For the Mommas

JANUARY 2, 2023

6 Steps to Creating a Budget You Can Stick To. Over the next several weeks we will be posting articles that will help you budget and save your money. Couponing is a great start (you do use coupons, right?) 6 Steps to Creating a Budget You Can Stick To. Setting a budget is important for your financial health.

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Budgeting Budget Finance Money 98

Family Balance Sheet

JUNE 24, 2021

Not sure how to budget for your once-a-year bills? But let me show you how to budget (and pay) for yearly bills with a strategy I’ve used for years. Action Steps to Budget and Pay for Yearly Bills: 1. This new number will become a line item on your monthly budget. Let us know in the comments.

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Bills Budgeting Budget Emergency Fund 130

The Budget Diet

APRIL 18, 2024

Electronic Benefit Transfer, or EBT, is a system that allows recipients of government assistance to pay for goods using SNAP benefits, commonly known as food stamps. While traditionally used at supermarkets and grocery stores, SNAP benefits are also accepted at a range of restaurants across the country as part of the Restaurant Meals Program.

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Restaurant Ranges Electronics Budgeting 195

The Budget Diet

APRIL 17, 2024

And the best part is that you can use these money-aps casually to earn some side cash in your spare time. Read more The post 9 Money Making Apps You Need To Download ASAP appeared first on The Budget Diet. The simple reality is that our smartphones open so many doors and income opportunities. Let’s dive in!

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Money Making Budgeting Budget 195

The Budget Diet

APRIL 16, 2024

Instead, you can use these clever tactics to massively reduce your. Read more The post These 9 Bills Are Draining Your Wallet – Here’s How To Lower Them appeared first on The Budget Diet. However, this doesn’t mean you have to overspend and give away more of your hard-earned money to massive companies.

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Bills Budgeting Budget Money 195

Family Balance Sheet

APRIL 11, 2020

Pre-coronavirus, we didn’t think twice about shaking a stranger’s hand, using the ATM keypad, or going to the grocery store without donning a hazmat suit. Budget items we are temporarily stopping for now: EVERYTHING ELSE! I have been using it ever since. What changes have you made to your family’s budget?

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Budgeting Budget Family Debt 246

The Budget Diet

APRIL 11, 2024

But there are effective strategies you can use to payoff credit card debt faster and finally crush. Read more The post 10 Must-Know Strategies To Pay Off Credit Card Debt Fast appeared first on The Budget Diet. In fact, over 56 million Americans have been in debt for at least one year. Dealing with debt can be daunting.

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Debt Credit Cards Credit Budgeting 195

Koupon Karen

NOVEMBER 30, 2023

But with careful planning and budgeting, you can still provide your little one with everything they need while saving for their future. But with a little planning and some savvy budgeting tricks, you can ensure you’re financially ready to welcome your bundle of joy. Stick to your budget and only buy what you truly need.

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Budgeting Budget Baby Friends And Family Sale 52

The Budget Diet

DECEMBER 23, 2023

We’ve stumbled upon a must-watch video for anyone looking to host a memorable Christmas brunch on a budget. This clever video shows you how to whip up a festive and scrumptious spread using only items from the Dollar Tree, and the best. appeared first on The Budget Diet.

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Breakfast Christmas Cheer Budgeting 195

Shereen Travels Cheap

MARCH 27, 2024

Most of us travel on a budget, because we have to. When you don't have a big budget, you learn to be creative, but you find there are small things you can do that can really add up, too. So, now you're paying for a thing you don't even use. I like to use sites/apps like Poshmark to buy clothes at a fraction of retail.

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Money Travel Saving Money Saving 238

Prairie Eco-Thrifter

APRIL 16, 2014

Have you ever made a contingency budget- a plan for how you would pay your bills if you suddenly lost your income or how you would handle an unexpected windfall of cash? Have you even created a budget for your current expenses ? The Low Budget. The Medium Budget. The High Budget.

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Budgeting Budget Lowes Goals 188

Saving Everyday

OCTOBER 27, 2023

If you’re looking for ways to save money on a tight budget, we’ve got you covered! Christmas is right around the corner, so if you’re looking for ways to save money on a tight budget, we’re here to help! Ways to Save Money on a Tight Budget This is a two-part conversation. Sell it and save it!

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Saving Money Budgeting Budget Money 52

The Budget Diet

FEBRUARY 4, 2024

There are loopholes and tax breaks like the child tax credit that can be used to lower your taxes or even get a refund. appeared first on The Budget Diet. Tax preparation is a complex science of inputting personal information like income, dependents, and expenses.

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Taxes Budgeting Budget Credit 195

Koupon Karen

FEBRUARY 28, 2024

Whether for birthdays, holidays, or knocking out weekly shopping, finding ways to save money without compromising treats and essentials offers welcome budget alleviation. Retail codes aid fashion experimentation on a budget removing barriers inhibiting curiosity! Why Should You Use Coupons? Savings unlock novel interests.

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Discount Finds Codes Used 40

The Budget Diet

APRIL 3, 2024

This is a common marketing tactic used to attract more customers. Read more The post 20 Clever Ways To Get Free Food & Drinks From These Companies appeared first on The Budget Diet.

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Drinks Food and Drink Food Birthday 150

Prairie Eco-Thrifter

JULY 10, 2014

One of the hardest things to stick to is a budget. I don’t like budgets myself, and actually refer to what I do with my money as a “ spending plan.” ” But budget or spending plan, the reality is that it can be hard to stick to your money commitments when something else comes along. Money Tips'

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Budgeting Budget Work Making 218

Family Balance Sheet

NOVEMBER 20, 2013

If you haven’t put together a gift & spending budget for the holidays, I urge you to do so and I’d like to make it easy for you. Back in January, I offered my Christmas Gift & Spending Budget excel spreadsheet for FREE. You can then use this spreadsheet to plan for 2014 and so forth.

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Budgeting Budget Christmas Gifts 164

Family Balance Sheet

NOVEMBER 30, 2014

Back in January I introduced the 2014 Grocery Budget Challenge. I really wanted to reduce our grocery spending for my family of 4 from the average of $634 a month in 2013 to a budget of $450 a month in 2014. The challenge did hold me accountable to my budget, because I didn’t want to report back here that I failed–LOL.

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Budgeting Budget Groceries Grocery 124

Prairie Eco-Thrifter

OCTOBER 17, 2012

Who needs a budget?’ I used to think this, so I’m guessing there’s lots of people out there who think the same. So who needs to worry about budgeting, savings plans and a secure financial future? The thing is, not having a budget is rather like not having a map when you set out on a road trip. Well, actually, no!

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Budgeting Budget Debt Money 214

Family Balance Sheet

FEBRUARY 28, 2014

The Goal of the Grocery Budget Challenge is to be creative with our meal planning and grocery shopping so that we do not over-spend. We don’t want to make our families miserable with bland meals, boring snacks, and not enough food in the house, but we must stay on budget. Action Step 1 : Plan your grocery budget for March.

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Budgeting Budget February Groceries 124

Prairie Eco-Thrifter

JULY 10, 2012

I like to bake cookies, and I like to budget. I’d estimate that it’s the recipe 80% of Americans use, because it’s the one on the back of the Toll House chocolate chip bag. Yet for a few years I made the Toll House recipe, because that’s what everyone I talked to was using for a recipe. I’ve failed at many budgets this way.

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Budgeting Budget Toll House Cooking 213

Family Balance Sheet

APRIL 30, 2014

The Goal of the Grocery Budget Challenge is to be creative with our meal planning and grocery shopping so that we do not over-spend. We don’t want to make our families miserable with bland meals, boring snacks, and not enough food in the house, but we must stay on budget. Action Step 1 : Plan your grocery budget for May.

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Budgeting Budget Groceries Grocery 100

For the Mommas

FEBRUARY 25, 2020

Free Make a Budget Worksheet Tear-Off Pad. But, you can print the budget worksheet. You can order a free Make a Budget Worksheet Tear-Off Pad from the FCC ! Use the worksheet to help you create and manage your own budget. Continue reading Free Make a Budget Worksheet Tear-Off Pad at FTM.

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Budgeting Budget Making Free 59

Motherhood Moments

MARCH 2, 2023

Using common kitchen tools described in these printable instructions , simply mush up paper and cardboard and sprinkle in flower seeds to make paper. People are often surprised to learn that twice as many trees are planted than are used to make the paper products you rely on every day.” Recycle the games sheets when done.

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Flowers and Plants Recycle Recycled Recycling 100

Family Balance Sheet

MARCH 30, 2014

The Goal of the Grocery Budget Challenge is to be creative with our meal planning and grocery shopping so that we do not over-spend. We don’t want to make our families miserable with bland meals, boring snacks, and not enough food in the house, but we must stay on budget. My wins in March: I stayed within our budget of $450.

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Budgeting Budget March Groceries 100

Family Balance Sheet

OCTOBER 20, 2017

Welcome to my weekly series, What We Ate this Week on our Budget. Our monthly grocery budget for my family of 4 is $500. It’s a tight budget and I failed miserably recently, but we have lots of financial goals, so I need to get it back in line. I put the rest in the freezer for later use in soups, enchiladas, and/or quesadillas.

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Budgeting Budget Leftovers Daughter 100

Family Balance Sheet

SEPTEMBER 29, 2017

I’ve recently re-started the series, What We Ate this Week on our Budget , because I missed the accountability and I had several readers ask for its return. Our monthly grocery budget for my family of 4 is $500. I used the meat for Sunday and Monday’s dinners and froze the rest in 2 cup portions. This Week in the Kitchen.

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Budgeting Budget Homemade Financial Goals 100

Family Balance Sheet

DECEMBER 14, 2018

Here’s a peek at what we ate this week on our budget. I’ve had to bump up the budget over the years as my kids have grown and started to eat as much as adults. I batch cooked 4 bone-in chicken breasts in the slow cooker and used some of the chicken and the stock that the chicken made during the cooking.

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Budgeting Budget Food Waste Kids and Family 100

Family Balance Sheet

OCTOBER 13, 2017

Welcome to my weekly series, What We Ate this Week on our Budget. Our monthly grocery budget for my family of 4 is $500. It’s a tight budget and I failed miserably recently, but we have lots of financial goals, so I need to get it back in line. Wednesday: I used the Instant Pot to make meatloaf and mashed potatoes.

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Budgeting Budget Leftovers Financial Goals 100

Prairie Eco-Thrifter

JUNE 10, 2013

Here are a few thoughts on giving your child access to music on a budget. Alex Duncan shows you how to make a one note balloon bassoon using 40 mm pvc pipe, garden hose, duck tape and a balloon in a You Tube video. Find A Used Instrument. Make Musical Instruments From Household Items. She gives a step by step on her site.

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Music Musical Instruments Budgeting Budget 185

Family Balance Sheet

SEPTEMBER 22, 2017

I’ve recently re-started the series, What We Ate this Week on our Budget , because I missed the accountability and I had several readers ask for its return. Our monthly grocery budget for my family of 4 is $500. These posts will help: How to Save Money on Groceries WITHOUT Using Coupons. How I Use Pinterest for Meal Planning.

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Budgeting Budget Financial Goals Tacos 100

Couponing 101

MARCH 26, 2019

So starting on April 1, I’m holding myself to a strict spending limit using the envelope budget method. If that sounds like a system you would benefit from, read on for my step by step guide on how to use the envelope budget method to save money. Step 2: Determine Your Budget. Step 3: Fill Your Envelope.

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Saving Money Money Used Budgeting 88

Prairie Eco-Thrifter

FEBRUARY 20, 2012

Having fun and finding entertainment and recreation opportunities doesn’t have to be expensive, which is great news when you are living with a tight budget. You might need to be a bit more creative than just booking into a 5-star resort or buying expensive tickets to the latest show but it is possible to find budget activities.

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Budgeting Budget Entertainment Outdoors 189

Prairie Eco-Thrifter

AUGUST 19, 2011

Guest Post Author Bio: This is a blog swap post from LaTisha at Financial Success for Young Adults where she writes about budgeting for college students and easy investing for beginners. There are ways to build a green budget without breaking the bank. You can use lemon to clean a bamboo cutting board instead of harsh soap.

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Budgeting Budget Green Taxes 178

Prairie Eco-Thrifter

AUGUST 3, 2011

Before you start shopping around for ideas, it is a good idea to set a realistic budget. If you are budgeting for furniture and appliances, your may have more creativity than cash. Savvy decorators can give a living room or bedroom a makeover with a budget as small as $500. You can lean a mirror against a wall.

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Budgeting Budget Friends And Family Sale Furniture 255

Family Balance Sheet

SEPTEMBER 15, 2017

I’ve recently re-started the series, What We Ate this Week on our Budget , because I missed the accountability and I had several readers ask for its return. Our monthly grocery budget for my family of 4 is $500. These posts will help: How to Save Money on Groceries WITHOUT Using Coupons. How I Use Pinterest for Meal Planning.

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Budgeting Budget Freezers Kids and Family 100

Family Balance Sheet

OCTOBER 15, 2021

I don’t recall why I never used the account, but I guess it just slipped my mind. Side Note #1: I do not advocate the use of credit cards unless you are able to pay off the balance every month so as not to incur fees and charges. Use a Upromise Mastercard. Instead, it is my honest review. Hello, 2020. Join Upromise HERE!

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College Used 2020 Saving 130