Prairie Eco-Thrifter

How to Save Electricity While You’re Working at Home

Prairie Eco-Thrifter

It’s not novel news that working from home has become quite the norm these days. The Coronavirus pandemics led to many lifestyle changes and one of the biggest is the severed connection between public office environments and its staff. Incredibly, 42% of the U.S labour force now work from home full-time! It’s a complex situation, employees get to stay in the comfort of their homes but are pushed to ensure their productivity still meets the required standards.

A Day in the Life of a Children’s Education Funds (CEFI) Dealing Representative

Prairie Eco-Thrifter

In 2019, Canada became the most educated country in the world. According to the Organization for Economic Cooperation and Development (OECD), over 56% of Canadian adults between the ages of 25 and 64 received a two-year or four-year degree or received an education through a vocational program. In addition to the OECD accolade, Canada also saw a surge in employment this year, a sign of strength in the country’s overall economic growth.

2019 145

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3 Reasons You Might Need an Environmental Consultant

Prairie Eco-Thrifter

When it comes to the dangers of climate change, Australia is one of the world’s most vulnerable countries. In fact, the country’s temperatures have hit an all-time high, peaking at 41.9°C C in December 2019. What’s more, some studies have even pointed to Australia one of the world’s biggest greenhouse gas emitters per population. To make matters worse, Australia ranks last out of 57 countries in the Climate Change Performance Index.

2020 109

IS TERM INSURANCE PURE PROTECTION PLAN?

Prairie Eco-Thrifter

We live in a world filled with risks and uncertainties. People, their families, their properties and their assets are constantly at exposed to a variety of risks. Insurance plans are a vital part of every person’s life for it acts as a safety net for when an individual is in need of monetary assistance due to certain circumstances.

Ten Ways to Prevent Accidents

Prairie Eco-Thrifter

Tragedies and accidents, unfortunately, have been a part of human life since it began. Injuries through accidents have been around ever since human beings have been clumsy. Even when they are not, freak events in our surroundings can hurt us at times and even take out lives in some cases. In Indian history, the Mughal emperor Humayun tripped and fell down a flight of stairs till his death. As a solid ruler, no one would have anticipated that their king will die by falling down the stairs.

2020 109

Saving Money on Home Heating

Prairie Eco-Thrifter

Winter is the coolest time of year, as the saying goes. When you’re home, sweet home, you want to be warm as toast. You know what’s worse than a drafty home? A high heating bill. Saving money on home heating starts with preventing heating loss. Point2 Homes recently published an interesting article sharing tips to prevent heat loss in your home. Insulating Your Walls. The best way to prevent heat loss is to ensure you have proper insulation in your home.

Control Pests without Poisoning Your Lawn – Organic Solutions

Prairie Eco-Thrifter

Pests are a big problem for any homeowner looking to keep his or her lawn in tip-top shape. Along with diseases, lawn pests can wreak havoc on your lawn and turn a once lush and beautiful yard into a complete disaster. The natural solution to this, of course, is pest control. Unfortunately, most pest control solutions aren’t natural.

2018 145

Eco-Friendly Properties – The Next Big Thing of 2019

Prairie Eco-Thrifter

There’s no doubt that the world has become more conscious of environmental issues over recent years. Evidence suggests that consumers are now more aware of ethical and environmental issues surrounding the goods and services they use, with research from the Ethical Consumerism Report revealing that 50 per cent of consumers had avoided a product due to a company’s bad reputation.

2019 131

The perfect fall bathroom decor

Prairie Eco-Thrifter

During the fall a person wants to keep up with the changing of the seasons. They may change the way that they decorate their home. These are some perfect fall bathroom decorations that will bring the feeling of the fall into the home. Mosaics. A person can have a picture made from custom mosaic tile that they can hang in their bathroom. This mosaic can include anything from leaves to pumpkins to anything else that reminds them of the fall.

2019 109

What Should I Look for in a Business School?

Prairie Eco-Thrifter

Returning to school to earn an MBA is a big decision with a lot riding on it, so it’s only right to give it the proper consideration. But the big decision isn’t over once you’ve chosen to pursue a business degree—in fact, the toughest part is often trying to decide which school is right for you.

2019 109

How to Change your Financial Situation Fast

Prairie Eco-Thrifter

Is saving money one of the goals that you always seem to set for yourself, but never quite achieve? These days, most of us know that if we want to be successful in life, we have to commit to regular saving. However, telling ourselves to manage our money more carefully, and achieving financial independence are two very different things. Most of the time, making a significant difference to your financial situation is a process that takes consistent effort, and time.

2019 109

Good Modern Home Design is Eco-Friendly & Sustainable

Prairie Eco-Thrifter

By Michael Tobias. Faced with a climate crisis globally, there are numerous very real threats facing humanity, especially since it is acknowledged that as much as 25% of greenhouse gas emissions come from housing of one sort or another. It is also recognized that buildings have a substantial impact on the planet as well as the wellbeing and health of people.

2019 100

10 Ways to Transform Your Home into an Eco-Friendly Haven

Prairie Eco-Thrifter

It’s almost every day that we’re bombarded with news about climate change and its massive effects to nature and humankind. The situation is dire and it feels as if there’s no solution in sight, but there are actually a lot of things that you can do to help. While lawmakers all over the world argue about policies, you can start making small changes and transform your home into an eco-friendly place. Here are a few ideas. Conserve Water. This is a no-brainer.

2019 100

Six Eco-friendly Ways to Save Money for You and Your Family

Prairie Eco-Thrifter

Transportation. From a money-saving and environment-friendly perspective, this may be the most obvious solution to making room in your budget in an eco-conscious manner. Heading into the summer, gas prices will continue to go up, so transportation alternatives can really help. Carpooling, public transportation, and biking are all terrific ways to cut down trips to the gas pump while decreasing your own personal carbon footprint left on the environment.

2018 147

Top 5 bridal trends for Summer 2019

Prairie Eco-Thrifter

Weddings can be stressful, especially when you have no idea exactly what you want. The most important thing to get ready is the bridal look for the special day. Before venue, videography, and even guest list, the bride’s look should come first priority. If you don’t know where to start, fortunately there are plenty of new bridal trends you can look into for inspiration. Not only should the gown be perfect, but the accessories from head to toe should as well.

2019 109

Green Initiatives by Agera Energy

Prairie Eco-Thrifter

Agera Energy is a top-rated natural gas and electricity company from New York and was recently recognized for its laudable efforts in making its headquarters a green office environment. The eco-friendly improvements made by this energy company are important in that they have the potential to encourage other major companies to do the same. This will have a massive impact on the overall carbon footprint of big companies in the energy sector.

Green 109

4 Hobbies for Adulthood

Prairie Eco-Thrifter

Whether you simply want to venture from the daily routine, stop watching so much TV, or you just need to save money by not going out, it’s never too late to pick up a new hobby. It can be an exciting experience, especially considering all the options available for exploration and discovery. The process of trying out a new hobby can be an enjoyable experience in its own right, even if it doesn’t stick in the long run.

Hobby 100

How to Take the Stress Out of Job Hunting

Prairie Eco-Thrifter

The journey you take when looking for a new job can be filled with stress and anxiety. It’s easy to lose hope, particularly when money is tight and you’re desperate to find a new job, but it’s important not to let the strain of the experience get to you. While job hunting is an intense and emotional experience, keep in mind that there is a light at the end of the tunnel.

Hunts 125

Tips for Keeping Your Stockpile Safe and Dry

Prairie Eco-Thrifter

Every couponer’s dream is to have a stockpile of food, household essentials, and non-perishables stored safely in their home. And if you go a step further by canning, freeze drying, and jarring your own foods, it is vital that you have a safe place to keep everything. At first, your stockpile might only take up a couple of shelves in the hallway closet, but as it grows you have to think of long-term storage solutions.

2019 109

How To Make Industrial Recycling Simple In Business

Prairie Eco-Thrifter

With so much media coverage at the moment on how much damage we are doing to our planet, there seems to be an even bigger commitment at the moment from companies to do things differently. With climate change targets set and companies pledging their strategy on how they will support these, consumers are also looking at what the companies they use are doing both short and long term.

Go Green, Save Money, Live Healthy

Prairie Eco-Thrifter

When balancing our lives, there are many things that we need to consider. Life is full of surprises and being ready for them is very important. Two of the most important facets of our lives is remaining healthy, and being financially sound. These two aspects can often reflect one another. A great way to achieve these goals is by going green! Today we are going to learn how to go green, get healthy, and save money at the same time. Hit the Gym Regularly.

Green 109

How to Save Money on An Engagement Ring

Prairie Eco-Thrifter

When you finally decide that you’ve found “the one” and you’re ready to splash out on an engagement ring, you want to make sure that you choose the perfect stone. Unfortunately, a lot of us assume that we can’t afford to buy a diamond – when that isn’t always the case. There are actually plenty of ways that you can get your hands on an affordable conflict-free diamond without having to work all the hours of the day, or compromise on appearance.

2018 125

Sleep and Mental Health: How Late Nights Affect Your Brain

Prairie Eco-Thrifter

We all know how it feels to miss a night’s sleep. Tired, groggy, and irritable, all we want is to be to be left alone. Nothing a good night’s rest can’t fix right? Well yes, if it’s just one night’s missed sleep but what if it’s every night? An increasing amount of us aren’t getting sufficient sleep and more and more of us are suffering from sleep disorders. What few of us realize is the long term impact that sleeping badly on a regular basis have on our mental health.

2018 135

Reorganization Tips for Messy Homes

Prairie Eco-Thrifter

Is your home messier than it used to be? It can be easy to let things build up over time and all of a sudden you can barely see your living room floor or the grass in your garden. Often, it is all about reorganization – but where do you start? Here, we are going to give you some of our top reorganization tips for messy homes. Keep reading to find out more about this. Organize Your Wardrobe. One of the best ways to reorganize your home is to spend some quality time with your wardrobe.

2019 100

Life After Your First Job: How to Build a Successful Career

Prairie Eco-Thrifter

Many college students spend months –– if not years –– preparing to land their first “real job” after they graduate. And it’s reasonable for recent graduates to only feel concerned with lining up interviews and meeting the challenges a new job presents. After all, it can be very difficult to get your foot in the door, so to speak. The bad news is that relatively few people are prepared for what they should do next –– that is, after they’ve been at their first job for a while.

2019 100

Four Side Hustles for You and Your Family This Year

Prairie Eco-Thrifter

There comes a time in all our lives when we have been faced with financial difficulties. Most of the well-meaning people will advise you to cut back on your overall spending. But you find that that alone may not cut it sometimes, and may not be the best solution. It will help lessen the financial strain, but not fully eradicate it. The next common and probably better advice that you are most likely to get is to earn more income by getting a side hustle.

2018 118

Tips for Encouraging Your Partner to Get On Board with Health Changes

Prairie Eco-Thrifter

One of the most difficult challenges in life is when your partner isn’t on the same page you are. In some cases, this might not be a big deal. Your partner might not like the same movies you do, so you go to a movie once a month with your friends. Maybe you don’t care about playing video games, so you quietly read a book while your partner enjoys video game time.

2015 186

What to Know About Growing a Balcony Container Garden

Prairie Eco-Thrifter

Now that I live in an apartment, I’m looking for ways to still enjoy some of the benefits of a home (although I don’t know that I need to live in a house again). One of the things I enjoyed about living in a home was the gardening. I’m starting to grow an indoor herb garden, but I also want to be able to grow certain vegetables, even though I’m in an apartment. This is where the balcony container garden comes in handy.

Having a Hard Time Getting By? 3 Budget Leaks You May Be Experiencing.

Prairie Eco-Thrifter

Do you make enough money to cover your mortgage or rent, groceries, transportation, and other essential expenses, but find yourself on a treadmill of not being able to save? Many people are, and you’re not alone. Money is only as taboo as the person who is holding back from talking about it dictates, and because I have no fear when it comes to bringing finances up, people with whom I speak about money tend to be more open.

Eight Things I Learned After Becoming a Millionaire

Prairie Eco-Thrifter

When we are young and poor, a million dollars seems an enormous sum – enough to cure all the ills in our lives! If you are working at becoming a millionaire, perhaps you dream about the mansion you will buy and the servants you will have, the vacations you will take and the interests you will pursue. Do you imagine that your life will be so much better, so much different by having a cool million or so?

2014 198

Things I’ve Learned During 30 + Years of Home Ownership

Prairie Eco-Thrifter

I’ve been a homeowner since 1978, when we bought our fixer upper little ranch house when our second baby was 6 months old. I thought I knew all about keeping a house. After all, both Mom and Dad had been do-it-yourselfers and had trained me up to work right alongside them.

2015 172

5 Sources for Quick Funding

Prairie Eco-Thrifter

There are times when someone might need funding as fast as possible. Here are some situations that could warrant the need for quick funding: Debts Must Be Settled: For those that care about their credit score, paying off a debt means making sure that each monthly payment is made on time, and in full. Failing to do so could be detrimental to that squeaky-clean credit!

2019 100

Brand Phobia is a Major Cause of Overspending

Prairie Eco-Thrifter

It happens many times that you enter into a store for buying a product and you see your required product with two different names: one is brand name while other is local or simply new name. What you do? You grab brand product and don’t consider local product for a second. If you consider an non-branded product for one minute and do a quick comparison of ingredients, quality and price then you might realize that brand product is expensive one.

2016 147

Paper or Plastic: The Most Environmental Payment Option

Prairie Eco-Thrifter

I often go out of my way to be eco-friendly: I always remember my reusable shopping bags, I sort my own recyclables, and I even refuse to buy makeup products that include environmentally (and dermatologically) deleterious chemicals like parabens. So, when I realized that our only two payment options — paper cash or plastic cards — come from environmentally dubious materials, I absolutely flipped. Which should I choose to make sure I am being as green as possible? Pros and Cons: Cash.

2015 170

Revenge Spending and Other Married Money Tricks

Prairie Eco-Thrifter

The author of Kiplinger article ‘How Money Is Used as a Weapon in Relationships ‘ says: “Money is among the most powerful weapons of control in a relationship.” ” Money and control in a relationship is a complex and powerful topic. Yet newlyweds as well as long time married folks may not even be aware of some of the money tricks they or their spouse could be using. Believe me, I know, I’ve been married for 45 years and am still finding some of those tricks.

2017 139

If You???re Not Poor, Can You Teach Your Kids What It???s Like to Be Poor?

Prairie Eco-Thrifter

While I was growing up, my family didn’t have much money. My dad worked first as a meat cutter and then at a factory. During the recession in the ’80s, he was unemployed for nearly 2.5 years. My mom was an at home day care provider. We got our clothes as hand me down from older cousins or from thrift stores. When I was old enough for a car, my mom bought me a beater, and I paid her back in monthly installments. I was responsible for my own gas, insurance, and maintenance.

2014 194

Go Green This Halloween

Prairie Eco-Thrifter

Fall is once again upon us and with it the fun and festivities surrounding Halloween. According to the National Retail Federation : “More than 171 million Americans plan to celebrate Halloween this year, spending an average $82.93, up from last year’s $74.34. Total spending is expected to reach $8.4 billion, an all-time high in the history of NRF’s annual survey conducted by Prosper Insights.” ” Halloween can be fun, but also expensive and bad for the environment.

Green 125

How to Pick A Career

Prairie Eco-Thrifter

At my Grandma Rie’s Money Camp this year, we started exploring the different careers that are out there. The Grandkids are 9 and 12 now with lots of time before they have to start supporting themselves somehow. I wanted them to get a better understanding of just how multitudinous the career choices are out there (and will be in the future with new jobs surfacing all the time).

2016 145

The Invisible Women

Prairie Eco-Thrifter

Sometimes I wonder if I am invisible – to marketers that is, especially direct mail marketers and to companies whose services we already use. I am typically the one in my household who makes the purchasing decisions, who does the research and legwork to figure out the best product for the house. I am typically the one who contacts the product and brand representatives. I have historically been the one to sign the checks.

Women 164

Finding a Balance Between Good Enrichment Activities and Overscheduling

Prairie Eco-Thrifter

We all want what’s best for our children. In today’s world, we feel as though our children will benefit from activities that enrich them — and perhaps even provide them with skills to get ahead in life. But what happens when you schedule too many activities, it might be counterproductive. Just like most things in life, it’s important to find balance. Benefits of Enrichment Activities.

Finds 174

The 5 Most Important Personal Finance Lessons to Teach your Child

Prairie Eco-Thrifter

Before you get ready to shove those kids of yours out of the nest, here are what I consider to be (based on my experience as a person, a Mom, and a Grandma) the most important things you (or someone) should teach them about personal finance. I’m following a long range plan for camp content in my Grandma Rie’s Money Camp and it includes all of these, focusing on different things at different ages. Here, told as I would tell it to my Grandkids, are my top 5 lessons.

5 Insurance Issues for Entrepreneurs

Prairie Eco-Thrifter

One of the items that many entrepreneurs overlook when they get started is insurance. When you’re starting a business, it doesn’t seem important to worry overmuch about insurance. In fact, it might not even be on your radar. However, it’s important to be aware of some of the realities of insurance as an entrepreneur. Here are 5 insurance issues to watch out for: 1. Business Use of Your Home.

What Can Go Wrong – Naming a Beneficiary

Prairie Eco-Thrifter

You are probably aware that you should designate beneficiaries to your belongings should you die. Often it seems fairly easy to do, but there can be some interesting unintended results depending on who you designate and what they do after you die. Here are some ways you can mess it up when making beneficiary designations. You inadvertently override your will or trust. Lets say you want all of your assets to go to your children.

2017 126