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Are You Letting Your Luxuries Become Needs?

Prairie Eco-Thrifter

Most of us can’t get by without some sort of phone. It allows loved ones to contact us, and it can be useful when you are in an emergency situation. TVs, cable, Internet service, certain clothes, particular foods, and even some social activities. Is That REALLY a Need?

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25 Ways to Find Money for Your Emergency Fund

Family Balance Sheet

Are you paying too much for home/auto insurance, cable, internet, cell? When we’re crazy busy and the family is demanding that they be fed, I always have the ingredients for spaghetti on hand. Now go through the list and really ask yourself if you use or need all of it. 3 – Reduce your monthly utility bills.