Prairie Eco-Thrifter

JULY 16, 2014

They can come in the form of a health scare a home repair or otherwise. That way when unanticipated but non-emergency expenses arise, like fixing a dent in the car or replacing an old appliance, you don’t have to overload your regular budget or raid your emergency fund to cover it. Emergencies happen…to everyone.

Emergency Fund 174

Emergency Fund Insurance Recession Unemployment 174

Prairie Eco-Thrifter

OCTOBER 4, 2011

is based on a Billshrink.com article – Dining on a budget. By using generic or store brand groceries instead of name brand, you can save 3.7 % of your food budget each month (per the Journal of Economic Perspectives article: Consumer Shopping Behavior, How Much Do Consumer’s Save ). 40,720 Home Repair.

Home and Garden 198

Home and Garden Cars Car Re-use 198

Savings Corner

APRIL 4, 2024

And, as with your primary mortgage, you can expect closing costs whether you choose a home equity loan or HELOC. Many borrowers use them to pay for major home repairs or renovations, like finishing a basement , remodeling a kitchen or updating a bathroom. This might help shield your budget from fluctuating-rate increases.

Home 52

Home Work Debt Credit 52

Family Balance Sheet

APRIL 9, 2021

Next, make a list of your current needs , such as home repairs, medical needs, or educational needs. We found extra money within our budget and applied it to that first loan while making the minimum payments on the other 4 loans. How I Managed our Family Budget During the Pandemic. Brain dump!

Debt 130

Debt Emergency Fund 2019 Debt Free 130

Saving Everyday

SEPTEMBER 12, 2022

The first thing I do every morning is make coffee, sit down at my desk, open my budget spreadsheet, log into the bank, and enter anything that came out overnight plus what we spent the previous day. For example, this month we went about $135 over our frivolous spending budget. Keeping track of your money is crucial.

Saving Money 52

Saving Money Money Saving Bills 52

Prairie Eco-Thrifter

AUGUST 23, 2012

Crystal (owner of Budgeting in the Fun Stuff) wrote about how she annually contacts her cable/internet supplier to get reductions in her bill – step by step. With the internet, you can get practical how to information, illustration and even movies on almost any maintenance or repair topic you might need. Persistence.

Saving Money 202

Saving Money Money Home Home and Garden 202

Savings Corner

APRIL 4, 2024

This is because home equity loans are a type of secured debt, meaning they’re backed by some sort of collateral (in this case, your house) — which makes them less risky for the lender, compared to unsecured debt , which isn’t backed by anything. This might make it easier for you to budget for and pay each month.

Home 52

Home Debt Credit Cards Credit 52

The Frugal Girl

NOVEMBER 6, 2023

Home repairs, construction, electrical, auto repair, technology – he’ll try anything after suitable research of YouTube and other resources. I should have known he was special as he asked for a set of “Time-Life” home repair books when he was in college. He is so talented at DIY.

Kids and Family 187

Kids and Family Money Home and Garden Frugal 187

Savings Corner

DECEMBER 27, 2023

Calculate the monthly payments Review your budget to determine what an affordable monthly payment would be. The best bad-credit lender offers the lowest annual percentage rate and monthly payments that fit your budget. Add the new loan payment to your budget On-time loan payments can build your credit.

Credit 52

Credit January Debt Credit Cards 52

Savings Corner

APRIL 4, 2024

You could lower your mortgage payment and create more space in your monthly budget. You could tap into your home’s equity and take cash out at closing. A second mortgage involves taking out equity you’ve built up in your home and using it elsewhere, such as with a home equity loan.

Refinancing 52

Refinancing Work Debt Financial Goals 52