Family Balance Sheet

MARCH 26, 2021

With little money in their bank accounts, these Americans couldn’t afford these unfortunate expenses without using a credit card or maybe relying on a loan from family and friends. Unemployment and reduced income are considered emergencies, and so is a leaking roof, a broken hot water heater, or a dead car battery.

Emergency Fund 130

Emergency Fund Building 2007 Credit Cards 130

Savings Corner

DECEMBER 25, 2023

Changes in inflation and unemployment rates tend to put pressure on interest rates. The nation’s central bank attempts to guide the economy with the twin goals of encouraging job growth while keeping inflation under control. Sure, this means Wall Street, but non-market forces (for example, elections) can also influence mortgage rates.

Re-use 52

Re-use Economy Homeowner Insurance Insurance 52

Family Balance Sheet

FEBRUARY 11, 2016

With little money in their bank accounts, these Americans couldn’t afford these unfortunate expenses without using a credit card or maybe relying on a loan from family and friends. We use an online account, like Capital One 360 , that is connected to our local bank. How Much Do I Need in an Emergency Fund?

Emergency Fund 100

Emergency Fund Building 2007 Credit Cards 100

For the Mommas

MARCH 12, 2015

Her father has been unemployed for a long time and the bank is about to foreclose on their home. Theo, her lovable chocolate Lab, has been her faithful companion since she was born. But now, as a result of the Great Recession, Courtney’s world is unraveling. Soon her family will be moving into an apartment that doesn’t allow dogs.

Recession 40

Recession Unemployment Free Stuff Uncle 40

Savings Corner

DECEMBER 27, 2023

Many online, bank and credit union lenders allow you to pre-qualify for a personal loan. Some lenders have credit-building tools, unemployment protection or fast funding. Next steps: How to get a personal loan Once you’ve calculated monthly payments and interest costs, it’s time to compare loan offers and apply. Submit an application.

Calculators 40

Calculators Credit Debt Nov 40

Prairie Eco-Thrifter

JUNE 23, 2011

Banks were closing and businesses were struggling (some still are). When I graduated from college, I lived in Michigan and had very little opportunity for employment (at the time, I think unemployment in our state was above 16%). After all, I was sharp and most employers should be able to recognize my talents, right?

College 174

College Student 2008 Graduation 174

Saving In Akron

MARCH 9, 2011

Just think — if you could shave $200 off your grocery bill using coupons and you put that money in the bank each month, you would have $2400 at the end of one year. And as you know, the last couple of years have been awful because companies weren't hiring. I barely worked in those 2 years. What have you paid for with cash?

Emergency Fund 100

Emergency Fund Daughter Cars Car 100