Family Balance Sheet

FEBRUARY 23, 2016

2 – Create your own Debt Freedom Plan. I highly recommend reading Dave Ramsey’s book, The Total Money Makeover. We are following his debt snowball method and the book provided the blueprint for our Debt Freedom Plan. Download your FREE Debt Payoff Goal Tracker.

Debt 100

Debt Goals 2016 Calculators 100

Family Balance Sheet

APRIL 2, 2022

– Look for coupons on Groupon, your local coupon magazine, the Bonus Book, or the course’s website. They’re all designed to help you save money, pay off debt, and achieve your financial goals, so please take advantage of them. Play miniature golf. Hit the tennis courts. Share in the comments!

Budgeting 130

Budgeting Budget Friends And Family Sale Home and Garden 130

Family Balance Sheet

APRIL 9, 2021

Begin by both of you reading Dave Ramsey’s book, The Total Money Makeover (affiliate link) , as this book was definitely instrumental in directing us along. If you read his book or are familiar with his steps, you’ll see the difference. Paying off debt is not fun. In fact, it sucks!

Debt 130

Debt Emergency Fund 2019 Debt Free 130

Family Balance Sheet

AUGUST 4, 2014

When Jon and I were married, we acknowledged that high paying careers were not on the docket for us, knowing that we wanted to have both comfortable and generous lives we decided that we would have to be incredibly diligent with our resources. The first step in this diligence was paying off debt. We sold the excess.

Debt Free 243

Debt Free Debt Goals Student 243

Family Balance Sheet

JUNE 16, 2015

The fear of losing my baby led to the desire for me to be a stay at home mom, but I knew that would never work if we were in such debt. Did you follow a particular debt freedom plan or book, such as Dave Ramsey or Debt-Proof Living? We didn’t attend FPU until February 2014, and three weeks later we paid off our last debt.

Debt 100

Debt Debt Free Finds Goals 100

Family Balance Sheet

SEPTEMBER 29, 2016

Did you follow a particular debt freedom plan or book, such as Dave Ramsey or Debt-Proof Living? We had tried other methods in the past, but found this one suited us best since it forced us to focus on one goal at a time, rather than trying to do it all (pay off debt and contribute to savings and retirement).

Debt 100

Debt Debt Free Budgeting Budget 100

Family Balance Sheet

AUGUST 5, 2015

Did you follow a particular debt freedom plan or book, such as Dave Ramsey or Debt-Proof Living? We had become so accustomed to living off both incomes that we really had to re-adjust a few lifestyle choices so we could live off just my husbands income. If married, who initiated the debt free goal?

Debt 100

Debt Debt Free Finds Finance 100

For the Mommas

JULY 24, 2016

You can use the difference in income to pay off debt, save or invest. Instead of buying books, check them out of the library. 20 Tips for Frugal Living. Living frugally allows you to not only spend less than what you earn, but also allows you to earn less. You have more options with a frugal lifestyle. Go to the library.

Frugal Lives 49

Frugal Lives Frugal Living Frugal Magazine and Newspaper Subscriptions 49

Family Balance Sheet

AUGUST 11, 2016

We charted out our course of action to pay off debts and start saving for retirement. A few of my favorite personal finance books: The Total Money Makeover: A Proven Plan for Financial Fitness , by Dave Ramsey. (If you’re married, you MUST do this with your spouse.) Write these dreams down on paper.

Emergency Fund 100

Emergency Fund Money Finance Debt 100

Prairie Eco-Thrifter

JULY 4, 2011

, and says, “The big debt clock is over $14 trillion now, but this other one is approaching $1 trillion, and may affect you more directly.&#. Jason Price from One Money Design interviews Chuck Bentley: The Root of Riches Book Interview. Chuck wrote the book to challenge how people think about money.&#.

Personal Finance 240

Personal Finance Finance Family Debt 240

Family Balance Sheet

JULY 2, 2015

Imagine paying for two houses at once! Did you follow a particular debt freedom plan or book, such as Dave Ramsey or Debt-Proof Living? I did read about the Dave Ramsey method, however, I knew that for us, it would take something more extreme than cutting expenses and putting that money towards our debt.

Student 100

Student Debt Debt Free Finds 100

Prairie Eco-Thrifter

OCTOBER 15, 2011

Fat Guy, Skinny Wallet: That Pizza Was Tempting, But We’d Rather Pay Off Debt His wife and him were tempted to be undisciplined and order pizza for dinner the other day. Instead of giving in, they used it as an opportunity to pay down debt! My University Money: Would You Rather Be “Book Smart” or “Handy”?

October 200

October 2011 Finance Personal Finance 200

Family Balance Sheet

FEBRUARY 3, 2016

When my husband and I got married, we both brought debt into the marriage and I knew that I wanted to pay it off. I also wanted to pay off the student loans he had, and see him graduate without occurring any more debt. What are the top 3 – 5 ways you found money to put towards debt.

Debt 100

Debt Debt Free College Finds 100

Family Balance Sheet

JANUARY 20, 2017

towards our debt. Little by little, we paid off each loan before moving. Did you follow a particular debt freedom plan or book, such as Dave. Ramsey or Debt-Proof Living? towards debt. you are debt free? When we first started paying off debt we really didn’t have anything to.

Debt 100

Debt Debt Free Friends And Family Sale Budgeting 100

Family Balance Sheet

MAY 27, 2015

We made sure we could afford the monthly payments on a 15 year mortgage, with the mindset that we would pay more each month. What inspired you to get debt free? There were two things that inspired us to pay off debt. Did you follow a particular debt freedom plan or book, such as Dave Ramsey or Debt-Proof Living?

Debt 100

Debt Debt Free Pay Off Debt Finds 100

Family Balance Sheet

JUNE 2, 2016

I was trapped in a cycle of low wages and accruing debt , and lost more than a few night’s sleep over my situation. Did you follow a particular debt freedom plan or book, such as Dave Ramsey or Debt-Proof Living? Was there something that you gave up that you will go back to now that you are debt free?

Debt 100

Debt Finds Debt Free Pay Off Debt 100

Family Balance Sheet

DECEMBER 10, 2014

Did you follow a particular debt freedom plan or book, such as Dave Ramsey or Debt-Proof Living? Yes, I did follow a few of Dave Ramsey’s strategies, but I also starting reading other finance blogs to see how they paid off debt so quickly.

Debt 227

Debt Debt Free Financial Goals Goals 227

Family Balance Sheet

APRIL 12, 2016

Did you follow a particular debt freedom plan or book, such as Dave Ramsey or Debt-Proof Living? I was very excited about it and ended up buying Dave Ramsey’s book, The Total Money Makeover. I read it in two days and I was sold on the idea of being debt free. It was time to make a change.

Credit Cards 100

Credit Cards Debt Debt Free Student 100

Family Balance Sheet

JANUARY 7, 2015

We just decided to pay our house off as quickly as possible because we didn’t even want to be saddled with a mortgage. Did you follow a particular debt freedom plan or book, such as Dave Ramsey or Debt-Proof Living? We quit when we were paying off debt. Oh and toilet paper. And deodorant.

Debt Free 100

Debt Free Debt Budgeting Budget 100