Motherhood Moments

DECEMBER 26, 2022

As the year wraps up, it’s natural to think about your goals — professionally, personally, and financially. He is able to speak about the banking industry, interest rate market, and general financial/economic questions. Jeff has been with Direct for 15 years. Jeff is available virtually or over email/phone.

Personal Finance 100

Personal Finance Finance Money Debt 100

Savings Corner

APRIL 4, 2024

That may be fine if your goal is to preserve capital and maintain a steady flow of interest income. But if you’re looking for growth, consider investing strategies that match your long-term goals. In contrast, higher-risk investments are better suited for long-term goals.

April 52

April Lowes CD Bank 52

Family Balance Sheet

MARCH 25, 2019

My monthly goal is $100. The Federal Reserve letter, the black seal to the left of George Washington, is the seal that bears the name and corresponding letter of the distributing Federal Reserve Bank. There are 12 banks (and letters, A – L). April’s Assignments: 1. Need some ideas to find extra cash?

March 100

March Club Christmas Budgeting 100

Savings Corner

DECEMBER 24, 2023

Merrill Edge® Self-Directed Best for: Hands-off retirement savers Merrill Edge is a solid choice for those whose primary goal is to save for retirement, as the broker has copious resources on retirement and wealth planning. Otherwise, the annual robo-advisor fee is 0.30% for IRA accounts, which is still low compared with other brokers.

December 52

December Bank of America Bank Banking 52

For the Mommas

NOVEMBER 7, 2022

Budgeting also tells me where I need to start making changes and how much I can save and invest: The below hacks will help you put some extra pennies in the bank. Take on a Money Saving Challenge – Having a money goal, will make you accountable for your money.

Budgeting 52

Budgeting Budget Bank Banking 52

Savings Corner

DECEMBER 25, 2023

Our goal is to help you make smarter financial decisions by providing you with interactive tools and financial calculators, publishing original and objective content, by enabling you to conduct research and compare information for free – so that you can make financial decisions with confidence.

Calculators 40

Calculators Simple Bank of America Saving 40

Savings Corner

DECEMBER 25, 2023

Additional information can be found at [link] CIT Bank Platinum Savings Min. Cash management accounts are typically offered by non-bank financial institutions. Cash management accounts are typically offered by non-bank financial institutions. UFB Secure Money Market Discover Bank Money Market Account What is compound interest?

Calculators 52

Calculators Savings Account Bank Banking 52

Penny Pinchin' Mom

JANUARY 16, 2024

Have Specific Financial Goals Financial planning is the key to financial success. You need to have very specific financial goals; what do you need to achieve by which date? Tag team with a few friends who have the same financial goals as you, whether it’s a budgeting or a savings goal, and keep each other accountable.

Personal Finance 52

Personal Finance Finance Tips Finance Mom 52

Savings Corner

APRIL 4, 2024

Old National Bank 620 for conventional loans, 640 for FHA loans, 680 for VA loans 4.6 Bank 620 for conventional loans, 740 for jumbo loans 4.8 Citizens Bank 620 for conventional loans 4.5 PNC Bank 620 for conventional, jumbo and FHA loans, 640 for USDA loans 4.5 Bank 620 for conventional loans, 740 for jumbo loans 4.8

Refinancing 40

Refinancing Bank Banking Credit 40

Savings Corner

FEBRUARY 2, 2024

By Margarette Burnette   Margarette Burnette Senior Writer | Savings accounts, money market accounts, banking Margarette Burnette is a NerdWallet authority on savings, who has been writing about bank accounts since before the Great Recession. See how regularly adding any amount can move you closer to your savings goal.

Calculators 52

Calculators Saving Bank Banking 52

Savings Corner

DECEMBER 24, 2023

They also help you set your personal financial goals to reach milestones. Your family, age, career, and priorities are all taken into account when crafting your financial goals, and a financial advisor helps you find out how to reach them. Keep in mind that goals change. The type to use depends on your needs and goals.

Financial Goals 40

Financial Goals Goals Real Estate Money 40

Prairie Eco-Thrifter

JULY 28, 2014

The important thing is to get started; any major goal that inspires you to do that is a good start. Once you have a goal in mind, you need a roadmap for how you’re going to get from point A, where you are now, to point B, your goal. You can do this with any goal, no matter how crazy big or far off it is. Keep Learning.

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Hobby Money Making Goals 189

Prairie Eco-Thrifter

AUGUST 12, 2013

Personal financiers will frequently advise that you have an emergency fund of 3-6 months of expenses in your bank account at all times. Once you’ve reached that goal and have a nice, healthy emergency fund in your bank, what do you do next? I remember a few months ago when I hit my $10,000 emergency fund target.

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Emergency Fund Debt Goals Money 200

Family Balance Sheet

SEPTEMBER 25, 2019

My monthly goal is $100. I like the online bank, Capital One 360, because it connects with your local checking account, but is not quickly assessable. If you came up short prior to September, find your monthly savings goal for October and any shortfall from February – September. Need some ideas to find extra cash?

2019 100

2019 September Club August 100

Family Balance Sheet

JUNE 25, 2019

My monthly goal is $100. My goal for the year is to find the money outside of our budget, but I had a very uncreative month in June and made sure Christmas savings was a line item in our June budget. If you came up short prior to July, find your monthly savings goal for July and any shortfall from February – June.

2019 100

2019 June Club Christmas 100

Savings Corner

DECEMBER 24, 2023

Which bank has the best IRA? You might have noticed we don’t include any bank savings IRA accounts in our roundup of the best IRAs. Bank IRAs generally offer access to savings products such as certificates of deposit. But the contribution limit doesn’t include amounts rolled over, such as from a 401(k).

December 52

December Taxes Bank Banking 52

Family Balance Sheet

FEBRUARY 1, 2019

How did you do with your financial goals in January? We have only one financial goal for 2019 and we made some progress in January. It was a great feeling to make that payment, and to continue the momentum I want to double down on our financial goal. The goal of Frugal February is NOT to feel deprived, .

February 100

February Frugal Financial Goals Budgeting 100

Family Balance Sheet

AUGUST 30, 2012

Saturday, Sept 1, 9AM - Noon | Make a Goal Post Football Game. Bank of America - Museums on Us. Bank of America - Museums on Us. Sept 1 & 2 | Bank of America cardholders get FREE admission to over 150 museums nationwide. Bass Pro Shops - Hometown Festival. Locate a participating museum near you. Thanks for reading.

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Kids and Family Sept Bank of America Museum 127

Prairie Eco-Thrifter

FEBRUARY 3, 2016

Take them to the bank and let them see you make your deposits. Buy them a piggy bank and help them remember to feed it when they can. Help them figure out what to save for and show them that you have goals for your own savings. Saving towards a goal and them fulfilling that goal is very satisfying to a child.

Work 100

Work Kids Bank Banking 100

Savings Corner

DECEMBER 25, 2023

Setting retirement goals When it comes to retirement planning, it’s hard to meet goals you haven’t set. An IRA, or individual retirement account, is a tax-advantaged account that savers open on their own through a bank, credit union or brokerage. A 457 plan is offered to government workers.

Calculators 40

Calculators 401K Taxes Goals 40

Family Balance Sheet

OCTOBER 25, 2019

My monthly goal is $100. Our goal is to have a cash Christmas and usually the holiday season can get a little pricey. I like the online bank, Capital One 360, because it connects with your local checking account, but is not quickly assessable. I started the year challenging myself to find the cash outside of our budget.

2019 100

2019 October Club Christmas 100

Family Balance Sheet

JANUARY 31, 2020

Found Money in January: I have an old savings account that I hold on to, because it’s at the same bank as my kids’ savings accounts. I chose this bank for the kids years ago when they had a summer program where a child could earn $10 if they read 10 books over the summer. My goal was to eliminate all unnecessary spending.

January 130

January Frugal Green And Frugal Homemade 130

Family Balance Sheet

JUNE 30, 2015

As part of Prudential’s Women Inspired campaign, I was encouraged to think about my dreams detailing my long-term goals and aspirations. I broke my goals into two categories: Financial and Personal. Our Financial Goals: Pay off our non-mortgage debt. Volunteer more at the local food bank. Achievable? Absolutely!

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Financial Goals Debt Goals Emergency Fund 100

Family Balance Sheet

OCTOBER 7, 2014

By the end of the month, my goal is to help you have a detailed financial plan for your family. financial goals. So grab your pay stubs and/or bank statements and calculate how much cash is flowing in each month. Welcome to 31 Days to Organize Your Finances. Today we will start to get into the nuts and bolts of our budget.

Finance 113

Finance Organic Organization Financial Goals 113

Family Balance Sheet

JANUARY 25, 2013

As outlined in the first post , your goal this past month was to create a budget for your Christmas spending. That final number will be your goal to save each month between now and November 25, 2013. My monthly goal is $100. Our bank offers free change counting. Today is the first meeting! So, how did I do in January?

Christmas 127

Christmas Club Goals Budgeting 127

Family Balance Sheet

APRIL 25, 2019

My monthly goal is $100. I like the online bank, Capital One 360 (referral link) , because it connects with your local checking account, but is not quickly assessable. Find your monthly savings goal for May and any shortfall from February – April. I’m challenging myself to find the cash outside of our budget.

2019 100

2019 April Club Christmas 100

Family Balance Sheet

FEBRUARY 25, 2019

My monthly goal is $100 and I’m happy to say I found the money this month. I like the online bank, Capital One 360 (referral link) , because it connects with your local checking account, but is not quickly assessable. Find your monthly savings goal for March and any shortfall from February. How Did I Do in February?

2019 100

2019 February Club Christmas 100

Family Balance Sheet

JULY 10, 2023

My goal has always been to live well on less while achieving our big financial goals. We are in what I call our “shovel season of life” Our oldest daughter leaves for college in the fall of 2024 and we have a big savings goal to hit before then. Frugal living is not about deprivation. Ask and ye shall receive!

Frugal 100

Frugal June Flights CD 100

Family Balance Sheet

JULY 25, 2019

My monthly goal is $100. I like the online bank, Capital One 360 (referral link) , because it connects with your local checking account, but is not quickly assessable. If you came up short prior to July, find your monthly savings goal for July and any shortfall from February – June. Need some ideas to find extra cash?

2019 113

2019 Club July Christmas 113

Family Balance Sheet

SEPTEMBER 17, 2021

In fact, it was one of my 2020 financial goals. Bank accounts. I had all of this info scattered in my brain and in different file folders. My husband is many things, but he is not a mind-reader, so creating this binder was on my to-do list for some time. It took about two hours to gather everything needed for the binder. Credit cards.

Family 130

Family Financial Goals 2020 Insurance 130

Family Balance Sheet

MAY 25, 2019

My monthly goal is $100. I like the online bank, Capital One 360 (referral link) , because it connects with your local checking account, but is not quickly assessable. If you came up short prior to June, find your monthly savings goal for June and any shortfall from February – May. Need some ideas to find extra cash?

2019 100

2019 Club Christmas May 100

Prairie Eco-Thrifter

MARCH 15, 2011

Money is not a goal. When you set goals, think about the positive change in the world you want to make or how you want to affect the people around you. Only then can you start to think about how you can earn money and be financially secure to reach those goals. Banks and financial professionals want to take your money away.

Money 124

Money Personal Finance Goals Consumerism 124

Family Balance Sheet

OCTOBER 24, 2013

Once it’s full, I take it to our bank where there is a free change machine. I dump the change into the machine and the bank gives me back dollars. So if you have a change jar, cash it in this month, and put it towards your savings goal. It doesn’t take up a lot of space and the jar usually holds about $80.

Finds 100

Finds October Bank Banking 100

Savings Corner

DECEMBER 24, 2023

Try adjusting the terms, loan types or rate until you find a debt consolidation plan that fits your goals and budget. The goal is to streamline payments, lower interest, and pay off debt more quickly. Try adjusting the terms, loan types or rate until you find a debt consolidation plan that fits your goals and budget.

Debt 52

Debt Calculators Credit Cards Credit 52

Family Balance Sheet

OCTOBER 16, 2017

The spreadsheet listed our short-term and long-term account balances, our debts, and our short-term and long-term financial goals. We are working towards some pretty big financial goals and we’ve hit quite a few already. This house was less than what the bank said we could afford. Our goal: Increase Net Worth.

Family 100

Family Financial Goals Debt Calculators 100

Family Balance Sheet

NOVEMBER 30, 2014

It was a bold goal to reduce our spending by so much and I knew I would have to be very diligent with my meal planning. I didn’t hit my goal of $450 every month, but there was a month or two where I was super diligent and spent even less, like in March, when I only spent $425. And that is money in the bank.

Budgeting 124

Budgeting Budget Groceries Grocery 124

Prairie Eco-Thrifter

AUGUST 4, 2014

They are the people who add value to your “bank” of personal relationships. The ones who are constantly withdrawing from the relationship bank with relentless needs, complaints, and negativity leaving you totally drained after every meeting. The goal for me has to find a functional and fair balance between the two. Set Limits.

Bank 187

Bank Banking United States Work 187