Prairie Eco-Thrifter

MARCH 14, 2011

Any housing related insurance fees and property taxes are also important to include. Base this cost around if each meal each meal was prepared at home. Although you can do this too, we will leave space in the budget for you to buy these items. This portion of the budget would be a big fat zero. Entertainment.

Money 159

Money Property Taxes DSL Frugal Lives 159

Savings Corner

DECEMBER 24, 2023

But now, as we approach the end of 2023, inflation is much lower but home prices and mortgage rates are both sky-high. Determine why you want to buy a house Purchasing a home is a major decision that shouldn’t be taken lightly. Make a list of what’s important to you in a home. Is location the top priority?

Real Estate 52

Real Estate Buy Buying Credit 52

Family Balance Sheet

MAY 6, 2020

For many households, their finances and budgets are in limbo. But in August 2013 , our business softened, renovations to our new building were more costly than planned, and we were now the owners of two mortgages: our home and our business. We have revised our budget and we will get through this storm. It kept me up at night.

Debt 130

Debt Emergency Fund 2007 2020 130

Savings Corner

DECEMBER 25, 2023

Determining how much mortgage I can afford When buying a home, the question, “How much can I borrow?” That’s because even with all the angst involved in applying for and being approved for a home loan, lenders are often inclined to loan you more money than you expect. For instance, you may consider: How long will I live in this home?

Calculators 52

Calculators Illinois Credit Debt 52

Prairie Eco-Thrifter

JULY 6, 2014

The sales tax, plus the ongoing higher property tax and insurance are really turning him off – and the van does fine if we drive it locally or just for a few hours to the lake. I want this vacation to go well and that rental car will be our daytime home for 12 days. This time however, my criteria are different.

Rental Car 167

Rental Car Cars Car Rent 167

Prairie Eco-Thrifter

MARCH 16, 2011

The biggest expense in most people’s budget is their mortgage payment. Private mortgage insurance is an extra mortgage insurance that lenders require from most homebuyers who obtain loans that are worth more than 80 percent of their new home’s value. The lenders use it to protect their interest in the property.

Saving Money 124

Saving Money Money Insurance Property Taxes 124

Family Balance Sheet

JUNE 4, 2015

The business softened, renovations were more costly than expected, and we were now the owners of two mortgages, our home and our business. On top of our normal day to day expenses, the new property taxes were due, we had more ownership expenses than we realized, and we had a family to feed.

Goals 100

Goals Debt Renovation Daughter 100

Family Balance Sheet

JUNE 8, 2018

During that time, I started to budget for everything. Every aspect of our lives was included in our budget. When people hear the word budget, they think “restriction” and “no fun”, but honestly that couldn’t be further from the truth. Another way to think of a budget is a spending plan.

Budgeting 133

Budgeting Budget Financial Goals Goals 133

Family Balance Sheet

JUNE 22, 2020

We had been renting for over 10 years and we were ready to find a property to move our business to and eventually build our net worth. Our business was doing very well, and we were excited about the opportunity to own a property outside of our home. Small home = Low Expenses. Everything looked great on paper.

Debt 130

Debt Health Insurance Insurance Budgeting 130

Savings Corner

APRIL 4, 2024

When you refinance your home, you’ll apply in a similar way to when you applied to purchase your home. You’ll pay for a home appraisal. Cash-out refinance Caret Down When you do a cash-out refinance , you use your home equity to withdraw cash to spend. Here’s generally how it works: The lender will do a credit check.

Refinancing 52

Refinancing Work Debt Financial Goals 52

Savings Corner

APRIL 4, 2024

The steps may vary depending on whether you’re looking for debt consolidation loans , home improvement loans, medical loans or wedding loans. They may ask for copies of utility bills, lease or rental agreements, property tax bills or credit card statements as proof of address.

Debt 52

Debt Credit Cards Credit Home Improvement 52

The Frugal Girl

MARCH 4, 2024

Our mom stayed home to raise us kids; she went to work part-time in the local school system after both my brother and I were in school. I track expenses, monitor our budget and handle all of our investments. Alan and I, by choice, bought land in an area with low property taxes.

Green And Frugal 175

Green And Frugal Kids and Family Hotel Frugal 175