Family Balance Sheet

FEBRUARY 1, 2019

8 Action Steps for a Frugal February: 1 – Write a budget/spending plan for February. I’m a big fan of Zero Based Budgeting. If you’re new to writing a budget, read: How to Start a Budget (and be successful at it!). This is to keep out any trolls and help to keep the group a safe and encouraging place.).

February 100

February Frugal Financial Goals Budgeting 100

Couponing 101

FEBRUARY 23, 2019

They are a family of four and have a grocery budget of $60 per week, they cook 2-3 dinners from scratch each week and eat out once or twice a week. Their grocery budget is already pretty low, but I do have a few ideas. You can easily cook a meal for four for about $10 at home instead. Have they truly saved money?

Budgeting 81

Budgeting Budget Saving Eating Out 81

Prairie Eco-Thrifter

JULY 26, 2012

We all like to eat out, but if we do it too often, it can get expensive. If you like to eat out a lot, and you would like to save some money, here are few tips to save when dining out. Limit Yourself If you dine out regularly, you can limit the number of times that you go out to save some money.

Dining 203

Dining Saving Money Money Eating Out 203

Prairie Eco-Thrifter

MARCH 14, 2013

Now is the time to watch every penny that you spend, so that you can purchase more in the same budget or even better, put that money in emergency funds. A good part of our monthly income is spent on grocery shopping, and the budget may even go higher depending on whether it’s a holiday or a birthday where you need to feed more people.

Saving Money 222

Saving Money Money Bills Insurance 222

Nicoles Nickels

DECEMBER 16, 2012

I have had my eye on this flower basket charm that costs $95 – not a budget breaker but still not a part of my monthly budget! I decided to use Bluebird to buy this for myself by setting aside some money every week that I would have used to buy coffee or lunch out during the week. This saved me about $20 per week at least!

Budgeting 59

Budgeting Budget Bank Banking 59

Couponing 101

JUNE 14, 2019

Hopefully the traveling will calm down soon… we are very ready to be at home for several weeks in a row! Since our budget doesn’t increase just because we are traveling, here are a few things that we can do to keep to our monthly budget while traveling so much: Water.

Travel 85

Travel Frugal Hotel Food and Drink 85

Family Balance Sheet

NOVEMBER 19, 2014

San Antonio, Texas is our home when we aren’t traveling the world. Daniel took on an extra job doing support work for an online company that he could do from home. We ate at home a lot and watched our food budget carefully. We still allotted a lot of money for food, but we were careful not to go too far over budget.

Debt 245

Debt Debt Free Finance Friends And Family Sale 245

Prairie Eco-Thrifter

NOVEMBER 27, 2011

If you prefer eating out, see if you can get your hands on any discount vouchers before you make arrangements and then base your plans around it. Stay at home. If going out is just too expensive for your budget, why not entertain some friends at home instead? Slush Your Way Out of Being Over Budget.

Bills 208

Bills Budgeting Budget Entertainment 208

Family Balance Sheet

FEBRUARY 10, 2014

My husband and I spend Valentines’s Day in the comforts of our home. Sure, we’d love to eat out and have someone else prepare and serve our food, but that would involve a babysitter and a food tab. Now we save money, but still celebrate our marriage and our family at home. Unplug from the Outside World.

Menu Planning 113

Menu Planning Menu Plans Recipes Home and Garden 113

Family Balance Sheet

MAY 14, 2013

We also don’t want to come home to a credit card bill. Create A Budget. Maybe you don’t want to cook at all during your vacation or maybe eating out for every meal is beyond what your budget can handle. For dinner, we''ll plan to eat in on 5 nights and eat out 2 nights. Plan your travel.

Vacation 153

Vacation Saving Money Money Food and Drink 153

Family Balance Sheet

MARCH 18, 2015

She is the author of the successful website, Living Well Spending Less , where she writes about finding the Good Life on a budget. My husband was formerly an aerospace engineer but is now a stay-at-home-dad, and I run a blog called LivingWellSpendingLess.com. We also stopped eating out and even went on regular spending freezes.

Debt Free 100

Debt Free Debt Finds Home and Garden 100

Prairie Eco-Thrifter

JULY 30, 2014

Alcohol was dirt cheap in New Orleans, and transportation was a very small line on our budget in New York City. After all, you’ve got to eat! Even buying pre-made salads and entrees at the grocery store is substantially cheaper than eating out. Thanks, couch surfing! Daily Deal Sites. Go Frugal'

Saving Money 187

Saving Money Money Food New York City 187

Prairie Eco-Thrifter

OCTOBER 4, 2012

Cooperation is an important key to successful budgeting. Examine Your Budget and Look For Loopholes Loopholes are those unnecessary expenses that are a waste of funds. Limit eating out and the activities that are outside your budget such as expensive movies and far away vacations. Creating a Budget is Easy.

Frugal 189

Frugal Family Budgeting Budget 189

Penny Pinchin' Mom

FEBRUARY 16, 2024

Also See: How to Budget Money on a Low Income How Much of Your Salary Should You Save? Here, let me show you: Say, for example, that your family is used to a certain high-end brand of cereal, but your analysis has shown that it’s too expensive and should be part of the things you cut out of your monthly budget to shore up that 20%.

Saving Money 52

Saving Money Money Saving Bills 52

Prairie Eco-Thrifter

NOVEMBER 20, 2014

We thought eating in restaurants was a main attraction of travel because you get to try local foods. Even when eating out on the cheap, we were still spending hundreds of dollars on food. We began cooking all of our meals at home. When we traveled, we packed a cooler full of food to eat on vacation and while on the road.

Travel 196

Travel Family Hotel Making 196

Saving Everyday

OCTOBER 3, 2023

To save money at home and keep some of your hard-earned dollars in the bank, we have some realistic ways to save money for you! Set a Budget Spending adds up quickly on any vacation, and overspending can add unwanted stress when all you should be doing is relaxing! Avoid holidays and peak travel times when prices can be inflated.

Saving Money 52

Saving Money Money Travel Hotel 52

For the Mommas

AUGUST 14, 2012

Do you like to dine out? I love to eat out, but I hate how expensive it can be. Restaurants with a $100 price tag are usually out of my budget, but not with Restaurant.com. One less thing to remember at at home. I typically use coupons and try to find specials. I picked The Reserve Restaurant in Philly.

Restaurant.com 56

Restaurant.com Dining Budgeting Budget 56

Family Balance Sheet

APRIL 1, 2021

Make it a game and be creative when looking for money within your budget and finding new ways to earn extra money. Groceries is the easiest budget category to overspend. Are you paying too much for home/auto insurance, cable, internet, cell? 4 – Skip the AM drive-thru and eat breakfast at home.

Emergency Fund 130

Emergency Fund Money Finds Friends And Family Sale 130

Couponing 101

JULY 28, 2011

They are a family of four and have a grocery budget of $60 per week, they cook 2-3 dinners from scratch each week and eat out once or twice a week. Their grocery budget is already pretty low, but I do have a few ideas. You can easily cook a meal for four for about $5 at home instead. Have they truly saved money?

Budgeting 96

Budgeting Budget Saving Eating Out 96

Family Balance Sheet

SEPTEMBER 20, 2016

The segment was so inspiring that I reached out to her to see if she would participate in the Debt Free Stories series. She hosts a You Tube channel, The Former Mrs. Jones , where she vlogs about budgeting, debt free living, and family life. While we were paying off our debt, my husband and I both had a realization about our home.

Debt 100

Debt Debt Free Bath and Body Works Gas 100

Family Balance Sheet

JUNE 16, 2015

She blogs about living a limitless life on a limited budget at Frugal Debt Free Life. I am a stay at home mom and freelance marketer and my husband works in the construction industry. The fear of losing my baby led to the desire for me to be a stay at home mom, but I knew that would never work if we were in such debt.

Debt 100

Debt Debt Free Finds Goals 100

Family Balance Sheet

JANUARY 21, 2015

I own a software consultancy that I run from home and my husband is a letter carrier with the post office. We have 2 girls that I am home schooling this year. We paid down mostly student loans, vehicles and business credit card debt ( we already own a home outright ). Nine years later, I am still at home!

Debt 100

Debt Debt Free Las Vegas Finance 100

Family Balance Sheet

JUNE 1, 2011

Create A Budget For Your Trip. Maybe you don’t want to cook at all during your vacation or maybe eating out for every meal is beyond what your budget can handle. We calculate the number of meals we are going to have and decide how many will be at home and how often we will dine out. Drinking water.

Vacation 178

Vacation Saving Money Money Food and Drink 178

Saving Cents With Sense

MAY 25, 2012

Summer is officially here and that means that kids are home, people are time off work, and gas prices are up (yikes!). The trick to a perfect staycation is to remember that you are still vacationing, even if you are staying at home, so try to keep household chores, projects, and business interruptions to a minimum. visit a water park.

Vacation 102

Vacation Hotel Backyard Kids and Family 102

Family Balance Sheet

AUGUST 5, 2015

I am a stay at home mom to 3 kiddos and a cockapoo named Otis. We live a pretty busy lives and when given free weekends at home we love spending time at home on our little farm. We made the decision to tackle our debt back at our home church in Chattanooga. How much debt did you pay off? What kind of debt was it?

Debt 100

Debt Debt Free Finds Finance 100

Family Balance Sheet

FEBRUARY 16, 2016

Look for money within your budget and find creative ways to earn extra money. How much can you save just by cutting out non-essential spending? Are you paying too much for home/auto insurance, cable, internet? 4 – Skip the AM drive thru and eat breakfast at home. 6 – Eat dinner at home.

Emergency Fund 100

Emergency Fund Money Finds Friends And Family Sale 100

Saving Cents With Sense

JANUARY 18, 2013

Most budgets get depleted because of excess spending at fast food restaurants, entertainment, or other luxuries. Which then sometimes lead to taking out short term loans or other possible bad investments. To start saving money, you should evaluate your spending habits.

Health 81

Health College Tuition Insurance Saving Money 81

Shereen Travels Cheap

DECEMBER 16, 2023

That means you may not have room to pack it on your way home. Mesh pop-up hamper (laundry detergent) Whether or not I'm on a long trip, I don't like living out of my suitcase and I don't like mixing my clean and dirty clothes. Then, before I go home, I can schlep it to the laundry room (or just drag it to the washing machine).

Travel 226

Travel Hotel Sunglasses Phones 226

For the Mommas

JULY 24, 2016

Eat out less. One of the biggest expenses you probably incur is eating out. The average person spends over $2,000 a year on eating out. Instead of eating out, pack your lunch. Instead of running an errand or two every day, plan them out and get them all done at once. Stop impulse buying.

Frugal Lives 49

Frugal Lives Frugal Living Frugal Magazine and Newspaper Subscriptions 49

Saving Everyday

AUGUST 1, 2022

Reducing your food expenses is one of the best ways to reduce your overall spending and find extra money in your budget ! In this post, we’ll discuss realistic ways you can save on groceries at home and at the store! How to save on groceries at home. Shop your own home. Limit dining out and pack your lunch.

Groceries 52

Groceries Grocery Food and Drink Saving 52

Saving Everyday

AUGUST 1, 2022

Reducing your food expenses is one of the best ways to reduce your overall spending and find extra money in your budget ! In this post, we’ll discuss realistic ways you can save on groceries at home and at the store! How to save on groceries at home. Shop your own home. Limit dining out and pack your lunch.

Groceries 52

Groceries Grocery Food and Drink Saving 52

Prairie Eco-Thrifter

OCTOBER 5, 2014

per lunch if you just brought something at home (and I’d say that is a pretty elaborate lunch). If both you and your spouse are eating out every day for lunch, you’re looking at $128/month – on top of your regular grocery bill. There are a lot of ways that we humans waste money but these are the hugest budget drainers.

Budgeting 245

Budgeting Budget May Lunch 245

The Frugal Girl

NOVEMBER 13, 2023

One of the moves we made, out to Seattle, the only way we could make our budget work AND have me be home with our young kids, was to not own a vehicle at all. Easiest – saying “no” to things that I’ve figured out don’t really matter to me Hardest – figuring out what matters!

Kids and Family 189

Kids and Family Parenting Cars Car 189

Family Balance Sheet

JULY 9, 2015

Olivia wanted to stay home with her children on her husband’s teacher salary. When you have tracked, analyzed, and cut your budget to bare bones, there is only one other way to find extra money to put towards debt and that is to make more money. ” Almost all of the interviewees mentioned their budget in their answers.

Debt Free 100

Debt Free Debt Budgeting Budget 100

Prairie Eco-Thrifter

JANUARY 14, 2011

blogs at Modern Tightwad and is most content being at home with her husband and dog, writing about ways to make the life you love, the life you can afford. When my family is at home, and we’re all tired, a warm meal on a cold day can revive us all. A family of two spending $40 on eating out once a week will spend $2000 a year.

Cooking 133

Cooking Cooking At Home Friends And Family Sale Budgeting 133

Prairie Eco-Thrifter

SEPTEMBER 25, 2012

For so long, we plodded along with next to nothing while our neighbors were running up their charge cards and using home equity loans to take vacations. We shopped at garage sales, turned down the heat, combined errands to use less gas, didn’t buy a lot of prepared food, cooked at home and the like. Peggy: Oh yes!

Thrifty 213

Thrifty Garage Spendthrift Fair-Trade 213

Family Balance Sheet

MAY 16, 2016

Imagine saving your family’s budget $1500 a year just by being more aware of your food waste and taking action to stop it. You’ll save money by reducing your food waste at home and avoid eating out on your lunch break. Let’s reread that sentence: A U.S. Did that stop you in your tracks? Brown Bag lunch.

Food Waste 165

Food Waste Kitchen Leftovers Food 165