepared Us for the Pandemic

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We have hit uncertain times and this pandemic has felt like a wall that is unscalable. For many households, their finances and budgets are in limbo. Businesses have shut down, manufacturers have paused production, and many people have been laid off or furloughed.

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Basic Frittata Recipe

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Looking for an easy meal, but short on ingredients? A frittata is a quick and hearty meal that is a great way to use up any leftovers or food that you already have in your refrigerator or freezer. . Basic Frittata Recipe. I love the ease and flexibility of a frittata.

How We Frugal-ed in January!

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Welcome to my first “How We Frugal-ed” recap of 2020. Frugal living is NOT about feeling deprived. Frugal living is being intentional with our money and creative with our resources, so we have more to put towards the things that are important to us. We want to live WELL, on LESS Money.

How Angela & Jeff paid off $58,000 of Debt in 2 Years

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Meet Angela. I watched her and her husband’s debt free scream on The Dave Ramsey Show. When I heard her mention that she had a You Tube channel, I just knew I had to ask her for an interview. I was thrilled that she agreed, and I think you are going to love this couple’s story. You can find Angela at her You Tube channel, Our Life…on a Budget , where she vlogs about getting out of debt and staying there! Angela & Jeff’s Debt Free Story.

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My 2020 Financial Goals & A Recap of 2019

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I never really embraced the idea of choosing a word for the year. I tried it in the past and was gung-ho for the first month and then forgot all about the word. However, 2019 was the first year that I found a word that I could stand by.

Christmas Savings Club | November 2019

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Today is the final meeting of the 2019 Christmas Savings Club! . On the 25th of every month from January to November in 2019, I held a virtual meeting on the blog to give updates on our progress, motivate one another, and help all of us save for a cash Christmas.

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How this Couple Eliminated $180,000 of Debt in 12 Months!

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Meet Kristy, aka, The Former Mrs. Jones. I first heard her story on the Dave Ramsey show. The segment was so inspiring that I reached out to her to see if she would participate in the Debt Free Stories series. I was thrilled that she said yes, and I’m super excited to introduce her to you. She hosts a You Tube channel, The Former Mrs. Jones , where she vlogs about budgeting, debt free living, and family life. Meet the Former Mrs. Jones: Her Debt Free Story.

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