Family Balance Sheet

How We Frugal-ed in February 2020

Family Balance Sheet

Frugal living is NOT about feeling deprived. Frugal living is being intentional with our money and creative with our resources, so we have more to put towards the things that are important to us. We want to live WELL on LESS Money.

2020 164

Free things to do during the quarantine

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Governors across the country have ordered many of us to stay home. Shout out to the health care workers, grocery store workers, restaurant workers, cleaning and sanitation workers, truck drivers, military personnel, journalists, and everyone else on the front lines. Thank you for your service!

2020 130

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Basic Frittata Recipe

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Looking for an easy meal, but short on ingredients? A frittata is a quick and hearty meal that is a great way to use up any leftovers or food that you already have in your refrigerator or freezer. . Basic Frittata Recipe. I love the ease and flexibility of a frittata.

2020 130

How I Organize My Kids’ Paperwork, Artwork, and Mementos

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Kids create a lot of paper during their childhood. They create a lot of other stuff too, but that’s for another post. Today, I’m sharing how I have handled ALL of the paper, artwork, mementos, and miscellany over the last 14+ years that I’ve been a mother.

2020 158

How We Frugal-ed in January!

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Welcome to my first “How We Frugal-ed” recap of 2020. Frugal living is NOT about feeling deprived. Frugal living is being intentional with our money and creative with our resources, so we have more to put towards the things that are important to us. We want to live WELL, on LESS Money.

2020 130

My 2020 Financial Goals & A Recap of 2019

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I never really embraced the idea of choosing a word for the year. I tried it in the past and was gung-ho for the first month and then forgot all about the word. However, 2019 was the first year that I found a word that I could stand by.

2020 130

Rakuten Review: How to Earn Cash Back

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Ebates is NOW Rakuten! Same great product, just a new name! This is my honest review. All links to Rakuten are to my referral link. When you join, you will also get a referral link to share with your friends to earn additional cash back.

2019 141

How Angela & Jeff paid off $58,000 of Debt in 2 Years

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Meet Angela. I watched her and her husband’s debt free scream on The Dave Ramsey Show. When I heard her mention that she had a You Tube channel, I just knew I had to ask her for an interview. I was thrilled that she agreed, and I think you are going to love this couple’s story.

Debt 278

Christmas Savings Club | October 2019

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Welcome to the 2019 Christmas Savings Club. The club is open to anyone who wants monthly accountability to save for a cash Christmas.

2019 130

2019 Debt Freedom Plan Update

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Our Debt Freedom Plan has been a long winding road. The journey started in 2012 when we bought an office building for our business and then found ourselves with a lot of debt and not enough cash flow. We were trying to be responsible.

2019 130

Nifty Nifty, Guess Who’s 50…

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If you guessed this girl, you would be correct! If you’re a long time reader, you’ll remember that I turned 40 once. That birthday was surreal too, but back then I was in a mommy fog with my 3 and 1 1/2 year olds.

2019 130

Christmas Savings Club | July 2019

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Welcome to the 2019 Christmas Savings Club. The club is open to anyone who wants monthly accountability to save for a cash Christmas.

2019 141

How this Couple Eliminated $180,000 of Debt in 12 Months!

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Meet Kristy, aka, The Former Mrs. Jones. I first heard her story on the Dave Ramsey show. The segment was so inspiring that I reached out to her to see if she would participate in the Debt Free Stories series. I was thrilled that she said yes, and I’m super excited to introduce her to you.

Debt 264

Christmas Savings Club | August September 2019

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Welcome to the 2019 Christmas Savings Club. The club is open to anyone who wants monthly accountability to save for a cash Christmas.

2019 130

Summer Fun Guide 2019

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After a long-snowy-polar vortex winter, are you dreaming of blue skies and sunny days? We are! Summer is my kids’ favorite season. What’s not for them to love?

2019 151

10 Smart Ways to Become Debt Free

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It’s no secret, I am fascinated, encouraged, and border-line obsessed with debt freedom. The idea of becoming debt free makes me downright giddy. So I love to hear the success stories of others who have found debt freedom. But selfishly, I wanted to know their secret.

Debt 283

Christmas Savings Club | June 2019

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Welcome to the 2019 Christmas Savings Club. The club is open to anyone who wants monthly accountability to save for a cash Christmas.

2019 130

Family Travel Destinations: U.S. National Parks

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Welcome to your guide to the U.S. National Parks. As a family, we have dreams of traveling extensively throughout the United States. And with travel comes planning, both financial and logistical, so my goal is to create a database of travel bloggers’ reviews of the U.S. National Parks.

Travel 205

30 Taco Tuesday Recipes

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Take your next Taco Tuesday up a notch with this list of 30 creative Taco Tuesday Recipes. From sandwiches and salads to casseroles and skillet dinners, you’ll transform your next Taco Tuesday from a plain taco night into a festive and delicious event.

Tacos 207

Find out how Lydia & her Husband Paid off $36,000 in Debt in 2 Years

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Today’s Debt Free Story is from Lydia. She blogs about living a limitless life on a limited budget at Frugal Debt Free Life. Tell us about you and your family. Where are you from? What do you and your spouse do for a living? What are your hobbies?

Debt 275

How to Save Money on Groceries

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Looking for ways to save money on groceries? Groceries is one budget category that can get out of control very quickly. However, groceries is also an easy budget category to control, but it takes some planning, skill, and organization.

Christmas Savings Club | May 2019

Family Balance Sheet

Welcome to the 2019 Christmas Savings Club. The club is open to anyone who wants monthly accountability to save for a cash Christmas.

2019 130

15 Smart Tips to Save Money When Eating Out

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Who doesn’t love to dine out? The thought of someone else preparing my meal, serving it, clearing the table AND doing the dishes is quite dreamy. At one time, we ate out every Friday night and again on Saturday and Sunday for lunch.

5 Easy Budget Categories to Reduce

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Need to cut your spending? We did too and these categories were the easiest to cut without feeling too much pain. The 5 Easiest Budget Categories to Reduce. Groceries. If you are trying to reduce your expenses, groceries should be the first thing you attack.

Budget 269

Find out how Deacon & his Wife Paid off $52,000 of Debt in 18 Months

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Today’s Debt Free Story is from Deacon. He is a financial coach and blogs at Well Kept Wallet. Tell us about you and your family. Where are you from? What do you and your spouse do for a living? What are your hobbies?

Debt 263

Christmas Savings Club April 2019

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Welcome to the 2019 Christmas Savings Club. The club is open to anyone who wants monthly accountability to save for a cash Christmas.

2019 130

Find out How Brian & His Wife Paid off $109,000 in Credit Card Debt

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Today’s Debt Free Story is from Brian. He writes at Debt Discipline about about how his family of 5 deals with money, budgets and debt. Tell us about you and your family. Where are you from? What do you and your spouse do for a living? What are your hobbies? .

Debt 269

Find out how Jessica & Her Husband Paid off $175,000 of Debt

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Today’s Debt Free Story is from Jessica. She writes about living naturally and intentionally at Jessica Munday. Tell us about you and your family. Where are you from? What do you and your spouse do for a living? What are your hobbies?

Debt 254

Christmas Savings Club | March Meeting

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On January 25, 2019, I started the Christmas Savings Club. The club is open to anyone who wants monthly accountability to save for a cash Christmas.

Club 130

My Cute Summer Dress Was #SavedBySkimmies | PLUS a Chance to Win $100 Jockey.com Gift Card

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This cute green summer dress was banished to the back of my closet for a few years. It was a 40th birthday gift to myself and even though I love the dress, I never truly felt comfortable (or cute) in it. The dress can be worn in all occasions, from dressy to casual.

2015 259

Jen & Her Husband Paid off $212,000 in Debt & Medical Expenses in 48 Months

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Today’s Debt Free Story is from Jen. She is a speaker, author, and volunteer firefighter. Her website is The Iron Jen. Tell us about you and your family. Where are you from? What do you and your spouse do for a living? What are your hobbies?

Debt 270

Earn Cash Back with these Four Simple Grocery Apps

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It took me awhile to jump on the grocery app bandwagon. They seemed more time consuming than they were worth. But I have found 4 grocery apps that I now use regularly and I have a system in place to use them efficiently.

Shannon & Her Husband Paid off $22,000 in 9 Months

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Today’s Debt Free Story is from Shannon. She writes at Growing Slower. Tell us about you and your family. Where are you from? What do you and your spouse do for a living? What are your hobbies? Include anything that you’d like to add to give the reader an idea about your personality.

2015 270

My Honest Review of Blue Apron Meal Kit Delivery Service

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This is not a sponsored post, however, any direct links to Blue Apron are my referral links. You will receive dollars off your first order and I will earn a credit. I only write my honest opinion on products that I have tried. Thanks for your support.

Have a Mindful March!

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It’s March 1, and I declare it Mindful March. We made one big financial goal for 2019 and are striving and working hard to make progress.

March 130

2019 Christmas Savings Club | February Meeting

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On January 25, 2019, I started the Christmas Savings Club. The club is open to anyone who wants monthly accountability to save for a cash Christmas.

2019 130

Turn 1 Rotisserie Chicken into 3 Easy Meals

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Rotisserie Chickens are one of my time savers. They are extremely convenient, inexpensive and my family thinks they’re delicious. You could buy raw whole chickens for less per pound and roast yourself, but rotisserie chicken makes a very quick dinner when time is short.

2015 244

5 Make Ahead Breakfast Ideas for Busy Weekday Mornings

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Raise your hand if you’ve left the house in the morning without eating breakfast? Raise your hand if you attempted to eat your left foot by 10 am? Weekday mornings can be very hectic. I get it. Especially the beginning of the school year when we’re all trying to get back into a routine.

10 Smart Tips to Save Money on Meat

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I’m on a mission to eat well and serve my family tasty food on our limited budget. Meat can be one of the largest grocery purchases, but with these ten smart tips you can have your meat and eat it too! 10 Smart Tips to Save Money on Meat. Know Your Prices and Stock Up when you find a Good Deal.

Rise & Shine with Jimmy Dean Breakfast Sandwiches | Plus a $100 Visa Gift Card Sweepstakes

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We are a family on the go. Our schedule has become more crazy with work, school, and extra-curricular activities as my kids have gotten older, and lately our weekends, which should be a time of rest, end up being just as hectic as our weekdays.

Find out How Acadia & Her Husband Paid off $97,000 in Student Loans

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Today’s Debt Free Story is from Acadia. She writes about simple living, parenting and her family’s foster story at Fostering Simplicity. Tell us about you and your family. Where are you from? What do you and your spouse do for a living? What are your hobbies?

Create a Personal Escrow Account for Your Quarterly & Yearly Bills

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April is always a very expensive month for us. Our home-owner’s insurance, auto insurance, and local real-estate taxes (for our home and our business property) are due, and on top of that, we also owed the Federal government this year.

Bills 255

Frugal February

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One month down for 2019. How did you do with your financial goals in January? We have only one financial goal for 2019 and we made some progress in January. For the first time in 9 months, we made an extra payment to our last remaining non-mortgage loan.