Savings Corner

DECEMBER 27, 2023

Lenders primarily use your financial and credit information to determine your rate, but may consider additional information like whether you own your home, your education level and your employer. Home improvement : Need to add on a home office or install a swimming pool? Compare any loan with interest-free options.

Debt 40

Debt Home Improvement Consumer Credit 40

Family Balance Sheet

SEPTEMBER 29, 2016

You can find Angela at her You Tube channel, Our Life…on a Budget , where she vlogs about getting out of debt and staying there! Angela & Jeff’s Debt Free Story. What inspired you to become debt free? Coming home from a trip to Disney World was what started it all. Tell us about you and your family.

Debt 100

Debt Debt Free Budgeting Budget 100

Family Balance Sheet

SEPTEMBER 9, 2014

Welcome to Debt Free Stories. She and her husband paid off $147,000 in debt–including their home. After paying off the debt, she was able to quit her job to pursue her passion. She blogs at The Debt Myth. But it wasn’t a decade of nothing but paying off debt.

Debt 236

Debt Debt Free Pay Off Debt Financial Goals 236

Family Balance Sheet

JUNE 16, 2015

Today’s Debt Free Story is from Lydia. She blogs about living a limitless life on a limited budget at Frugal Debt Free Life. I am a stay at home mom and freelance marketer and my husband works in the construction industry. How much debt did you pay off? What kind of debt was it?

Debt 100

Debt Debt Free Finds Goals 100

Savings Corner

DECEMBER 24, 2023

Common reasons include paying off debt, financing a large purchase such as a vehicle or a boat, or covering the cost of a major expense like a wedding or a home renovation. Instead of putting down cash as collateral, you may be able to use other assets, such as a home, boat or car.

Debt 52

Debt Credit Cards Credit College Tuition 52

Family Balance Sheet

AUGUST 4, 2014

When Jon and I were married, we acknowledged that high paying careers were not on the docket for us, knowing that we wanted to have both comfortable and generous lives we decided that we would have to be incredibly diligent with our resources. The first step in this diligence was paying off debt.

Debt Free 243

Debt Free Debt Goals Student 243

Family Balance Sheet

AUGUST 5, 2015

I am a stay at home mom to 3 kiddos and a cockapoo named Otis. We live a pretty busy lives and when given free weekends at home we love spending time at home on our little farm. How much debt did you pay off? What kind of debt was it? Total, we paid off $175K in 2 years!! 130K in mortgage debt.

Debt 100

Debt Debt Free Finds Finance 100

Family Balance Sheet

APRIL 9, 2021

Stressed out, we ventured into Dave Ramsey’s online Financial Peace University home course for help. Prior to FPU, we thought we were doing well financially and never considered that we had too much debt. But $1000 was not nearly enough money to cover sudden emergencies in both our home and business. DONE November 2019.

Debt 130

Debt Emergency Fund 2019 Debt Free 130

Prairie Eco-Thrifter

SEPTEMBER 26, 2012

Another way to do this, if you have self control (which I don’t), is the budget just as if you were making the same amount as before, and manually reroute your extra money to your savings goal. Keep Your Goals in Mind When your income increases or expenses drastically decrease (like when you pay off debt), keep your goals in mind.

Debt 189

Debt Goals Money Bills 189

Family Balance Sheet

JANUARY 20, 2017

our home with a GREAT interest rate so we are okay with it. debts one by one. When we added my grad school loans to our other debts and our regular. strict budget. towards our debt. Little by little, we paid off each loan before moving. towards debt. 1 – Set a budget. The biggest.

Debt 100

Debt Debt Free Friends And Family Sale Budgeting 100

Saving Cents With Sense

JANUARY 1, 2016

I know many of you are in similar situations of needed to save, but wanting to pay off debt, and eventually be able to put money in savings. Through lay offs, new jobs, new schools, illness, and everything else involved with a family, we have had our ups and downs. before heading to the store and stick to it.

Saving Money 40

Saving Money 2016 Money Pay Off Debt 40

Family Balance Sheet

JUNE 8, 2018

During that time, I started to budget for everything. Every aspect of our lives was included in our budget. I came up with strategies to help us pay for yearly bills, large expenses, and we were able to pay off debts. Another way to think of a budget is a spending plan. Create a budget calendar.

Budgeting 133

Budgeting Budget Financial Goals Goals 133

Prairie Eco-Thrifter

OCTOBER 15, 2011

Our Journey To Zero: Get To Know Old People and Save Money Great deals can be found in the most surprising of places, like from old people and funeral homes. Living in Financial Excellence: Why Budgets Fail and How to Create a Successful Budget Many people attempt to do a budget and fail miserably.

October 200

October 2011 Finance Personal Finance 200

Family Balance Sheet

JULY 2, 2015

We sold the majority of our possessions and now our family of 5 lives in a two bedroom apartment in the city as opposed to our much, much larger home in the suburbs. What inspired you to get debt free? We have been given money ourselves during our process of paying off debt and try to remain grateful and giving.

Student 100

Student Debt Debt Free Finds 100

Prairie Eco-Thrifter

JULY 4, 2011

A plan B is a must in any home. Often times, home buyers may not be aware that free money for a down payment on a house is still available for qualified buyers. This doesn’t mean you will always live with a cash budget, although you certainly could. Pat S from compounding returns asks Pay Off Debt or Invest for The Future ?

Personal Finance 240

Personal Finance Finance Family Debt 240

Family Balance Sheet

AUGUST 11, 2016

We charted out our course of action to pay off debts and start saving for retirement. I’m on this journey to financial wellness with you and every weekend, I pack the newsletter with budgeting inspiration, money-saving tips & ideas, and frugal, yet tasty recipes. Write these dreams down on paper.

Emergency Fund 100

Emergency Fund Money Finance Debt 100

Family Balance Sheet

JUNE 22, 2020

Our business was doing very well, and we were excited about the opportunity to own a property outside of our home. After the first year, the new business debt weighed on me. How We Paid off Six Figures on Non-Mortgage Debt: Our non-mortgage debt was in the six figures when we wrote Our Debt Freedom plan and included 5 loans.

Debt 130

Debt Health Insurance Insurance Budgeting 130

Family Balance Sheet

FEBRUARY 3, 2016

Today’s Debt Free Story is from Charissa. She helps readers gain control of their finances and live well on a budget at her blog Cook with a Shoe . I would say that this plan helped me more in the area of using a zero-based budget and sticking with a budget. My top tips to pay off your debt would be the following.

Debt 100

Debt Debt Free College Finds 100

For the Mommas

JULY 24, 2016

You can use the difference in income to pay off debt, save or invest. Find all kinds of fun activities you can do at home. 20 Tips for Frugal Living. Living frugally allows you to not only spend less than what you earn, but also allows you to earn less. You have more options with a frugal lifestyle.

Frugal Lives 49

Frugal Lives Frugal Living Frugal Magazine and Newspaper Subscriptions 49

Family Balance Sheet

MAY 27, 2015

I’m a former 3rd grade teacher, but now a stay at home mom and a graphic designer of Joyful Art Designs. There were two things that inspired us to pay off debt. Our plans for me to be a stay at home mom on one teacher salary. Since we didn’t have any other debt, we decided to tackle our house as fast as we could.

Debt 100

Debt Debt Free Pay Off Debt Finds 100

Family Balance Sheet

DECEMBER 10, 2014

I got tired of being left at home because I had a day job, so now we get to travel together and create our own adventures. After my first marriage fell apart, I ended up with over $14,000 of consumer debt, made up of a car loan and credit cards. What inspired you to get debt free? Was there a particular event?

Debt 227

Debt Debt Free Financial Goals Goals 227

Family Balance Sheet

JUNE 2, 2016

Spending Audits Not Budgets – This might be a little controversial, but I tried budgeting and kept on failing. To go for a meal out, or grab take-out on the way home. Take the time to enjoy a good book (on loan from the library) or go for a hike or bake a meal at home from scratch. Are those jeans worth it?

Debt 100

Debt Finds Debt Free Pay Off Debt 100

Family Balance Sheet

APRIL 12, 2016

How my grandparents paid off $55,000 of their home mortgage in one year. Did you follow a particular debt freedom plan or book, such as Dave Ramsey or Debt-Proof Living? I read it in two days and I was sold on the idea of being debt free. Share the top 3 – 5 ways you found money to put towards debt.

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Credit Cards Debt Debt Free Student 100

Family Balance Sheet

JANUARY 7, 2015

I’m a stay-at-home homeschooling mom to Annie (5), Andy (2), and Eli (2 months). How much debt did you pay off? What kind of debt was it? We paid off $20,000 in about 8 months. That was the remaining balance on our home. We were debt free before I was 30 , including our home.

Debt Free 100

Debt Free Debt Budgeting Budget 100