Family Balance Sheet

APRIL 1, 2015

Today’s Debt Free Story is from Brian. He writes at Debt Discipline about about how his family of 5 deals with money, budgets and debt. I started my blog Debt Discipline to help keep us accountable while paying off our debt. How much debt did you pay off? What kind of debt was it?

Debt 100

Debt Credit Cards Debt Free Credit 100

Family Balance Sheet

FEBRUARY 19, 2022

Instead, he shared the story about Susan, a wife, and mother who handled all of the financial tasks in her home, from budgeting to making investment decisions. I read this book around the same time that I became a mother and left the full-time workforce to stay at home with our new baby. Pay our bills in a timely manner.

Office 130

Office Family Finance Kids and Family 130

Shereen Travels Cheap

FEBRUARY 24, 2024

I don't know about you, but I try to support and learn about local businesses in my home city and wherever I travel. I seek those out at home and when I'm when I'm on vacation, so I know my money is going into the local economy instead of some big conglomerate.

Travel 230

Travel Podcasts Restaurant Museum 230

Prairie Eco-Thrifter

JULY 10, 2012

I like to bake cookies, and I like to budget. I’ve failed at many budgets this way. If you Google how to make a budget, you’ll find the same boilerplate list of steps on thousands of sites. This is what I like to call the Toll House budget. Do you want to be debt free? It’s not because I’m too manly to bake.

Budgeting 213

Budgeting Budget Toll House Cooking 213

Couponing 101

JUNE 25, 2019

But budgeting for your vacation can take a lot out of you. Planning ahead can help you set and stick to a vacation budget without skimping on the fun. Base Your Vacation on Your Budget. Forbes reports that most Americans have gone into debt to pay for a vacation. You can have a fabulous vacation regardless of your budget!

Vacation 51

Vacation Budgeting Budget Calculators 51

Prairie Eco-Thrifter

NOVEMBER 22, 2012

“How to Live Large and Have Fun”, “How to Spend Millions on Credit and Never Pay a Dime”, “Live Large and On Charge…Cards”, “Living High on the Hog: The Art of Budget Busting”…these are all titles of fictitious books, but they might as well be bestsellers. Yes, that means that you cannot stop at the drive through on your way home from work.

Saving Money 221

Saving Money Money Budgeting Budget 221

Family Balance Sheet

MARCH 18, 2015

Today’s Debt Free Story is from Ruth. She is the author of the successful website, Living Well Spending Less , where she writes about finding the Good Life on a budget. My husband was formerly an aerospace engineer but is now a stay-at-home-dad, and I run a blog called LivingWellSpendingLess.com. What kind of debt was it?

Debt Free 100

Debt Free Debt Finds Home and Garden 100

Family Balance Sheet

FEBRUARY 4, 2015

Today’s Debt Free Story is from Shannon. He now works as an architect, and I do some freelance from home now that we have kids. How much debt did you pay off? How much debt did you pay off? What kind of debt was it? At the point when we finally got serious about paying off our debt we had $22,047 left.

Debt Free 100

Debt Free Debt Financial Goals Budgeting 100

Family Balance Sheet

DECEMBER 28, 2016

You will learn valuable information from leading personal finance bloggers on topics ranging from budgeting basics, dumping debt, boosting your income, and investing in YOUR future. The summit is online and you can view from the comforts of your own home! Toni Husbands of Debt Free Divas. Elle Martinez of Couple Money.

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New Year's Debt Personal Finance Real Estate 100

Family Balance Sheet

JANUARY 1, 2015

Most of them are related to our small business, my husband’s chiropractic office, but last January I got a bee in my bonnet about debt…thank you, Dave Ramsey. I tricked …nudged my husband into following along and together we wrote out our Debt Freedom Plan. Debt Free Stories. Weekly Meals on a Budget.

2015 100

2015 Money Debt Home and Garden 100

Family Balance Sheet

OCTOBER 9, 2014

We’ll talk about cash flow, budgets, debts, and all of the nitty gritty of our finances that might not be fun to talk about, but are so important to discuss. Today’s assignment: Reduce Your Spending in at least 3 Budget Categories. It is by far the easiest & quickest category to reduce in a household budget.

Budgeting 100

Budgeting Budget Finance Organic 100

Prairie Eco-Thrifter

SEPTEMBER 26, 2013

There has been a lot going on at work and at home which has been wearing on me. Oh I wish I could be home getting caught up and enjoying the last few nice days of fall. Sometimes, the title says it all: Check out Mr. FD’s post about how Living on a Budget Doesn’t Have to Stink over at Financial Debauchery. at Debt Roundup.

Fridays 187

Fridays Budgeting Budget New Cars 187

Prairie Eco-Thrifter

FEBRUARY 15, 2011

But those can saddle your children with debt for 20 years or more! Here are 5 ways to trim your budget for your child’s college funds. Know Your Actual Budget. Written Budget. Create a hand written budget and make several copies. Use the above 5 ways to trim your budget for your child’s college fund.

College 100

College Budgeting Budget Friends And Family Sale 100

Prairie Eco-Thrifter

FEBRUARY 14, 2013

The blog is suffering, time with the hubby is lacking, my to do list at home is growing exponentially, and the board I am on is also keeping me hopping. Calling all homeowners: Make sure to read iHeartBudgets’ post about how a simple home maintenance exercise saved $300,000. Looking to buy a home?

Debt 171

Debt Fridays Finance Re-use 171

Family Balance Sheet

APRIL 1, 2021

He then advises paying off your non-mortgage debt before fully funding an emergency fund with 3 – 6 months worth of expenses. Now that we’ve paid off six figures of non-mortgage debt , we are working on saving 6 months’ expenses and maybe even more. Groceries is the easiest budget category to overspend.

Emergency Fund 130

Emergency Fund Money Finds Friends And Family Sale 130

Prairie Eco-Thrifter

AUGUST 22, 2011

Debt Eye tells us how to eliminate the paper trail at Little House in the Valley. Sustainable Personal Finance tells us why air sealing your home is a good ide a at Financially Consumed. Financially Consumed tells how you can go green at home incrementally at Sustainable Personal Finance.

Swap 133

Swap Personal Finance Finance Debt 133

Family Balance Sheet

DECEMBER 10, 2014

Today’s Debt Free Story is from Carrie. I got tired of being left at home because I had a day job, so now we get to travel together and create our own adventures. How much debt did you pay off? What kind of debt was it? What inspired you to get debt free? Tell us about you and your family. Where are you from?

Debt 227

Debt Debt Free Financial Goals Goals 227

Penny Pinchin' Mom

FEBRUARY 16, 2024

Should you just pretend that you don’t have savings and increase your debt ? Also See: How to Budget Money on a Low Income How Much of Your Salary Should You Save? Dine In This is a tricky one because not everyone likes to do the chores that come with dining at home. How much of your salary should you save?

Saving Money 52

Saving Money Money Saving Bills 52

Family Balance Sheet

JULY 9, 2015

It’s no secret, I am fascinated, encouraged, and border-line obsessed with debt freedom. The idea of becoming debt free makes me downright giddy. So I love to hear the success stories of others who have found debt freedom. What did they specifically do to become debt free? 10 Smart Ways to Become Debt Free.

Debt Free 100

Debt Free Debt Budgeting Budget 100

Family Balance Sheet

OCTOBER 30, 2013

We can slash our budgets to bare bones, but the quickest way to reach our savings goal is to increase our income. Dave Ramsey is famous for telling his listeners to start delivering pizzas to claw their way out of debt. She was a stay at home mother and the hours fit her husband’s work schedule. Find a Part-Time Job.

Finds 113

Finds Part Time Hobby October 113

Prairie Eco-Thrifter

JANUARY 1, 2013

The best way to get out from under this disastrous situation is to create a budget and plan what to spend your money on. Most people find they need to cut their spending when they first draw up a budget, so you need to be prepared to bite the bullet to get your finances under control. Making weekly payments will save interest.

Emergency Fund 272

Emergency Fund Credit Cards Personal Finance Finance 272

Family Balance Sheet

JANUARY 11, 2016

It was my way to contribute to our finances while I was staying at home with her. Even now that our daughters are in school full-time and I’m working outside the home, I still consider myself the FOM and it’s a job I take seriously, and you should too. Get Your Financial House in Order.

2016 100

2016 Debt Finance Tools 100

Family Balance Sheet

JANUARY 14, 2011

All I could think about was a day at home where I could get some things accomplished. We had a snow day on Wednesday. And while it was fairly mild compared to last year's Snowpocalypse.my daughter's school was still canceled. How to Take Control of Your Finances in 2011 at Get Rich Slowly. A must read!

Daughter 100

Daughter Debt Personal Finance Finance 100

Family Balance Sheet

AUGUST 11, 2016

We charted out our course of action to pay off debts and start saving for retirement. It’s taking forever for us to accomplish the step we’re on (paying off our non-mortgage debt), but we keep plugging away. We have completely stopped any retirement contributions, so we can apply that money towards our debts (we had A LOT).

Emergency Fund 100

Emergency Fund Money Finance Debt 100

Prairie Eco-Thrifter

OCTOBER 4, 2011

The strategies did keep us out of debt however, and instilled in us habits of self-reliance, attitudes of ‘we can do that’ and a measure of life-long thriftiness that we might not otherwise have had. By exercising at home instead of paying gym fees we saved $600 per year for 17 years ($10,200). 40,720 Home Repair.

Home and Garden 198

Home and Garden Cars Car Re-use 198

Coupons Do Work

OCTOBER 3, 2016

Since I do not use a credit card anymore (and read recently that banks are in debt due to too much credit cards out there), why not start saving now, with these easy tips : Want more frugal tips/ articles/ DIY stuff? With people traveling for the holidays, and if you are at home, I would sign up to make some extra cash!

Christmas 153

Christmas Swagbucks Bank Banking 153

Prairie Eco-Thrifter

OCTOBER 27, 2011

Join us in exploring ways to implement eco-friendly work from home tips, or to become more cost-effective working outside the home. Brewing your own coffee or tea at home each morning is the obvious solution – and getting up early enough to eat breakfast can help control the urge to snack (or waste money!) Smart Commute.

Office 198

Office Fuel Work From Home Saving Money 198

For the Mommas

JULY 27, 2016

Some then have a desire to stay at home with their new child for a few years, which can mean a big change to their long-term income. Learning to make sacrifices early on and creating long-term saving habits can make a big difference on how long you are able to stay home with your new baby. Eliminate debt. Buy second hand.

Baby 40

Baby Debt Credit Cards Phone Service 40

Family Balance Sheet

MAY 24, 2011

Let us know in the comments. Thanks for reading. If you would like to receive FREE updates of FBS, there are four ways to do so: have updates sent to your email , through your RSS Feed become a fan and 'like' FBS on Facebook become a Twitter follower.

North Carolina 170

North Carolina Kansas City Virginia Missouri 170

Prairie Eco-Thrifter

MAY 1, 2012

What about holidays, cars, homes, designer clothes, retirement? She got rid of her credit card debt using this.” Bobbi started cooking at home instead of always dining out. “I People who have no dream and aim at nothing, usually have no trouble getting it. So, dream big. How would you design your perfect life?

Money 211

Money Debt Debt Free Cooking At Home 211

Family Balance Sheet

FEBRUARY 16, 2016

He then advises paying off your non-mortgage debt before fully funding an emergency fund with 3 – 6 months worth of expenses. Being self-employed, we have a higher starter fund on hand and when we pay off our non-mortgage debt, we will save to at least 6 months expenses and maybe even more. 6 – Eat dinner at home.

Emergency Fund 100

Emergency Fund Money Finds Friends And Family Sale 100

For the Mommas

MAY 22, 2012

The term “sinking fund” was originally a business term used to designate a savings account where a corporation holds funds for the repayment of a debt in order to improve their liquidity. If your budget is tight, you can still use the sinking fund principle by adding just a couple dollars to each account from each paycheck.

Craigslist 78

Craigslist West Virginia Bank Banking 78

Family Balance Sheet

JUNE 2, 2016

Today’s Debt Free Story is from Richard of Frugality Magazine , where he shares frugal living tips for financial freedom. How much debt did you pay off? What kind of debt was it? In total I estimate I paid off round $40,000 worth of debt, though depressingly a fair chunk of that was just interest.

Debt 100

Debt Finds Debt Free Pay Off Debt 100

Prairie Eco-Thrifter

FEBRUARY 11, 2011

You see, it doesn’t matter how you decide to celebrate it, whether you stay at home or go out, but one thing is for sure…kissing. Kisses are collected either on delivery to the grocery cart, or later at home. Financial Highway tells us how we can beat inflation with our food budget. Reducing Debt.

February 113

February Finance Personal Finance Money 113

Prairie Eco-Thrifter

FEBRUARY 19, 2013

We all know that one of the best personal finance strategies is to have a budget and you’ve probably tried to create one at some time. Maybe you’re like me and could never get the budget to balance; I always had more expenditure than income and couldn’t see how I was going to be able to cut expenses. Credit Cards.

Budgeting 222

Budgeting Budget Credit Cards Transportation 222

Saving Cents With Sense

JANUARY 1, 2016

I know many of you are in similar situations of needed to save, but wanting to pay off debt, and eventually be able to put money in savings. Don’t shop hungry and if your kids aren’t helpful with shopping, you may want to leave them at home so you can concentrate on getting the best deals. before heading to the store and stick to it.

Saving Money 40

Saving Money 2016 Money Pay Off Debt 40

The Frugal Girl

NOVEMBER 13, 2023

One of the moves we made, out to Seattle, the only way we could make our budget work AND have me be home with our young kids, was to not own a vehicle at all. K biking home from school My kids are learning independence and self-reliance by problem-solving issues that occasionally arise from biking themselves places.

Kids and Family 191

Kids and Family Parenting Cars Car 191