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Are You Letting Your Luxuries Become Needs?

Prairie Eco-Thrifter

TVs, cable, Internet service, certain clothes, particular foods, and even some social activities. I managed just fine for years without it, and could manage just fine again. We can afford our smartphones, but if something has to be cut, luxuries have to go. There are other luxuries that tend to become needs.

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25 Ways to Find Money for Your Emergency Fund

Family Balance Sheet

Are you paying too much for home/auto insurance, cable, internet, cell? I’m always amazed by the amount store tags I see on clothing and household item at thrift stores. Yard sales are great for smaller items, like clothing, household and lawn items, and kids/baby stuff. 3 – Reduce your monthly utility bills.

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25 Ways to Find Money for Your Emergency Fund

Family Balance Sheet

Are you paying too much for home/auto insurance, cable, internet? I’m always amazed by the amount store tags I see on clothing and household item at thrift stores. 19 – Shop thrifty for you clothing needs. I am very picky about what I buy second hand, and I still find brand new or hardly worn clothing.

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6 Steps to Creating a Budget You Can Stick To

For the Mommas

Miscellaneous- entertainment, clothing, gifts, etc. You want to include all expenditures including, but not limited to: Housing- rent, mortgage, homeowner fees, homeowner insurance, lawn care services, housekeeping services, etc. Utilities- electricity, propane & gas, water & sewage. Telephone/cell phone. Step #3: Trim the fat.