article thumbnail

Why I Use Cash

Prairie Eco-Thrifter

Why bother going to the bank to get cold hard cash, when you can just charge it? hit the bank for more cash), you probably are going to keep close tabs on what you are spending. You have a psychological advantage. Walmart has a program where you can order online, print a receipt and pay within 24 hours at a local store.

Used 234
article thumbnail

Why Use Cash?

Prairie Eco-Thrifter

If you use your debit card, and sometimes even if you use a check, you are charged a transaction fee by your bank. I always just go into my bank to get it. Using cash is seems tougher psychologically. There are no fees with cash. Of course this assumes that you didn’t run up fees at the ATM machine getting the cash!

Used 180
Insiders

Sign Up for our Newsletter

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

article thumbnail

How to Manage Your Personal Loan

Savings Corner

It can be psychological, says Tess Downing, a San Antonio-based financial planner. When Downing took a home equity loan to build a pool at her home, she says she kept the loan money in a separate bank account so when the first payment came due — 25% of the project’s cost, Downing says — her everyday checking account didn’t take the hit.

Debt 52
article thumbnail

The Worst Financial Decisions I’ve Seen

Prairie Eco-Thrifter

I know a person that gave away so much money that she is now destitute and using food banks to live. One reader commented: “From experience, I’ve found that all my financial issues had roots in something psychological going on inside of me – so until I cleared that up, I was NOT going to listen to anyone else or even admit I had a problem.”.

article thumbnail

“How to Start Couponing” Workshop in North Austin on July 26

Saving With Shellie

Here’s what we cover: Shopping Psychology – How to avoid common traps at the supermarket and the things that stores and product marketers DON’T want you to know. You’ll be able to get all the clothes and supplies you need without breaking the bank! Strategic Couponing – Learn how to coupon in a REALISTIC (vs.

Austin 69
article thumbnail

TOMORROW: Coupon Workshop in North Austin

Saving With Shellie

Here’s what we cover: Shopping Psychology – How to avoid common traps at the supermarket and the things that stores and product marketers DON’T want you to know. You’ll be able to get all the clothes and supplies you need without breaking the bank! Strategic Couponing – Learn how to coupon in a REALISTIC (vs.

Austin 51
article thumbnail

“How to Start Couponing” Workshop in North Austin on August 30

Saving With Shellie

Here’s what we cover: Shopping Psychology – How to avoid common traps at the supermarket and the things that stores and product marketers DON’T want you to know. You’ll be able to get all the clothes and supplies you need without breaking the bank! Strategic Couponing – Learn how to coupon in a REALISTIC (vs.

Austin 55