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Six Eco-friendly Ways to Save Money for You and Your Family

Prairie Eco-Thrifter

And, when you find yourself in the market for a new (or used) car, don’t worry about spending a little extra for an energy efficient vehicle because it will almost assuredly save money in the long-run by cutting gas consumption. Both paper coupons and paper bills are things of the past. Energy efficient tax credits. Go Digital.

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5 Insurance Issues for Entrepreneurs

Prairie Eco-Thrifter

As an entrepreneur, you need to make sure that you aren’t putting your fledgling business at risk with big medical bills. While health insurance doesn’t completely protect against high bills, it can reduce some of the impact. Once you strike out on your own, you could find yourself without health insurance coverage.

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How Much Car Can I Afford?

Savings Corner

Edmunds recommends that a new car payment be no more than 15 percent of your monthly take-home pay. A used car payment should be no more than 10 percent, but that number varies by expert. This measure compares your monthly bills to your gross monthly income. Lenders will look at your debt-to-income ratio, or DTI.

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11 Ways To Make Personal Travel More Sustainable And Less Polluting

Prairie Eco-Thrifter

Commuting to work not only saves wear and tear on your car (and wallet) but also reduces pollution – it means there is one less car on the road. Use Car Share Services like ZipCar rent cars by the hour, so if you only need a ride once in a while you should consider renting one instead of paying for your own.

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Shannon & Her Husband Paid off $22,000 in 9 Months

Family Balance Sheet

I have usually handled paying the bills and budgeting since starting to stay at home. When I first started commuting, a family from our church actually loaned us their car for two months to ease our commute time! After we got out of debt, we did pay cash for a used car. Then we look at it together each month.

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Carnival of Personal Finance #384 – Time for a Laugh Edition

Prairie Eco-Thrifter

Trying because there might be something wrong with the items, when there is a salesperson involved (such as at a used car lot), at the flea market, and so on are all great places to practice your negotiating skills. The takeaway for the average small town entrepreneur: knowing your community is incredibly valuable.”