Prairie Eco-Thrifter

MARCH 16, 2011

This extra money can be used to fund your retirement account or pay down some bills. Get a property tax assessment. Your tax bill could be incorrect. Your state or province may be overbilling you for the cost of your personal property. Let’s take a look at 5 ways to save money on your mortgage.

Saving Money 124

Saving Money Money Insurance Property Taxes 124

Savings Corner

DECEMBER 25, 2023

An important metric that your mortgage lender uses to calculate the amount of money you can borrow is the DTI ratio — comparing your total monthly debts (for example, your mortgage payments, including insurance and property tax payments) to your monthly pre-tax income. Your history of paying bills on time.

Calculators 52

Calculators Debt Insurance Taxes 52

Prairie Eco-Thrifter

MARCH 14, 2011

Any housing related insurance fees and property taxes are also important to include. This is the category where cell phone bills, movies, electronics, video games, and the internet would fall. This would include your monthly mortgage payment or rent payment. Leave out cable television and satellite television. Entertainment.

Money 159

Money Property Taxes DSL Frugal Lives 159

Family Balance Sheet

JUNE 4, 2015

On top of our normal day to day expenses, the new property taxes were due, we had more ownership expenses than we realized, and we had a family to feed. We paid our bills on time, never carried credit card debt from month to month, but in that moment we could not pay our bills.

Goals 100

Goals Debt Renovation Daughter 100

Family Balance Sheet

APRIL 11, 2020

I’ve shared before that April is the most expensive month of the year for us because our homeowners/auto insurance and property taxes are all due, along with any federal or state taxes that we might owe. Budget items we are temporarily stopping for now: EVERYTHING ELSE!

Budgeting 246

Budgeting Budget Family Debt 246

Prairie Eco-Thrifter

JULY 13, 2014

Closing costs : Per Realtor.com these are typically paid by the buyer, these costs can add between 2 – 7% of the purchase price to the buyers bill – but a motivated seller might grant some $$$ towards them. Deductible closing costs include points or prepaid interest on your mortgage and your share of the prorated property taxes.

Real Estate 186

Real Estate Taxes Insurance Property Taxes 186

Savings Corner

DECEMBER 25, 2023

Knowing how to calculate your home’s value with the help of online tools and trained professionals better prepares you to buy, sell, refinance, tap into your home’s equity — or even negotiate lower property taxes. Here are five ways to determine home value. Determining your home’s value means greater control over these processes.

Home 52

Home Illinois Real Estate Florida 52

Prairie Eco-Thrifter

JULY 6, 2014

The sales tax, plus the ongoing higher property tax and insurance are really turning him off – and the van does fine if we drive it locally or just for a few hours to the lake. By renting on the weekend you could shave some bucks from your bill. Some companies will make you stick to your original rental period.

Rental Car 167

Rental Car Cars Car Rent 167

Prairie Eco-Thrifter

MAY 26, 2011

Review your assessments and taxes for the past few years – the information will usually be on your real estate property tax bill and/or receipt. Go yell at the dog or find another way to blow off steam so you won’t be emotional when you call the assessor’s office.

Real Estate 160

Real Estate Taxes Office Property Taxes 160

Savings Corner

DECEMBER 24, 2023

Analyze your monthly budget to make sure you can handle mortgage payments along with your other day-to-day bills. Determine the maximum loan you qualify for. Getting preapproved can help (see Step 5). These fees will vary by state and by individual transaction, but they will almost certainly range into the thousands of dollars.

Real Estate 52

Real Estate Buy Buying Credit 52

The Frugal Girl

MARCH 4, 2024

I can’t even imagine how many repair bills from plumbers, electricians, appliance techs, and auto mechanics he has saved us over the years. Alan and I, by choice, bought land in an area with low property taxes. Had we not fallen in love with the locale, it wouldn’t have mattered how low the taxes were, but fall in love we did.

Green And Frugal 180

Green And Frugal Kids and Family Hotel Frugal 180

Savings Corner

APRIL 4, 2024

Whether you need money to pay for an unexpected hospital bill, an emergency car repair or to finance some much-needed home renovations , knowing how to get a personal loan will help make the application process as smooth as possible. Most lenders have websites with secure portals you can use to upload requested documents.

Debt 52

Debt Credit Cards Credit Home Improvement 52

Family Balance Sheet

JUNE 22, 2020

We have thought about moving to a larger home with more space, but a smaller home means lower utility bills, homeowners’ insurance premiums, maintenance, and property taxes. When we started our Debt Freedom Plan, our kids were 8 & 6 and I worked hard to keep our grocery bill about $400-500 a month.

Debt 130

Debt Health Insurance Insurance Budgeting 130

Savings Corner

APRIL 4, 2024

You can use these funds as retirement income, to pay medical bills or for any other goal. Most refinances won’t affect your property taxes, but completing a remodel with a cash-out refinance can increase your home’s value — which could mean a higher tax bill. Your credit score will temporarily take a hit.

Refinancing 52

Refinancing Work Debt Financial Goals 52

Family Balance Sheet

JUNE 8, 2018

Many years ago, our cash flow sucked, we put Christmas on a credit card, and I wasn’t sure how I was going to pay for a large tax bill. I came up with strategies to help us pay for yearly bills, large expenses, and we were able to pay off debts. During that time, I started to budget for everything. lined paper.

Budgeting 133

Budgeting Budget Financial Goals Goals 133