Savings Corner

DECEMBER 27, 2023

Here are the essential steps on how to start a business, from choosing the right business idea, creating a solid business plan and structuring your company to opening a business bank account and choosing the right accounting software. A business bank account can help, and they’re easy to set up.

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Finance Taxes Insurance Software 52

Savings Corner

DECEMBER 25, 2023

You apply for a private student loan through a bank, credit union or online lender. Compare offers from multiple lenders including banks, credit unions, online companies and state-based lenders to find the lowest interest rate. You apply for a federal student loan by submitting the FAFSA. How do I choose a private college loan online?

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Family Balance Sheet

SEPTEMBER 14, 2011

During that process, I researched and reported back to you how long you should keep your financial documents. I use hanging files with tabs and manila folders to divide my categories and sub-files, depending on the amount of documents that I am storing. Instead I've kept the cabinet organized and up to date.

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Paper Organic Organization Home Improvement 147

Family Balance Sheet

SEPTEMBER 1, 2016

You will likely have your home for years and even decades, so keep your important home ownership documents organized in one central location. Make a tab or file for each of the following categories: 1 – Mortgage/Bank Information If you are still paying on your mortgage, keep your bank information handy.

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For the Mommas

DECEMBER 27, 2017

Companies that breach the GDPR could face significant enforcement action from the ICO, as well as fines and penalties from acquiring banks. A PCI DSS Documentation Toolkit , which gives you all the documentation required by the PCI DSS.

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Savings Corner

APRIL 4, 2024

Don’t forget that removing someone from a mortgage doesn’t remove them from the deed of the home, which may require filing a legal document called a quitclaim deed (check your state’s property laws for guidance). To get rid of FHA mortgage insurance. Make sure you get everything in writing, such as fees and interest rates.

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Calculators Refinancing Insurance Homeowner Insurance 40

Savings Corner

DECEMBER 27, 2023

You can get a personal loan from a bank, credit union or online lender.Personal loan amounts are from $1,000 to $100,000, and they’re typically repaid over a term of two to seven years. If you have good credit and an existing banking relationship, take a pre-qualified loan offer to your bank and ask if they’ll beat it.

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Savings Corner

DECEMBER 24, 2023

You can get a personal loan from online lenders, banks and credit unions, and the funds are provided in a lump sum. How a personal loan works A personal loan is money you borrow from a bank or other financial institution with a set repayment period and consistent monthly payments. This could include bank statements or pay stubs.

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Debt Credit Cards Credit College Tuition 52

Prairie Eco-Thrifter

FEBRUARY 1, 2011

Never disclose your personal information such as a bank account number in an email. If you are getting rid of your computer, make sure to remove all of the documents with personal information from the hard drive before you give it away. Shred any documents that have your name and address on them.

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Identity Theft Credit Cards Hard Drives 2004 150

Prairie Eco-Thrifter

JANUARY 30, 2017

Better to talk through the whys and wheretofors of your revenge spends to get to the bottom of the cause than to drain your bank accounts or wreck your credit with the spends. Spouses used to use secret overseas bank accounts to hide money from each other prior to a divorce split up. Watch for these other money tricks. Asset hiding.

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Savings Corner

APRIL 4, 2024

Review lender requirements and gather documentation Once you decide on the amount you want to borrow, you need to know what it will take to get approved by a personal loan lender. Each lender may set different approval requirements and collect a variety of documents to decide whether to take a risk on you as a borrower.

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Prairie Eco-Thrifter

JANUARY 30, 2013

Financial contact numbers for banks, credit issuers, insurance companies, and others. You can get a small safe and keep all of your important financial documents, including passwords and account numbers, in the safe. Credit card with an adequate limit. And, if it is easy to transport, you can take it with you if you have to leave.

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Emergency Fund Job Loss Transportation Staying Warm 211

Nicoles Nickels

DECEMBER 2, 2012

Last week I told you I would be working with Bluebird and American Express to document my experiences using the card over the next 6 weeks or so. From home it took me a few minutes to enter in my banking info. In 30 seconds I was able to load money onto my card from my bank account! Roadside Assistance. Purchase Protection.

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Used Bank Banking Credit Cards 63

Nicoles Nickels

DECEMBER 16, 2012

For the past several weeks I’ve been telling you that I would be working with Bluebird and American Express to document my experiences using the card over the next month or so. I told you how simple it was to sign up for the card, receive it and register your bank account to add money to it. Roadside Assistance.

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Budgeting Budget Bank Banking 59

Coupons Do Work

FEBRUARY 8, 2017

The business version offers: 500 document scans per month. Download bank transactions automatically. Archive receipts from Gmail. IRS-accepted receipt images. Send expense reports. Works with other business tools such as such as Quickbooks, Wave, Evernote and more. Prepaid envelopes. Quickbooks Online integration. Send invoices.

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Taxes Used Home Bills 100

Nicoles Nickels

JUNE 4, 2012

AboutOne is a secure storage site where you can keep your important family documents and information. They offer bank-level security and auto-backup so you never have to worry about losing your stored information. Their innovative technology has been featured in the New York Times , ABC News, PC Magazine and USA Today.

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Organic Organization USA Today New York 45

Prairie Eco-Thrifter

APRIL 7, 2013

Each winter, I go through my pantry and make an inventory on a piece of paper, documenting each and every ingredient I have. If the ingredient stays in my pantry for longer than two months after having done this, and it’s not crossed off of my “inventory” list, I donate it to the Food Bank.

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Prairie Eco-Thrifter

NOVEMBER 15, 2011

Perhaps you believed that having a large bank account was the key to a happy retirement, but wealth does not necessarily guarantee happiness. If all goes according to plan my hubby and I will be traveling the world and volunteering where there is need and each of these trips will be photo documented since I love taking pictures.

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Musical Instruments Activism Instruments Television 183

Family Balance Sheet

APRIL 1, 2011

The post reviews what is recommended for bank statements, bills, credit card statements, household records, legal documents, pay stubs, receipts and taxes. Organize your financial paperwork. One of my most popular posts is, How Long Should I Keep My Financial Records? Have you done any spring cleaning to your finances lately?

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Finance Financial Goals Goals Credit 127

Savings Corner

APRIL 4, 2024

How to obtain a home equity loan Home equity loans are available through banks, credit unions and online lenders. If you decide to formally apply, you can typically start the process online and upload the requested documentation to get a lending decision. Read the fine print on the site to confirm.

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For the Mommas

JUNE 29, 2015

All those airline credit card offers, those offers for your toddler, old bank statementsÖ donít just throw them away. Do you use the same passwords for everything from Amazon to email to your bank account? But here are some ways to protect your family from identity theft. Consider purchasing a shredder ñ then use it. Shred them.

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Nicoles Nickels

DECEMBER 9, 2012

For the past two weeks I’ve been telling you that I would be working with Bluebird and American Express to document my experiences using the card over the next month or so. Some key features of Bluebird: checking and debit alternative with lower fees than traditional bank accounts. Roadside Assistance. Purchase Protection.

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Holiday Bank Banking New York 49

Nicoles Nickels

DECEMBER 23, 2012

For the past several weeks I’ve been telling you that I would be working with Bluebird and American Express to document my experiences using the card over the next month or so. I told you how simple it was to sign up for the card, receive it and register your bank account to add money to it.

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Savings Corner

DECEMBER 24, 2023

Your bank or credit card company might offer free access to your score or credit report, too. You may need to submit additional paperwork as your lender completes the process, such as bank statements, tax returns or additional proof of income, so keep your paperwork organized. Should I buy a house now or wait until 2024?

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Savings Corner

DECEMBER 27, 2023

Many online, bank and credit union lenders allow you to pre-qualify for a personal loan. Having documents ready that prove your identity and income, like W-2s and tax forms, can help move the application process more quickly. Here’s what’s next: Pre-qualify. Accept your pre-qualified offer and fill out the lender’s formal application.

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Calculators Credit Debt Nov 40

Nicoles Nickels

MAY 11, 2011

AboutOne is a secure storage site where you can keep your important family documents and information and their innovative technology has been featured in the New York Times , ABC News, PC Magazine and USA Today. They offer bank-level security and auto-backup of your info so you never have to worry about losing your information.

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Family USA Today New York Bank 45

Prairie Eco-Thrifter

SEPTEMBER 17, 2011

A number of insurers will offer employers’ liability insurance including public banks as well as private companies who will also offer professional indemnity insurance and public liability insurance. It is also useful if any officials ask to see your insurance documents.

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Insurance Buy Buying Bank 113

Saving Cents With Sense

OCTOBER 22, 2015

For example, if you are filling out a rental application, you will notice that you are asked to include your SSN and bank account information. Make sure you go over credit card statements, bank transactions, and other key documents to ensure there are no fraudulent charges or suspicious activity. Monitor Your Statements.

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Identity Theft Shredders Credit Credit Cards 40

Prairie Eco-Thrifter

JANUARY 22, 2014

Bank stocks were in receivership, companies were going through bankruptcy and the estate was very small. Just about any older financial document might be of interest to a collector, especially if it spans collector categories or has the signature of a famous person. What else might be valuable as a collectible?

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Collectibles Paper Money Hobby 167

Prairie Eco-Thrifter

JANUARY 6, 2014

Data is lifted from the scanned documents and put into databases and files where they are fed into an automated work distributor which sends transactions in a queue to be worked by a transfer agent or mutual fund client services person. Another example is the processing of credit card transactions or banking transactions.

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Cycle Computers Calculators Software 169

Nicoles Nickels

JUNE 9, 2011

When in his hotel room, he’ll need a safe place to store his passport, cash, watch and other important documents. Consider selecting a secure cash or document storage box like the 7142D to give him a safe place for these items. Master Lock’s 4688D TSA-accepted lock can help ensure he gets through airport security lines without a hitch.

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Giveaway Father Golf Tools 56

Prairie Eco-Thrifter

JANUARY 28, 2011

Moolanomy tells us how we can reach our savings goals by using virtual bank accounts. Make sure you are prepared with the right documents when claiming your gains. Live Real, Now tells us how we can save money on anything from bills to insurance. I suggest you read this post to see if there is anywhere you can save a few more pennies.

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Savings Corner

DECEMBER 27, 2023

Banks: Banks base loan decisions primarily on your credit score, history and income. Major banks are less flexible on qualification requirements, but having a good relationship with a local bank may help you qualify. A secured loan requires you to pledge collateral — usually a vehicle or bank account — to borrow money.

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Credit January Debt Credit Cards 52

The Frugal Girl

MARCH 4, 2024

We lived off my salary and banked Alan’s even before we were married so that we could build our own house (literally), paying cash as we went. I author a blog to document our adventures ( Reflections Around the Campfire ) because I enjoy creative writing and because I wanted a permanent record of our travels, especially for our kids.

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Green And Frugal Kids and Family Hotel Frugal 178

Savings Corner

DECEMBER 24, 2023

Information you need to freeze your credit at all 3 bureaus It’s a good idea to gather all the documents you will need before initiating a credit freeze. Copy of tax documents, bank statements or utility bills. Proof of address, like a utility bill.

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Credit Monitors Insurance Taxes 52

Prairie Eco-Thrifter

DECEMBER 10, 2013

If you use cloud-computing platforms such as Dropbox or Box to store documents, encrypt everything that you store there. For instance, you can use TrueCrypt to encrypt documents you store in Dropbox. How to Protect Your Online Banking Is Your Smartphone Putting You at Financial Risk?

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Organic Organization Hard Drives Software 202

Savings Corner

DECEMBER 25, 2023

Ignoring a lawsuit over a delinquent debt puts your wages, bank account or property at risk. You may want to use certified mail for the best documentation. You can submit a written request to get more information and temporarily halt collection efforts. What happens if you ignore a debt collector?

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