Family Balance Sheet

OCTOBER 18, 2019

We ran the numbers of the purchase and they looked great on paper, but paper doesn’t account for a new server, a roof leak, unexpected medical bills, and other calamities. To ease my anxiety about our new loans, we took the Financial Peace University home course and it changed how we thought about debt.

Debt 100

Debt 2019 Financial Goals Emergency Fund 100

Prairie Eco-Thrifter

SEPTEMBER 26, 2012

For instance, I’m spending a lot of money each month on my cell phone bill. However, now that I’m not in school I could cut my phone bill back significantly. I could then spend the savings on things that I want, instead of my bill, and then I wouldn’t be hit with the extra cost of lifestyle inflation.

Debt 189

Debt Goals Money Bills 189

Family Balance Sheet

NOVEMBER 5, 2014

We put any extra money that would come in toward our debt. What are your top 3 – 5 tips for saving money/pinching pennies to put towards paying off your debt. Make paying off debt a priority. If you’re going to get serious about becoming debt free, you have to make that your first priority.

Debt Free 241

Debt Free Debt Emergency Fund Finance 241

Savings Corner

DECEMBER 24, 2023

Try adjusting the terms, loan types or rate until you find a debt consolidation plan that fits your goals and budget. Debt consolidation is the process of combining several debts into one new loan. The goal is to streamline payments, lower interest, and pay off debt more quickly.

Debt 52

Debt Calculators Credit Cards Credit 52

Prairie Eco-Thrifter

FEBRUARY 21, 2013

Paying off debt is hard to do. Read John’s post about his stumbles on the way to paying off his debt at The Money Principle. How to Save Hundreds of Dollars a Year on Your Water Bill. There seem to be a lot of bloggers taking the plunge into self-employment lately!

Fridays 165

Fridays Insurance Real Estate Debt 165

Family Balance Sheet

SEPTEMBER 9, 2014

Quitting my job is one of the things being debt free has enabled us to do. have barely any bills and be able to live off passive income. If you want to become debt free, I’m here to tell you it is TOTALLY worth all the time, effort, and frustration. How much debt did you pay off?

Debt 236

Debt Debt Free Pay Off Debt Financial Goals 236

Nicoles Nickels

APRIL 9, 2014

While good budgetary moves are to save or pay off debt, spending that money on something pleasurable and financially worthwhile for the future can be just as wise. Below is a collection of great options: Store more and save more energy and lower your utility bills with the ENERGY STAR® qualified Kenmore Frigidaire 26 cu.

Taxes 69

Taxes Sears Pay Off Debt Vacuums 69

Family Balance Sheet

NOVEMBER 19, 2014

The software generated a monthly revenue, but we were able to sell them to pay off the rest of our debt immediately. What are your top 3 – 5 tips for saving money/pinching pennies to put towards paying off your debt. How did you celebrate when you became debt free? Paying off debt can be done!

Debt 245

Debt Debt Free Finance Friends And Family Sale 245

Saving Cents With Sense

JANUARY 1, 2016

I know many of you are in similar situations of needed to save, but wanting to pay off debt, and eventually be able to put money in savings. Through lay offs, new jobs, new schools, illness, and everything else involved with a family, we have had our ups and downs. How to know if coupons double. and much more.

Saving Money 40

Saving Money 2016 Money Pay Off Debt 40

For the Mommas

JANUARY 23, 2013

Saving more (52%), spending less (19%) and paying off debt (19%). Paying Off Debt. After taking a look at your holiday shopping credit card bill, you may (unsurprisingly) groan and vow to pay off your debt as quickly as possible. The top 3 financial resolutions?

Monitors 40

Monitors Credit Debt Consumer 40

Saving Cents With Sense

DECEMBER 20, 2013

If you’ve got dishes to prepare for the office potluck, dinner at the in-laws and Christmas morning breakfast—in addition to your annual holiday baking—you’ve got some big grocery bills that figure into the cost of Christmas. Start the New Year off right by making a commitment to save money and pay off debt.

Christmas 75

Christmas DIY Debt Pay Off Debt 75

Family Balance Sheet

SEPTEMBER 29, 2016

Before we left I was already feeling stressed from juggling 8 payments on top of our regular household bills and expenses. I knew that we had to do something different because we made a decent family income, but had nothing to show for it except for the mountain of bills that I had laid out in front of me.

Debt 100

Debt Debt Free Budgeting Budget 100

Family Balance Sheet

JANUARY 20, 2017

medical bills, a small credit card, both of our cars, and student loans. burden for us at first were the medical bills. debts one by one. we still weren’t making enough money to cover all of our monthly bills. When we added my grad school loans to our other debts and our regular. you are debt free?

Debt 100

Debt Debt Free Friends And Family Sale Budgeting 100

Family Balance Sheet

JUNE 16, 2015

I was 22 weeks pregnant, and left with a leg injury and a mound of medical bills. The fear of losing my baby led to the desire for me to be a stay at home mom, but I knew that would never work if we were in such debt. Was there something that you gave up that you will go back to now that you are debt free? Not really.

Debt 100

Debt Debt Free Finds Goals 100

Family Balance Sheet

JULY 2, 2015

We have been given money ourselves during our process of paying off debt and try to remain grateful and giving. If married, who initiated the debt free goal? Were there arguments during the time you were working on your debt? I handle paying the bills and managing the day to day spending.

Student 100

Student Debt Debt Free Finds 100

Family Balance Sheet

AUGUST 5, 2015

We had become so accustomed to living off both incomes that we really had to re-adjust a few lifestyle choices so we could live off just my husbands income. This ultimately is what put us on the fast track for paying off debt in such a quick amount of time. If married, who initiated the debt free goal?

Debt 100

Debt Debt Free Finds Finance 100

Family Balance Sheet

FEBRUARY 2, 2017

Instead of writing, “I want to pay off debt” or “I don’t want to live paycheck to paycheck”, commit to “I want to pay off $X of credit card debt in 201X and I will stop using credit cards from this point forward.” ” Pay off Debt. S = Be SPECIFIC. Save for emergencies.

Financial Goals 100

Financial Goals Goals Debt Budgeting 100

Savings Corner

DECEMBER 24, 2023

Working to improve your credit score and reduce your debt-to-income ratio before applying can help get you the best loan terms. Common reasons include paying off debt, financing a large purchase such as a vehicle or a boat, or covering the cost of a major expense like a wedding or a home renovation.

Debt 52

Debt Credit Cards Credit College Tuition 52

Savings Corner

APRIL 4, 2024

Consolidating high-interest debt: If you’ve been struggling to pay off debts with high costs like credit cards, a home equity loan can make a big difference in the amount of interest you’re paying. Second, the amount of debt needs to be fairly significant.

Home 52

Home Debt Credit Cards Credit 52

For the Mommas

JULY 24, 2016

You can use the difference in income to pay off debt, save or invest. And if you’re not paying your bill in full every month, you’re paying a lot of extra money in interest. 20 Tips for Frugal Living. Living frugally allows you to not only spend less than what you earn, but also allows you to earn less.

Frugal Lives 49

Frugal Lives Frugal Living Frugal Magazine and Newspaper Subscriptions 49

Prairie Eco-Thrifter

JANUARY 6, 2011

Are you currently in debt? Are you feeing overwhelmed with the number of bills or creditors you have to pay off? Like many of us who have previously been in debt, I know how difficult financial management can be. Make sure that you are aware of exactly what is coming in and going out of your account each month.

Debt 113

Debt Finance Pay Off Debt Credit 113

Family Balance Sheet

AUGUST 4, 2014

When Jon and I were married, we acknowledged that high paying careers were not on the docket for us, knowing that we wanted to have both comfortable and generous lives we decided that we would have to be incredibly diligent with our resources. The first step in this diligence was paying off debt.

Debt Free 243

Debt Free Debt Goals Student 243

Family Balance Sheet

AUGUST 11, 2016

We charted out our course of action to pay off debts and start saving for retirement. At the time, I wasn’t sure how we were going to pay our monthly bills, so future plans like funding our retirement, our daughters’ college education, or a lavish vacation were not on my mind. Write these dreams down on paper.

Emergency Fund 100

Emergency Fund Money Finance Debt 100

Family Balance Sheet

FEBRUARY 3, 2016

However, since paying off our debt, I have become a much bigger fan of the baby steps laid out by Dave Ramsey and really see the wisdom in paying off debt in that fashion. What are the top 3 – 5 ways you found money to put towards debt. I initiated paying off the debt.

Debt 100

Debt Debt Free College Finds 100

Prairie Eco-Thrifter

OCTOBER 15, 2011

Afford Anything: Why I Quit My Job – And Why I Almost Didn’t A reader emailed herand said: “What I’d truly like to do is figure out how to work for myself – or create passive income so I can work on my own projects without worrying about the bills.” ” Here’s her reply.

October 200

October 2011 Finance Personal Finance 200

Family Balance Sheet

JUNE 22, 2020

We have thought about moving to a larger home with more space, but a smaller home means lower utility bills, homeowners’ insurance premiums, maintenance, and property taxes. When we started our Debt Freedom Plan, our kids were 8 & 6 and I worked hard to keep our grocery bill about $400-500 a month. We said NO a lot.

Debt 130

Debt Health Insurance Insurance Budgeting 130

Family Balance Sheet

MAY 27, 2015

We made sure we could afford the monthly payments on a 15 year mortgage, with the mindset that we would pay more each month. What inspired you to get debt free? There were two things that inspired us to pay off debt. I talk a lot about this in my post “Top 4 Ways to Pay Off Debt” but they include: 1.

Debt 100

Debt Debt Free Pay Off Debt Finds 100

Family Balance Sheet

JUNE 8, 2018

Many years ago, our cash flow sucked, we put Christmas on a credit card, and I wasn’t sure how I was going to pay for a large tax bill. I came up with strategies to help us pay for yearly bills, large expenses, and we were able to pay off debts. To get started, gather the following: pencil.

Budgeting 133

Budgeting Budget Financial Goals Goals 133

Family Balance Sheet

DECEMBER 10, 2014

The income from my extra jobs went straight to debt payments, and my regular day job paid the bills, while enabling me to build up a small amount of savings. I actually thought I would want my cable TV back after I paid off my debts, but even two years later I still don’t have that subscription fee.

Debt 227

Debt Debt Free Financial Goals Goals 227

Family Balance Sheet

JUNE 2, 2016

It was getting to the point that as soon as I got paid, covered my monthly bills and made the required debt repayments my bank account was back to zero again. It really was no way to live; constantly worrying about a surprise bill dropping through the door and how I could handle even the slightest financial emergency.

Debt 100

Debt Finds Debt Free Pay Off Debt 100

Prairie Eco-Thrifter

JULY 25, 2011

Miss T, in her post “ Remember, Slow and Steady Wins the Race ” states “After failing [to get out of debt] a couple times, I came to the realization that I needed a new plan, one that was attainable and manageable for the long term. Paying off debt is great but having no quality of life in the process is not the way to do it.

Debt 172

Debt College Goals Life Insurance 172

Saving Cents With Sense

FEBRUARY 17, 2016

Paying Off Debt. If both of you are entering your marriage with debt, you might have previously been tackling your accounts in the ways that made individual sense. Once your finances are combined, however, you may need to rethink how you handle repaying old debts on things like credit card bills and student loans.

Taxes 40

Taxes Debt Finance Wedding 40

Family Balance Sheet

JANUARY 7, 2015

We just decided to pay our house off as quickly as possible because we didn’t even want to be saddled with a mortgage. We wanted to be free to give as much as we could… and to never have to worry about bills. Did you follow a particular debt freedom plan or book, such as Dave Ramsey or Debt-Proof Living?

Debt Free 100

Debt Free Debt Budgeting Budget 100