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Are You Letting Your Luxuries Become Needs?

Prairie Eco-Thrifter

TVs, cable, Internet service, certain clothes, particular foods, and even some social activities. I managed just fine for years without it, and could manage just fine again. We can afford our smartphones, but if something has to be cut, luxuries have to go. There are other luxuries that tend to become needs.

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25 Ways to Find Money for Your Emergency Fund

Family Balance Sheet

Are you paying too much for home/auto insurance, cable, internet, cell? Also, look into food delivery services, such as GrubHub, Uber Eats, and Door Dash. It sounds dreadful, but it is possible to reduce your grocery bill without making everyone in your family miserable. Related Reading: How to Save Money on Groceries.

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6 Steps to Creating a Budget You Can Stick To

For the Mommas

Pet care- food, medication, grooming, etc. Food- groceries, eating out, ordering delivery, etc. Utilities- electricity, propane & gas, water & sewage. Telephone/cell phone. Business expenses if you run a business. Transportation- car note, car insurance, maintenance, gas, etc.