Family Budget Spreadsheets 2021

Family Balance Sheet

That is why I created Family Budget Spreadsheets — a bundle of spreadsheets that we personally use to plan and budget our money. For more information about the spreadsheets and details on how to order, visit: Family Budget Spreadsheets. How to Budget

Introducing: Family Budget Spreadsheets

Family Balance Sheet

I’ve been working behind the scenes on a tool that I personally use to track and organize our finances: Family Budget Spreadsheets. This package of 9 Microsoft Excel spreadsheets is designed to help you organize your finances, plan for major purchases, create a budget, understand your cash flow, and track your net worth. To plan for our monthly spending, I started searching online for a budget spreadsheet. Family Budget Spreadsheets. Budget

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How to Budget (and Pay) for Yearly Bills + a FREE Speadsheet

Family Balance Sheet

Not sure how to budget for your once-a-year bills? But let me show you how to budget (and pay) for yearly bills with a strategy I’ve used for years. Action Steps to Budget and Pay for Yearly Bills: 1. Our list includes: home owner’s insurance – due yearly.

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5 Easy Budget Categories to Reduce

Family Balance Sheet

The 5 Easiest Budget Categories to Reduce. They are by far the easiest & quickest category to reduce in a household budget. Restaurants can be a huge drain on any budget, but there are ways to enjoy a meal out without spending a lot of money. We are now more committed to save money and we eat mostly at home, BUT we do enjoy at a few meals out each month. BudgetNeed to cut your spending?

How I’m Managing our Family Budget during the Pandemic

Family Balance Sheet

The PA governor has shut down all non-essential businesses indefinitely and we’ve now been ordered to stay at home unless traveling to essential jobs, needed supplies, or outdoor exercise as long as we practice social distancing. Are you working from home?

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How to Start a Budget (and be successful at it!)

Family Balance Sheet

During that time, I started to budget for everything. Every aspect of our lives was included in our budget. When people hear the word budget, they think “restriction” and “no fun”, but honestly that couldn’t be further from the truth. A budget might not change your circumstances, especially if the problem is income, but a budget will help prioritize the funds that are available. Another way to think of a budget is a spending plan.

Introducing the 2014 Grocery Budget Challenge

Family Balance Sheet

Are you spending more on groceries every month than your budget allows? This year, I need to reduce our monthly grocery spending to $450 a month to stay within our overall budget I have planed for 2014. The Goal of the Grocery Budget Challenge is to keep our grocery spending in line and to be creative with our meal planning so that we aren’t over-spending. Lately when I see my bill at the check out, I’m shocked at how few groceries are actually going home with me.

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Budgeting for Life

Prairie Eco-Thrifter

My husband and I live within our means and budget and hope our children will learn from example. It’s Not Just Important for Children Currently, I’m getting a crash course in just how vital budgeting, preparing and planning for the future is to the stability of your financial future. If my parents only require help in running errands and in chores around the house, then there are home-aids who can come part-time. So, how have you budgeted for life?

Grocery Budget Challenge | January Meeting

Family Balance Sheet

The Goal of the Grocery Budget Challenge is to be creative with our meal planning and grocery shopping so that we aren’t over-spending. Lately when I see my bill at the check out, I’m shocked at how few groceries are actually going home with me. January’s homework was to figure out your monthly grocery budget and start meal planning. My success : My January grocery budget was $450. Thankfully we came in right on budget for the month.

Grocery Budget Challenge | February Meeting

Family Balance Sheet

The Goal of the Grocery Budget Challenge is to be creative with our meal planning and grocery shopping so that we do not over-spend. We don’t want to make our families miserable with bland meals, boring snacks, and not enough food in the house, but we must stay on budget. Lately when I see my bill at the check out, I’m shocked at how few groceries are actually going home with me. Action Step 1 : Plan your grocery budget for March.

20 Fun & Budget-Friendly Summer Activities

Family Balance Sheet

Here are 20 ideas that are family friendly, fun, and easy on the budget. Fun @ Home. We love to watch a movie on the big screen, but at $7 a ticket, the whole experience can really blow the budget. Home Depot Kids Workshops. I teamed up with over 50 bloggers from across the United States to put together this list of budget-friendly staycation and travel ideas from different parts of the country. Woo Hoo! Summer is here.

Grocery Budget Challenge | July & August

Family Balance Sheet

The Goal of the Grocery Budget Challenge is to be creative with our meal planning and grocery shopping so that we do not over-spend. We don’t want to make our families miserable with bland meals, boring snacks, and not enough food in the house, but we must stay on budget. Lately when I see my bill at the check out, I’m shocked at how few groceries are actually going home with me. My budget is $450. Action Step 1 : Plan your grocery budget for September.

Grocery Budget Challenge | March Meeting

Family Balance Sheet

The Goal of the Grocery Budget Challenge is to be creative with our meal planning and grocery shopping so that we do not over-spend. We don’t want to make our families miserable with bland meals, boring snacks, and not enough food in the house, but we must stay on budget. Lately when I see my bill at the check out, I’m shocked at how few groceries are actually going home with me. My wins in March: I stayed within our budget of $450.

How to Entertain the Kids at Home on a Budget

Prairie Eco-Thrifter

Here are a few: Come Home ([link] My Family ([link] Family Lobby ([link] Family Website ([link] FamDazzle ([link] Adorable ([link] Your Family Site ([link] or Your Family Website ([link]. Budget and Kid Friendly Fun. When the holidays are over, when the toys are old and tossed aside, when the wind and snow are howling outside, and the kids are wailing “ I’m bored” what can you do to entertain and educate them?

Grocery Budget Challenge – April Meeting

Family Balance Sheet

The Goal of the Grocery Budget Challenge is to be creative with our meal planning and grocery shopping so that we do not over-spend. We don’t want to make our families miserable with bland meals, boring snacks, and not enough food in the house, but we must stay on budget. Lately when I see my bill at the check out, I’m shocked at how few groceries are actually going home with me. Action Step 1 : Plan your grocery budget for May. Grocery Budget Challenge

How To Get Your Budget To Balance

Prairie Eco-Thrifter

We all know that one of the best personal finance strategies is to have a budget and you’ve probably tried to create one at some time. Maybe you’re like me and could never get the budget to balance; I always had more expenditure than income and couldn’t see how I was going to be able to cut expenses. I even managed a reasonably balanced budget once but then some things in my life changed and it all went out the window. Losing Focus and Ignoring The Budget.

Contingency Budgeting: Low, Medium, and High

Prairie Eco-Thrifter

Have you ever made a contingency budget- a plan for how you would pay your bills if you suddenly lost your income or how you would handle an unexpected windfall of cash? Have you even created a budget for your current expenses ? It can be beneficial to have a strategy in place for all three of these contingencies- or, as we’ll call them, a low, medium, and high budget. The Low Budget. The Medium Budget. The High Budget.

20 Fun (& Budget-Friendly) Christmas Activities

Family Balance Sheet

20 Fun (& Budget-Friendly) Christmas Activities. My daughters’ Girl Scout troop has caroled through our neighborhood and a local senior home. However, we don’t usually make an extra trip out, instead we take detours on our drive home from other nightly activities. I look forward to Christmas and the month of December all year and once it’s here, it always seems to fly by.

A Sweeter Way to Cook Your Budget

Prairie Eco-Thrifter

I like to bake cookies, and I like to budget. I’ve failed at many budgets this way. If you Google how to make a budget, you’ll find the same boilerplate list of steps on thousands of sites. This is what I like to call the Toll House budget. It’s a list of steps that brings about a generic budget completely void of any hopes, dreams and personal aspirations. You can’t get what you want out of your personal finances on the Toll House budget.

Grocery Budget Challenge | September & October

Family Balance Sheet

The Goal of the Grocery Budget Challenge is to be creative with our meal planning and grocery shopping so that we do not over-spend. We don’t want to make our families miserable with bland meals, boring snacks, and not enough food in the house, but we must stay on budget. Lately when I see my bill at the check out, I’m shocked at how few groceries are actually going home with me. Action Step 1 : Plan your grocery budget for November.

Grocery Budget Challenge: May & June Meeting

Family Balance Sheet

Ok, Ok, let’s talk grocery budget! The Goal of the Grocery Budget Challenge is to be creative with our meal planning and grocery shopping so that we do not over-spend. We don’t want to make our families miserable with bland meals, boring snacks, and not enough food in the house, but we must stay on budget. Lately when I see my bill at the check out, I’m shocked at how few groceries are actually going home with me. Grocery Budget Challenge

10 Fun & Budget-Friendly Christmas Party Ideas

Family Balance Sheet

It’s not too late to pull a holiday party together for Christmas or New Year’s and you don’t have to blow your budget. Follow these holiday entertaining tips to relieve some stress: Your home will most likely be decorated for the holidays, so cross that off your list. Unused items from your home, otherwise known as a White Elephant gift. It’s PARTY time. The holidays are a fun time to get together with friends and family.

Parenting Pointers: Preparing your Kids and Home for your Nanny’s Arrival

Motherhood Moments

It’s not uncommon for many families to invite a caretaker into their family so that the children can be cared for in the comfort and safety of their own homes. One of the key benefits of hiring a nanny to work in your home is that you, the parent, are also the employer.

Saving Money on Home Heating

Prairie Eco-Thrifter

When you’re home, sweet home, you want to be warm as toast. You know what’s worse than a drafty home? Saving money on home heating starts with preventing heating loss. Point2 Homes recently published an interesting article sharing tips to prevent heat loss in your home. The best way to prevent heat loss is to ensure you have proper insulation in your home. Did you know that 35% of all heat loss happens through the walls in your home?

How to Make Your Budget Work for You

Prairie Eco-Thrifter

One of the hardest things to stick to is a budget. I don’t like budgets myself, and actually refer to what I do with my money as a “ spending plan.” ” But budget or spending plan, the reality is that it can be hard to stick to your money commitments when something else comes along. Building a budget or a spending plan around what’s most important to you, at your very core , means that you are far more likely to stick with the current plan.

What We Ate this Week on a Budget 11.13.15

Family Balance Sheet

Every week I share what we ate on our budget. Our montly grocery budget for my family of 4 is $500. We pretty much used up our entire restaurant budget this week, but we were able to follow some of. It was still a pricey meal, but we did come home with leftovers. This post contains affiliate links. How I Saved this Week: I bought 4 participating products and saved $4 off meat (no min. purchase). I stumbled on a stellar meat deal this week.

Save Money & Celebrate Valentine's Day at Home | Date Night on a Budget

Family Balance Sheet

Now we avoid the busy restaurants and lavish gifts and instead we spend the evening in the comforts of our home. 7 Tips Celebrate Valentine's Day at Home. My husband and I like to indulge on a adult beverage (or two) when we are dining at home. Date Night on a BudgetDo you celebrate Valentine's Day? My husband and I have celebrated the day ever since our first one together in 1992.

What We Ate this Week on our Budget 09.15.17

Family Balance Sheet

I’ve recently re-started the series, What We Ate this Week on our Budget , because I missed the accountability and I had several readers ask for its return. Our monthly grocery budget for my family of 4 is $500. It’s a tight budget and I failed miserably over the summer, but we have lots of financial goals, so I need to get it back in line. The post What We Ate this Week on our Budget 09.15.17

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What We Ate this Week on our Budget 09-08-2017

Family Balance Sheet

I’ve recently re-started the series, What We Ate this Week on our Budget , because I missed the accountability and I had several readers ask for its return. Our monthly grocery budget for my family of 4 is $500. It’s a tight budget and I failed miserably over the summer, but we have lots of financial goals, so I need to get it back in line. One of my kids was not feeling well, so we stuck around our home and hubby and I got a lot of housework done.

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Ham & Pepper Skillet Frittata – a budget-friendly meal

Family Balance Sheet

How I made the frittata budget-friendly: I bought a ham before Easter when the price dropped to $1.49 a piece, so I brought several home, cleaned and chopped them up and stored in a freezer bag. This skillet frittata is so easy to whip together and is so versatile. You can easily replace the ham and peppers that I used with other meat and veggies that you have on hand, such as cooked sausage or bacon, asparagus or slightly steamed broccoli.

Why You Need a Home Ownership Binder

Family Balance Sheet

Your home will most likely be the largest purchase in your lifetime. So it makes sense to stay organized with all of the paperwork involved in every aspect of your home. We have lived in our home for almost 15 years and have done many improvements, renovations, and repairs over the years. You will likely have your home for years and even decades, so keep your important home ownership documents organized in one central location.

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10 Ways to Decorate for Spring on a Budget

Couponing 101

Here are some ways to decorate for spring on a budget. The post 10 Ways to Decorate for Spring on a Budget appeared first on Couponing 101. Home & Garden SpringI’m loving the fact that flowers are in bloom, the days are getting longer and the birds are constantly chirping. But my house is still in cozy, winter mode. So I decided to start updating my decor for spring. Decorate with fresh flowers. This is the easiest way to refresh your house!

What We Ate this Week on a Budget 10.30.15

Family Balance Sheet

My husband helps coach and there was so much pizza left over that he came home with a whole pizza, so that’s what we had for dinner. Monday: At least once a week, my husband has a late night and isn’t home for dinner. This week, I pulled two recipes out of my box that I haven’t cooked in a long time. For the past several months, I’ve been cooking the same thing over and over and over.

What We Ate this Week on our Budget 03.18.16

Family Balance Sheet

Every week, I share what we ate for the week on our budget. Our current monthly grocery budget for my family of 4 is $500. Monday: I was home with a sick child, so I had time to roast a chicken that I found marked down at the grocery store. The post What We Ate this Week on our Budget 03.18.16 A note about side dishes. For convenience, I frequently serve steamed vegetables and my homemade sugar-free applesauce as side dishes and you will see it often in our menu.

How to Host a Bridal Shower on a Budget

Couponing 101

Read on to learn our favorite money-saving tricks to host a bridal shower on a budget! You might also consider asking everyone working on the party to contribute a set amount of money towards the budget to make sure no individual is shouldering too much of the load.

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Six Ways to Plan a Wedding on a Budget

Prairie Eco-Thrifter

Wedding planning on a budget may seem like a difficult task to tackle without appearing tacky, but it can be done. Below are some wedding planning on a budget tips that may just give you financially stress-free “I do’s”. Make A Budget First things first, while this may sound extremely obvious, it is definitely the first step to having a wedding with expenses that won’t spiral out of control. These home bakers almost always charge less than well-known pastry shops.

4 ways to futureproof your home for greener energy

Prairie Eco-Thrifter

If you’re keen to save money and protect the environment, you will no doubt already have much of the necessary jobs around the home done. You may have already paid up for your home’s double glazing, not to mention the loft insulation cost. If you haven’t yet sorted the basics out, make a list of improvements and get working your way through them as your budget allows. This is one of the more common and simple ways of futureproofing the home.

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Things to Splurge On In Vegas

Shereen Travels Cheap

Their gift shop has great items, too, so we brought home some awesome things for ourselves and others. If you're looking for money-saving ideas, check out my other posts on budget Vegas On The Strip and Off The Strip.

Budget Babe: Nail Polish Round-Up

Cheap Chica's Guide To Style

Nail Lacquer in Home Sweet Chrome , $5 , Maybelline. Beauty Budget Babe Robin Reetz In our books, it’s not officially fall until you make the big nail polish switch. You know exactly what we’re talking about – there’s one day every fall season where you update your nail polish to deep, winter-worthy shades. And that day, Chicas, officially marks the start of the cool weather season.

What We Ate this Week on our Budget 03.04.16

Family Balance Sheet

Have you ever blown your budget in four days? ” Dining out is a fun treat, but when you eat out too often it gets old and my sweet girl wanted a home cooked dinner. I did too and on top of that we officially blew through our restaurant budget. Did you make a new budget-friendly dish this week that your family enjoyed? The post What We Ate this Week on our Budget 03.04.16 Last weekend, my girls had a two day swim meet.

Summer Staycation Ideas: Enjoy the U.S. on a Budget

Family Balance Sheet

Yesterday, I shared ideas to explore and enjoy my home state’s capital city, of Harrisburg, PA and its surrounding communities this summer. Kansas City, Missouri/Kansas ~ Kosher on a Budget. Today, I’m sharing summer activities and ideas to enjoy cities and towns from all across the country. Enjoy! A – D. Phoenix-Metro, Arizona ~ Mom Endeavors. Scottsdale, Arizona ~ Saving For Someday. Tucson, Arizona ~ Desert Chica Ramblings.

Tips and Tricks for Getting Fit on a Budget

Couponing 101

While some at-home workout equipment is quite pricey, there are also plenty of affordable workout tools you can use from the comfort of your home! Work Out from Home. Plus, you can enjoy them at home without the pressure of exercising in front of a room full of people.

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Having a Hard Time Getting By? 3 Budget Leaks You May Be Experiencing.

Prairie Eco-Thrifter

per lunch if you just brought something at home (and I’d say that is a pretty elaborate lunch). There are a lot of ways that we humans waste money but these are the hugest budget drainers. Do you make enough money to cover your mortgage or rent, groceries, transportation, and other essential expenses, but find yourself on a treadmill of not being able to save? Many people are, and you’re not alone.