Family Balance Sheet

APRIL 9, 2015

Our home-owner’s insurance, auto insurance, and local real-estate taxes (for our home and our business property) are due, and on top of that, we also owed the Federal government this year. I started our personal escrow account years ago, when we refinanced our mortgage. My list includes: home owners insurance – due yearly.

Bills 100

Bills Real Estate Insurance Taxes 100

Family Balance Sheet

OCTOBER 16, 2017

I added space for tangible property, such as your home residence or any rental property. In the past, I did not include space for this information, but after being in our home for 16 years, we have built up quite a bit of equity. Value of your home – outstanding debt on your home = Equity).

Family 100

Family Financial Goals Debt Calculators 100

Prairie Eco-Thrifter

MAY 30, 2012

Not Having a Budget I know, you’ve heard it all before but have you taken action on this one yet? A budget provides you with a financial roadmap to get to where you want to be in life. A budget helps you track your finances so you know exactly where you are and whether you’re on track. The key is to take action, even small ones.

Money 235

Money Emergency Fund Debt Financial Goals 235

Savings Corner

DECEMBER 24, 2023

These areas range from the basics such as budgeting to more complex areas such as saving and investing for retirement as well as estate planning for the distribution of your assets. A financial plan can help you get your financial life in order in areas such as: Budgets – How much can you spend this week or month and still stay on track?

Goals 52

Goals Debt Taxes Insurance 52

Prairie Eco-Thrifter

NOVEMBER 2, 2011

Larger loans will usually be secured against your home or another type of property of substantial value. In the current climate this type of loan requires incredibly careful consideration and accurate budgeting before you sign any agreement. Related posts: No Cost Refinancing – Pros and Cons. Or, are you planning to do so? .

Debt 183

Debt Economical Refinancing Money 183

Prairie Eco-Thrifter

MARCH 16, 2011

The biggest expense in most people’s budget is their mortgage payment. Private mortgage insurance is an extra mortgage insurance that lenders require from most homebuyers who obtain loans that are worth more than 80 percent of their new home’s value. You can avoid paying PMI by putting a 20% down payment on your home.

Saving Money 124

Saving Money Money Insurance Property Taxes 124

Prairie Eco-Thrifter

OCTOBER 15, 2011

Yeah, There’s a Calculator for That Refinancing your mortgage to a lower rate and paying the same amount is an interesting sound-byte from Personal Finance Bloggers – but has anyone really run the numbers? They stood in the middle of the supermarket and did some creative, on-the-spot budgeting. So what did they do?

October 200

October 2011 Finance Personal Finance 200

Savings Corner

DECEMBER 25, 2023

Coming up with enough cash for a down payment to buy a house can be the single biggest roadblock for prospective home buyers. NerdWallet’s Best-Of Award Winner Best Mortgage Lender For Cash-Out Refinancing NBKC: NMLS#409631 5.0 It offers a significant volume of cash-out refinancing with unusually low origination fees.

Insurance 52

Insurance Home Refinancing Money 52

Penny Pinchin' Mom

FEBRUARY 16, 2024

This means taking all or most of your loans and then refinancing them into a single loan held by one lender, making it easier and often cheaper to pay off. Home Equity Loan This is another interesting option. Home equity loans often have lower interest rates than most other loans on the market. What Is Debt Consolidation?

Debt 52

Debt Credit Money Mom 52

Savings Corner

APRIL 4, 2024

The steps may vary depending on whether you’re looking for debt consolidation loans , home improvement loans, medical loans or wedding loans. If you’re facing a large unexpected expense like a car repair or an air conditioner replacement in your home, personal loans can get you needed funds fast.

Debt 52

Debt Credit Cards Credit Home Improvement 52

Prairie Eco-Thrifter

SEPTEMBER 3, 2012

Remember the excitement of signing the contract for your first home? Unfortunately, many home-buyers over-extend themselves financially when taking out a mortgage; these days they seem to be encouraged by lenders. Are we going to lose our home? Only then did you realize the enormity of what you had taken on. Here’s what you.

Refinancing 203

Refinancing Taxes Real Estate Money 203

Family Balance Sheet

FEBRUARY 10, 2017

At that time, I couldn’t cash flow the office budget, home budget, our loans, and retirement savings. He went back to school at the age of 34 to pursue a new career and has not regretted it, but his student loan was about the size of a small home mortgage when he graduated in 2000. We bought our home in 2001.

Debt 100

Debt 2017 Student 2016 100