Family Balance Sheet

MARCH 11, 2021

For many, it’s a time to clean the house and the closets, wash the windows of their winter grime, and air out our homes. Spring is also a good time to get your financial house in order. Do our goals still make sense now that we’re in the trenches of the new year? Take some time to review your yearly financial goals.

Finance 130

Finance Cleaning Goals Insurance 130

Family Balance Sheet

JULY 13, 2016

Farrah also has a kids t-shirt line that she runs out of the house called Lovely Littles Shop. We obviously love Dave Ramsey and financial teachings so we help to teach those classes at our church one night a week. Making a budget and cutting expenses. Nice visuals and monthly budget meetings kept us on track and accountable.

Debt 100

Debt Debt Free Finds Home 100

Family Balance Sheet

FEBRUARY 4, 2015

He now works as an architect, and I do some freelance from home now that we have kids. We bought into the myth that student loan debt is “good debt” and that it was better to “invest” in buying a home instead. After we had kids, though, I stayed home, so we continued making the minimum payment for years.

Debt Free 100

Debt Free Debt Financial Goals Budgeting 100

Family Balance Sheet

APRIL 3, 2014

I’m trying to find that balance of staying within a set budget while still eating well. But we have some serious financial goals to hit and the grocery budget is an easy target when it comes to cutting the budget. I’ve included pictures below of most of my grocery shopping trips for the month.

March 100

March Groceries Grocery Homemade 100

Penny Pinchin' Mom

FEBRUARY 16, 2024

While you can control where and how you shop, you can’t control the need to eat. What you can do is control how much of your money you spend on bills in any given month and how much of it you save for your long-term financial planning and security. The truth is, there are some things you can’t control. So, what do you do?

Saving Money 52

Saving Money Money Saving Bills 52

Savings Corner

DECEMBER 24, 2023

But now, as we approach the end of 2023, inflation is much lower but home prices and mortgage rates are both sky-high. Determine why you want to buy a house Purchasing a home is a major decision that shouldn’t be taken lightly. Get started: Define your personal and financial goals. Is location the top priority?

Real Estate 52

Real Estate Buy Buying Credit 52

Savings Corner

DECEMBER 24, 2023

Common reasons include paying off debt, financing a large purchase such as a vehicle or a boat, or covering the cost of a major expense like a wedding or a home renovation. Instead of putting down cash as collateral, you may be able to use other assets, such as a home, boat or car.

Debt 52

Debt Credit Cards Credit College Tuition 52

Family Balance Sheet

JANUARY 8, 2014

My husband and I made some serious financial goals for 2014. To achieve those goals I need to review our spending to see where I can make some cuts. If there is one budget category that can quickly get out of control for me, it is GROCERIES. Develop a system for your menu and shopping list.

Meals 186

Meals Simple Menu Planning Menu Plans 186

Family Balance Sheet

APRIL 1, 2021

Make it a game and be creative when looking for money within your budget and finding new ways to earn extra money. Groceries is the easiest budget category to overspend. Are you paying too much for home/auto insurance, cable, internet, cell? Collect your bills and start shopping around for new vendors.

Emergency Fund 130

Emergency Fund Money Finds Friends And Family Sale 130

Family Balance Sheet

JANUARY 1, 2015

My husband and I make some financial goals at the start of every year. In 2014, the Grocery Budget Challenge encouraged us to keep our grocery spending in line and to be creative with our meal planning so that we do not over-spend. Weekly Meals on a Budget. Maintaining a grocery budget is a weekly process for me.

2015 100

2015 Money Debt Home and Garden 100

Family Balance Sheet

JANUARY 21, 2015

I own a software consultancy that I run from home and my husband is a letter carrier with the post office. We have 2 girls that I am home schooling this year. We paid down mostly student loans, vehicles and business credit card debt ( we already own a home outright ). Nine years later, I am still at home!

Debt 100

Debt Debt Free Las Vegas Finance 100

Family Balance Sheet

JULY 22, 2015

After putting together a budget, it took us 18 months to pay off all of that debt! The main arguments we had happened when we overspent in a budget category. But we learned to be flexible and did the best that we could to stay on track with our budget. How often do you and your spouse discuss your finances/budget/spending?

Debt 100

Debt Debt Free Finance Finds 100

Family Balance Sheet

APRIL 1, 2015

He writes at Debt Discipline about about how his family of 5 deals with money, budgets and debt. I was looking for a get out of debt free card, but quickly realized managing money was really all common sense: having a plan for you money in a form of a budget and spend less then you make. If married, who initiated the debt free goal?

Debt 100

Debt Credit Cards Debt Free Credit 100

Family Balance Sheet

SEPTEMBER 29, 2016

You can find Angela at her You Tube channel, Our Life…on a Budget , where she vlogs about getting out of debt and staying there! Coming home from a trip to Disney World was what started it all. The first thing we did was to review our spending and create a budget. Shop with a list, and not just for food.

Debt 100

Debt Debt Free Budgeting Budget 100

Family Balance Sheet

JANUARY 20, 2017

our home with a GREAT interest rate so we are okay with it. strict budget. We committed to using a cash budget, and we talked daily at. 1 – Set a budget. Not only did we write a new budget before the start of. came up that day that made us need to tweak some of our other budget. The biggest.

Debt 100

Debt Debt Free Friends And Family Sale Budgeting 100

Saving Cents With Sense

APRIL 25, 2013

This secure service doesn’t cost a dime, and it can automatically organize and track your spending, display all of your financial information in one easy-to-read place, and help you stay on track to hit your financial goals. This allows you to see whether you’ll break the budget by indulging.

Money 75

Money Financial Goals Saving Phones 75

Family Balance Sheet

FEBRUARY 16, 2016

Look for money within your budget and find creative ways to earn extra money. Are you paying too much for home/auto insurance, cable, internet? Collect your bills and start shopping around for new vendors. 4 – Skip the AM drive thru and eat breakfast at home. 6 – Eat dinner at home. Try freezer cooking.

Emergency Fund 100

Emergency Fund Money Finds Friends And Family Sale 100

Savings Corner

APRIL 4, 2024

When you refinance your home, you’ll apply in a similar way to when you applied to purchase your home. You’ll turn in any required financial documentation. You’ll pay for a home appraisal. Cash-out refinance Caret Down When you do a cash-out refinance , you use your home equity to withdraw cash to spend.

Refinancing 52

Refinancing Work Debt Financial Goals 52

Prairie Eco-Thrifter

NOVEMBER 12, 2011

Financial Success for Young Adults: Financing a Home Modification – At some point in your life, it may be necessary to modify your home. Paying for a home modification could cost you a lot of money, but there are ways to work up to the costs so it’s not such a bad hit on your wallet. Haven’t read it?

November 188

November 2011 Personal Finance Finance 188

Family Balance Sheet

JULY 2, 2015

We sold the majority of our possessions and now our family of 5 lives in a two bedroom apartment in the city as opposed to our much, much larger home in the suburbs. Just as others may struggle with staying on budget, we struggled in dealing with not having much time for each other or as a family during that time.

Student 100

Student Debt Debt Free Finds 100

Prairie Eco-Thrifter

JULY 4, 2011

They are also there working with you to help you reach your goals; even those financial goals. A plan B is a must in any home. Often times, home buyers may not be aware that free money for a down payment on a house is still available for qualified buyers. Families are our rock, our support system, and our fans.

Personal Finance 240

Personal Finance Finance Family Debt 240

Family Balance Sheet

FEBRUARY 10, 2017

We dramatically reduced our spending by cutting our cable TV and landline , shopping thrifty, eating out less often , and lowering our grocery bill. At that time, I couldn’t cash flow the office budget, home budget, our loans, and retirement savings. It is now a home equity loan with a very low 2.75% interest.

Debt 100

Debt 2017 Student 2016 100

The Frugal Girl

MARCH 4, 2024

We live on the side of a small mountain in a quiet, rural town, but we’re less than 20 miles from a city of about 25,000 people and its shopping and dining opportunities. I still remember saving my change as a kid so I could “shop” for books at yard sales.) I track expenses, monitor our budget and handle all of our investments.

Green And Frugal 175

Green And Frugal Kids and Family Hotel Frugal 175

Penny Pinchin' Mom

MARCH 11, 2024

” Robert Kiyosaki I dare say there isn’t a soul on this planet as frugal as a mom on a budget. If you do a weekly meal plan, you will know exactly what ingredients need to be bought during your next grocery shopping trip, including the ones you have and those you don’t. Don’t know where to start?

Saving Money 52

Saving Money Money Mom Used 52

Family Balance Sheet

MAY 27, 2015

I’m a former 3rd grade teacher, but now a stay at home mom and a graphic designer of Joyful Art Designs. Our plans for me to be a stay at home mom on one teacher salary. Extra money from budgeting wisely and spending less (specific tips below). Dine out on a budget – We used a coupon for 98% of our dining out experiences.

Debt 100

Debt Debt Free Pay Off Debt Finds 100

Family Balance Sheet

APRIL 12, 2016

How my grandparents paid off $55,000 of their home mortgage in one year. Once I got home from that money changing event at my grandparents’ house, my best friend told me about this financial series she and her husband had been going through at church called Financial Peace University (Dave Ramsey).

Credit Cards 100

Credit Cards Debt Debt Free Student 100

Family Balance Sheet

FEBRUARY 9, 2018

Being self-employed, we started shopping the market for individual plans. That was a hit to our budget, but we reworked our numbers to find the funds and make it fit. We used those savings to pay off a home equity loan and we increased our contribution to our church to help fund special missions projects.

Health Insurance 113

Health Insurance Insurance 2017 Bills 113

Family Balance Sheet

JUNE 2, 2016

Spending Audits Not Budgets – This might be a little controversial, but I tried budgeting and kept on failing. Could I knock $20 off my grocery shopping somehow? Avoid Shops Like The Plague – The simplest way to save money is just stop going near shops as much as you can! Are those jeans worth it?

Debt 100

Debt Finds Debt Free Pay Off Debt 100

Family Balance Sheet

AUGUST 11, 2014

I have enjoyed belly dancing and pilates the last several years, but time and budget reduced from my schedule. I followed Dave Ramsey’s baby steps and did the Financial Peace University class twice, once at home last spring and I enrolled again at church this past spring to stay focused. How much debt did you pay off?

Debt Free 235

Debt Free Debt Mom Goals 235