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Are You Letting Your Luxuries Become Needs?

Prairie Eco-Thrifter

Most of us can’t get by without some sort of phone. It allows loved ones to contact us, and it can be useful when you are in an emergency situation. TVs, cable, Internet service, certain clothes, particular foods, and even some social activities. Is That REALLY a Need? You need to be able to draw that line.

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We Cancelled Our Cable TV and Land Line

Family Balance Sheet

We were paying for a deluxe bundle package that included high speed Internet, a land line, a gazillion cable channels, and HBO, which we enjoyed quite a bit. But when our cable/Internet/phone bill increased over $100 from the previous month, we thought twice about our love for cable TV in our home.

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Save Money – Develop Important Home Owner Skills

Prairie Eco-Thrifter

They wanted all new furniture for their home so they shopped around to find the store they wanted to use. Crystal (owner of Budgeting in the Fun Stuff) wrote about how she annually contacts her cable/internet supplier to get reductions in her bill – step by step. My daughter-in-law knew the power of negotiation.

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25 Ways to Find Money for Your Emergency Fund

Family Balance Sheet

Are you paying too much for home/auto insurance, cable, internet, cell? Now go through the list and really ask yourself if you use or need all of it. We gave up cable many years ago , but realize now we simply traded one cable bill into TOO many subscriptions. Related Reading: How to Save Money on Groceries.

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25 Ways to Find Money for Your Emergency Fund

Family Balance Sheet

We use an online account like, Capital One 360 (my referral link). Are you paying too much for home/auto insurance, cable, internet? Plan your gift giving for the year using my FREE Gift Spending excel spreadsheet. 18 – Use Cash Back Grocery apps. It is NOT a spending account. What is your craft?

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6 Steps to Creating a Budget You Can Stick To

For the Mommas

Couponing is a great start (you do use coupons, right?) For example, your electric bill may be higher in periods of more extreme weather if you use your air conditioner and heat to offset the temperature outside. Welcome to the first article in our new budgeting series. 6 Steps to Creating a Budget You Can Stick To.