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Are You Letting Your Luxuries Become Needs?

Prairie Eco-Thrifter

TVs, cable, Internet service, certain clothes, particular foods, and even some social activities. Luxuries That Are Not Worth The Money Is It Worth It To Purchase Insurance For Your Smartphone? I managed just fine for years without it, and could manage just fine again. There are other luxuries that tend to become needs.

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25 Ways to Find Money for Your Emergency Fund

Family Balance Sheet

Are you paying too much for home/auto insurance, cable, internet, cell? Also, look into food delivery services, such as GrubHub, Uber Eats, and Door Dash. It sounds dreadful, but it is possible to reduce your grocery bill without making everyone in your family miserable. Related Reading: How to Save Money on Groceries.

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6 Steps to Creating a Budget You Can Stick To

For the Mommas

You want to include all expenditures including, but not limited to: Housing- rent, mortgage, homeowner fees, homeowner insurance, lawn care services, housekeeping services, etc. Transportation- car note, car insurance, maintenance, gas, etc. Pet care- food, medication, grooming, etc. Telephone/cell phone. Step #3: Trim the fat.