Prairie Eco-Thrifter

AUGUST 13, 2013

My spouse and I have been prying that particular conversational door open with our adult children and their spouses for several years now in our annual family meeting, but not a whisper of talk has been planned with the oldest member of our family – my spouse’s 90 year old Mom. The topic can be charged with emotional and control issues.

Parenting 211

Parenting Money Kids and Family Mom 211

Saving Everyday

AUGUST 8, 2011

Manilla is an online service that allows you to manage your bills, financial accounts, travel rewards programs, and subscriptions in one secure place — for free. With Manilla , tasks that were once a hassle, such as paying bills, tracking travel miles or filing statements, become convenient and easy to do. Check it out for free HERE.

Bills 45

Bills Organic Organization Converse 45

Saving Everyday

SEPTEMBER 12, 2022

My spreadsheet columns are income, monthly bills, necessary spending, and frivolous spending. Negotiate your bills. I come right out and ask them what they can do to lower my bill, usually after reminding them that I’ve been a long-time, loyal customer. Lower Your Electric Bill. This is something I do twice a year.

Saving Money 52

Saving Money Money Saving Bills 52

Nicoles Nickels

JANUARY 25, 2013

Said director Bill Condon, “It may be decades before we understand the full impact of WikiLeaks and how it’s revolutionized the spread of information. We want to explore the complexities and challenges of transparency in the information age and, we hope, enliven and enrich the conversations WikiLeaks has already provoked.”.

Los Angeles 61

Los Angeles Film Bills Photography 61

Saving Everyday

OCTOBER 27, 2023

Ways to Save Money on a Tight Budget This is a two-part conversation. In the winter months, you can offer to weatherproof windows, which also saves them money on their electricity bill. For the Internet, I am using my son’s and paying half the monthly bill, which is only $30. We don’t have time for that.

Saving Money 52

Saving Money Budgeting Budget Money 52

Saving Cents With Sense

APRIL 4, 2011

Of course I think you can save a lot on your grocery bill, but realistically, your goal should be to save between 40%-60%. Using coupons can help you save money on your grocery bill, you don’t have to spend 4-6 hours a day planning a grocery trip. Is couponing difficult? Do you plan to watch the Extreme Couponing series?

Bills 81

Bills December Saving Money Watches 81

For the Mommas

AUGUST 7, 2014

Download : Detective Comics (1937-2011) #27 by Bill Finger. Packed with cartoon laughs, stupid ideas and the utterly ridiculous, this compilation of extracts from the first six issues features the best of Pointless Conversations, as well as some fresh material. Download : The Best of Pointless Conversations by Scott Tierney.

Converse 51

Converse Budgeting Budget Meals 51

Saving Everyday

APRIL 19, 2012

Manilla is an online service that allows you to manage your bills, financial accounts, travel rewards programs, and subscriptions in one secure place — for free. This is a sponsored conversation written by me on behalf of Manilla. Check it out for free HERE and keep your eye on your inbox for your Amazon gift card offer!

Gift Cards 45

Gift Cards Gifts Amazon Bank 45

Family Balance Sheet

SEPTEMBER 21, 2015

One of the hardest conversations I have had with my husband was when I told him that I didn’t know how we would pay our bills that month. Where were we over-spending? How could we increase our income? And where did we go wrong? Communicate with your spouse.

Finance 100

Finance Debt August 2013 100

Prairie Eco-Thrifter

SEPTEMBER 7, 2014

I had a conversation with a friend who also recently bought a home, and she remarked that we have been so productive with ours. Not only did this save us money over the long run with our heating bills, but it also made us more comfortable. She asked me how we manage to prioritize our projects and renovations. Was it fun to do?

Home Improvement 167

Home Improvement Home Renovation Home and Garden 167

Prairie Eco-Thrifter

JUNE 23, 2013

Even if I can’t use the devices they are talking about, at least I will know enough to comment on a conversation about the trend. How To Be More Open Minded Easy Ways to Save Money on Your Air Conditioning and Heating Is Automatic Bill Pay Right for You? How do you ensure that you are on top of technological trends? Get Organized'

Evolve 199

Evolve Newspaper New Cars Bills 199

Prairie Eco-Thrifter

APRIL 1, 2013

Try not to take the conversation as an opportunity to talk about yourself, but rather just find out where they are coming from. How to Negotiate Your Bills Dancing To A Different Beat: Green Holidays In Ibiza How to Network at Work and Increase your Influence Fun Things To Do In New Zealand 6 Ways to Improve Your Marketability.

At&T 234

At&T Work Hobby Bills 234

Saving Cents With Sense

JANUARY 27, 2011

View your bill online or by email. Pay using your own bank’s online bill pay (the same way you pay other bills through online banking). You’ll find even more deals and fun conversations. Another reason to shop through eBillMe – they offer secure shopping! If you are already a subscriber (thank you!),

Gift Cards 76

Gift Cards Giveaway Gifts Bills 76

Family Balance Sheet

JUNE 4, 2015

We paid our bills on time, never carried credit card debt from month to month, but in that moment we could not pay our bills. Sitting down with my husband to discuss our situation was one of the hardest conversations I have ever had in our marriage, but I felt so much relief getting it off my chest.

Goals 100

Goals Debt Renovation Daughter 100

For the Mommas

DECEMBER 4, 2013

Pay your bill on time. This is a sponsored conversation written by me on behalf of Quizzle. To keep your credit clean during the holiday season: Closely and frequently monitor your credit for changes. Watch for unauthorized transactions. Becareful of the negative impacts of opening multiple retail credit cards.

Credit 69

Credit Monitors Identity Theft Holiday 69

Savings Corner

APRIL 4, 2024

Others use them to pay off high-interest credit card debt or other bills. $16 Some HELOCs come with a conversion option that allows you to set a fixed rate on some or all of your balance. Home equity lenders often charge a fee for variable-to-fixed-rate conversions, too. homeowners as of year-end 2023.

Home 52

Home Work Debt Credit 52

Prairie Eco-Thrifter

DECEMBER 8, 2014

Conversely, if you are shelling out bills to buy something, it seems hard than sliding that plastic. Using cash is seems tougher psychologically. Negotiators have long known that if you offer someone cash on the barrelhead, they may be more likely to accept less for an item. Lots of folks still use cash.

Used 180

Used Credit Cards Gasoline Consumer 180

Nicoles Nickels

APRIL 14, 2013

From Impatient Optimists of the Bill & Melinda Gates Foundation: What You Might Not Know About Saving Newborn Lives. Become a part of the conversation. GARY DARMSTADT , CYRIL ENGMANN. How much do you really know when it comes to the unacceptable toll of newborn deaths, around the world?

Health 61

Health Restaurant.com Sweepstakes Goals 61

Savings Corner

FEBRUARY 23, 2024

Starter: Starts at $50/month for up to 1,000 marketing contacts (billed monthly). Professional: Starts at $890/month for up to 2,000 contacts (billed monthly) and one-time onboarding fee of $3,000. Enterprise: Starts at $3,600/month for up to 10,000 contacts (billed annually) and one-time onboarding fee of $6,000.

Software 52

Software Bills Tools 7-Up 52

For the Mommas

JULY 23, 2012

Don’t worry about raking up those credit card bills, or putting a dent in your savings. This is a sponsored conversation written by me on behalf of Credit Sesame. Though they bring in great education value, they cost a lot. Credit Sesame wants to help you ease the ‘Back to School” stress. Automatically enter to win $250!

Credit 61

Credit Win Credit Cards Finance 61

Prairie Eco-Thrifter

FEBRUARY 23, 2012

She didn’t need to pay utility bills – wood for heat and cooking was obtained from the farm. If she wanted to talk to someone, she walked on over and had a conversation, or hitched the mule up to the wagon and rode over. Water was drawn from the well. Light was obtained from oil lamps (and yes, she did need to buy that oil).

Plumbing 227

Plumbing Grandmother Food and Drink Gasoline 227

Prairie Eco-Thrifter

MAY 16, 2012

I started this site as a way of meeting some new people and having some interesting conversations and it has transformed into something much more than that. I am still in shock. I cannot believe I started this blog just over two years ago. The site has grown and changed so much and I owe it all to you, my readers.

Prizes 274

Prizes Personal Finance Finance Giveaway 274

Prairie Eco-Thrifter

AUGUST 23, 2012

Crystal (owner of Budgeting in the Fun Stuff) wrote about how she annually contacts her cable/internet supplier to get reductions in her bill – step by step. Most of what he did was to hose down the outdoor filter – and write us a bill for upwards of $100. Dealing With Government Entities. De-cluttering.

Saving Money 202

Saving Money Money Home Home and Garden 202

Family Balance Sheet

MARCH 18, 2011

She counted out 5 $1 dollar bills and was ecstatic when she realized she had a dollar left. This was literally the first conversation we have had about money. The lip gloss was $5.75, but I told her that she owed me $5.

Money 138

Money Equal Grandfather Daughter 138

Saving Everyday

JULY 30, 2012

Don’t worry about raking up those credit card bills, or putting a dent in your savings. This is a sponsored conversation written by me on behalf of Credit Sesame. Though they bring in great education value, they cost a lot. Credit Sesame wants to help you ease the ‘Back to School” stress. How to Enter? Go to Credit Sesame.

Credit 40

Credit Win Credit Cards Finance 40

Fashion Without Guilt

APRIL 2, 2009

Budget being the topic of conversation, I am going to share some tips and programs that will help make sense of your money. After the main bills are taken care of, you can start to see what is left over and plan for your luxuries. As I mentioned in Fashion Tip Monday, budgeting can help control the impulse buys.

Finance 40

Finance Budgeting Budget Mobile Phone 40

For the Mommas

JULY 28, 2012

Don’t worry about raking up those credit card bills, or putting a dent in your savings. This is a sponsored conversation written by me on behalf of Credit Sesame. Though they bring in great education value, they cost a lot. Credit Sesame wants to help you ease the ‘Back to School” stress. Automatically enter to win $250!

Credit 40

Credit Win Credit Cards Finance 40

Family Balance Sheet

MARCH 6, 2012

The Family Office Manager might track spending, reconcile and manage the accounts, pay the bills on time, and update the Family Balance Sheet. It should be the spouse who has the most interest and drive to perform the tasks. Basically, they want our attention and don't like the fact that they aren't getting it.

Money 225

Money Financial Goals Goals Kids and Family 225

Prairie Eco-Thrifter

APRIL 13, 2011

Carefully look over your monthly billing statements. During this phone conversation, the scammer will ask you to verify your card and will ask for the three digit security code located on the back of the card. The victim usually doesn’t notice the additional charges.

Credit Cards 145

Credit Cards Credit Debt Identity Theft 145

For the Mommas

JULY 24, 2016

One where you spend time with your family, have great conversations, read and get outside to do things that are fun and healthy. And if you’re not paying your bill in full every month, you’re paying a lot of extra money in interest. You have more options with a frugal lifestyle. Plan a movie or game night. Stop using your credit cards.

Frugal Lives 49

Frugal Lives Frugal Living Frugal Magazine and Newspaper Subscriptions 49

Family Balance Sheet

AUGUST 4, 2014

The other thing we did was switch our cell phone bill. We discuss finances far more than we would recommend for the average couple, but we have at least one finance-related conversation a day. I took on a babysitting job for about 8-9 hours a week. This gave us a $4-500 extra a month that really helped out over those couple years.

Debt Free 243

Debt Free Debt Goals Student 243

Family Balance Sheet

AUGUST 11, 2016

” Her comment was echoed by another (in real life) conversation I was having with a different friend who is sending a child off to college this fall. Recently on Facebook, I shared a beautiful picture and tagged my husband, “Jeff, let’s retire HERE.” Is that possible?” Where We Stand.

Emergency Fund 100

Emergency Fund Money Finance Debt 100

Prairie Eco-Thrifter

JANUARY 13, 2011

Not only will you see your monthly bills reduced you will know full well that you are truly helping the environment by not only burning less fuel but by reducing the amount of energy extracted from the earth and the subsequent waste that result from such activities. The benefits can be remarkable. 6 – Take Advantage of Nature.

Food and Drink 147

Food and Drink Re-use Home Drinks 147

Nicoles Nickels

JANUARY 30, 2012

Under a single password, Manilla provides customers with an automated, organized view of all of their account information, text and/or email reminders to pay bills and unlimited storage of account documents that Manilla has seamlessly retrieved for the consumer. This is a sponsored conversation written by me on behalf of Manilla.

Bills 45

Bills Magazine and Newspaper Subscriptions Organic Organization 45

Nicoles Nickels

AUGUST 10, 2011

Under a single password, Manilla provides customers with an automated, organized view of all of their account information, text and/or email reminders to pay bills and unlimited storage of account documents that Manilla has seamlessly retrieved for the consumer. This is a sponsored conversation written by me on behalf of Manilla.

Bills 45

Bills Magazine and Newspaper Subscriptions Organic Organization 45

Prairie Eco-Thrifter

JANUARY 13, 2011

Not only will you see your monthly bills reduced you will know full well that you are truly helping the environment by not only burning less fuel but by reducing the amount of energy extracted from the earth and the subsequent waste that result from such activities. The benefits can be remarkable. 6 – Take Advantage of Nature.

Food and Drink 133

Food and Drink Re-use Home Drinks 133

Prairie Eco-Thrifter

MARCH 10, 2011

Broke Professionals shares with us a conversation they had with a friend about finding financial success early in life and how it can be detrimental. Things went well for a while; I was paying my bills and traveling. I think we are planning to head back out there for another visit in the fall. Now on to the PEP’s of the week.

Personal Finance 133

Personal Finance March Finance Family 133