Family Balance Sheet

NOVEMBER 2, 2022

Our goal is to NOT put our Christmas purchases on a credit card. January will be one giant nightmare when the credit card bills start rolling in. We paid for many of our Christmas purchases on a credit card and then hustled in January 2013 to pay it off. Hopefully, that’s your goal too.

Christmas 130

Christmas Finds Friends And Family Sale Donation 130

freestuff.tv

OCTOBER 1, 2011

It’s so easy these days to pull out our credit cards to pay for the small things: groceries, gas, bills. On top of that, it is easy to purchase something impulsively because you have the card sitting there. I often get signed up to credit cards for the points. But how much do you really need those items?

Credit Cards 117

Credit Cards Bills Credit Gas 117

Penny Pinchin' Mom

MARCH 11, 2024

So I would suggest using this method until you have your spending habits under control, and then you can go back to the credit cards. Download Cash Back Apps Remember when I said you were going to need your credit cards at some point? What I do is use my credit cards in conjunction with cash back apps.

Saving Money 52

Saving Money Money Saving Credit Cards 52

Family Balance Sheet

JANUARY 5, 2011

Apparently, consumers spend more when they use a credit card in place of cash. We use a rewards credit card for almost every purchase we make. Could I save even more money if we stopped using credit cards altogether and started using cash? How much money could we save if we start using cash?

Credit Cards 127

Credit Cards Credit Bills Money 127

Couponing 101

NOVEMBER 29, 2018

Here are the details: EXTRA 30% OFF select regular-priced & sale clothing, shoes, accessories, jewelry & home items. And for Macy’s credit card holders, you can get $10 in Star Money for every $100 spent using your Macy’s credit card during the sale! Shop now at Macys.com!

Friends & Family Sale 40

Friends & Family Sale Friends And Family Sale Family Jewelry and Watches 40

Couponing 101

NOVEMBER 29, 2018

Here are the details: EXTRA 30% OFF select regular-priced & sale clothing, shoes, accessories, jewelry & home items. And for Macy’s credit card holders, you can get $10 in Star Money for every $100 spent using your Macy’s credit card during the sale! Shop now at Macys.com!

Friends & Family Sale 40

Friends & Family Sale Friends And Family Sale Family Jewelry and Watches 40

Coupons Do Work

MARCH 31, 2016

Find free shipping coupon codes from jcpenney with a minimum amount purchase and tons of special offers for seasonal clothing styles and clearance. Take an extra 25% off with your JCPenney credit card or an extra 15% off with any other method of payment. Online only: Home flash sale! Loyalty Sale!

April 100

April 2016 Codes Credit Cards 100

Family Balance Sheet

NOVEMBER 26, 2014

Our goal is to NOT put our Christmas purchases on a credit card. January will be one giant nightmare when the credit card bills start rolling in. We paid for many of our Christmas purchases on a credit card and then hustled in January 2013 to pay it off. Hopefully, that’s your goal too.

Christmas 235

Christmas Finds Part Time Thrift Stores 235

Prairie Eco-Thrifter

JANUARY 30, 2012

Thrift stores are for more than just clothing, and they are great places to find used furniture for cheap. Some thrift stores only focus on smaller items like clothing. Some small thrift stores don’t accept credit cards and a budget will help keep you from overspending or buying things that you do not necessarily need that day.

Thrift Stores 201

Thrift Stores Thrifting Furniture Storing 201

Couponing 101

JULY 1, 2020

Luckily, there are some amazing deals, so grab a cool drink, ready your credit card, and check out these 10 sales. Plus, customers who buy two appliances that total $999 or more get a $100 gift card. There are deals across product categories, including food, clothing, kitchen items, decor, furniture, and more.

4th Of July 59

4th Of July July Online Sale 2020 59

Prairie Eco-Thrifter

APRIL 27, 2011

Guest Post Author Bio: Mike runs a site for credit card reviews and talk, CreditCardForum.com. Although he does advertise things like credit card bonus offers on his site, he stresses the importance of thinking them through in advance. Signing up for credit card bonus offers is stupid if it leads to excess spending.

Credit Cards 150

Credit Cards Gas Mileage Money Credit 150

Prairie Eco-Thrifter

NOVEMBER 22, 2012

When you are spending more than you actually make a month, you need to downsize your appetite, your desire for flashy clothes, your shoe collection, your car collection, and your attitude. It doesn’t mean that you have to wear sack cloth and douse yourself in ashes every morning. Buy Store Brands. Used Doesn’t Mean Abused.

Saving Money 221

Saving Money Money Budgeting Budget 221

Prairie Eco-Thrifter

MARCH 7, 2011

You need to get into the habit of carrying fewer credit cards and paying cash for most items. If you have 2 to 3 cards and pay them regularly, your credit history will remain blemish free. However, if you are carrying interest every month, then your credit history and your finances will suffer. Fewer, the Better.

Debt 171

Debt Thrifty Money Fuel 171

Coupons Do Work

AUGUST 12, 2016

Including at our favorite clothing store such as JcPenney. Reward Code – JCPenney shoppers with a credit card or JCPenney rewards card ( see JCP Rewards ) can earn as much as $10 in JCP rewards when spending $100 or more within one month (Platinum members can receive up to a $15 reward). for orders under $99.

2016 100

2016 JC Penneys Discount Rewards 100

Prairie Eco-Thrifter

JANUARY 14, 2012

Since there seems to be so much in the news lately about credit cards- the good ones, the bad ones, the ugly ones, the fee free ones, the reward ones, the secured ones, etc. I figured I would talk about credit cards as today’s theme. Funancials : Should I Cancel My Credit Card? Futures introduction.

Credit Cards 220

Credit Cards Credit Finance Personal Finance 220

Prairie Eco-Thrifter

JUNE 4, 2012

Most people think clothes when they think about what a thrift shop sells, but these shops often sell a number of other things that people can use in their day to day lives. Accessories Thrift stores are great places to find clothing accessories like belts, purses, jewelry and the like. Only 2 days left.

Thrift Stores 213

Thrift Stores Thrifting Finds Clothing and Accessories 213

Family Balance Sheet

MARCH 25, 2011

I also dusted my monitor with a microfiber cloth. If you are getting too many credit card offers, look inside and you should find a phone number to have your name removed from their data base. I don't get any credit card offers anymore. I also cleaned out the drawers. I wiped down the desk. Dust bunnies be gone!

Office 147

Office Home Identity Theft Credit Cards 147

Family Balance Sheet

JANUARY 11, 2011

Since we use credit cards for almost all of our purchases, we are paying the bills now for our Christmas presents. As an experiment, I switched to cash in 3 categories : groceries, dining out and clothing on January 1st.

Christmas 138

Christmas 2011 Bills Credit Cards 138

Prairie Eco-Thrifter

AUGUST 2, 2011

According to the July 15, 2010 Back to School Survey from the National Retail Federation, the average family spent around $600 per child for back to school needs, split between clothing (37%); electronics (30%); shoes (17%) and school supplies (16%). learning to give by having them donate last years clothing. Get Social. Get Rewarded.

College 192

College Money Personal Finance Student 192

Saving Cents With Sense

JULY 21, 2015

Looking for some back to school clothes deals? And they are offering a promo right now to get free shipping when you use a credit card. Head over to Zulily , one of my favorite daily deal sites, because they have a sale with everything $9.99 They also have deals on lunch boxes, tupperware, and drink containers.

Credit Cards 40

Credit Cards Lunch Lunches Clothes 40

Saving With Shellie

AUGUST 30, 2013

If you use your Old Navy credit card, you will get 35 percent off of your purchase! This would be a great time to stock up on jeans and Fall clothes. The sale is not applicable for clearance items or at the outlet store. Use coupon code SPREE when you checkout online.

Old Navy 55

Old Navy Coupon Codes Coupon Code Codes 55

Saving With Shellie

MARCH 5, 2015

It comes with a detachable wristlet and divided compartments for phones, cash, and credit cards. Deals Around Town Amazon Clothing Mom Teen' This Women’s Quilted Wristlet is just $3.85 with shipping included! If you are not a purse person, these are great! This wristlet also comes in white and is $5.98

Credit Cards 40

Credit Cards Frugal Lives Frugal Living Easter 40

Couponing 101

NOVEMBER 27, 2019

If you watch like a hawk, you can often snag deals on popular items, like toys, TVs, tablets, cameras, kitchen items, clothing, and more! Some credit card companies also offer additional savings by shopping through the links they provide, so you might look for offers on your credit card provider’s website.

Saving Money 64

Saving Money Money Holiday Gifts 64

Saving With Shellie

DECEMBER 4, 2012

If you have an Old Navy Credit Card, you can get 15% off. That means a $50 gift card will be $45 or $42.50 for Old Navy Card Holders. If you have clothes on your gift list this is a great way to save. Buy the gift card in one transaction. Purchase $55 in clothing. Purchase $55 in clothing.

Old Navy 45

Old Navy Gift Cards Gifts Credit Cards 45

Saving With Shellie

MAY 5, 2015

Snag this JCPenney Coupon Code and Save an Extra 25% Off when you spend $100 with your JCPenney Credit Card. Find more fabulous Clothing Deals happening now and snag some new items for less. Not a cardholder? You can still save 20% using the same code. Use coupon code HUG4MOM at checkout to receive your extra 25% off!

Credit Cards 40

Credit Cards Frugal Lives Frugal Living Mom 40

Prairie Eco-Thrifter

APRIL 13, 2014

As your child matures, turn over increasing larger amounts of money to them and make them responsible for providing their own clothing, school supplies, gifts and more. If your college student runs up their credit card bill and can’t pay, make them work it out. Bailing them out.

Kids 219

Kids Money Parenting Kids and Family 219

For the Mommas

MAY 26, 2016

Use promo code BUYNOW7 at checkout to save $10 off your $25 or more purchase or select clothing, shoes, fine jewelry, home items and more, plus get an EXTRA 9% cash back when you use this Shop At Home Link to begin your purchase. Here are a few HOT deals you can score: Buy (7) Arizona Boy’s T-Shirts or Tanks, Mix & Match – $3.99

Memorial Day 60

Memorial Day Vera Bradley Codes Jewelry and Watches 60

For the Mommas

DECEMBER 19, 2015

Outlet malls are a great place to find everything from clothes to shoes to expensive kitchen appliances. Many stores offer their customers special deals if they use their store credit card. Using your store credit card to save on Christmas gifts doesn’t mean you have to throw yourself into massive debt.

Budgeting 40

Budgeting Budget Christmas Gifts 40

Family Balance Sheet

FEBRUARY 2, 2017

Maureen eliminated $79,000 of credit card and student loan debt less than 3 years. Chris and his wife made a financial goal to switch to an all cash lifestyle, instead of relying on credit cards. They compared their cash months to the months that they used credit cards and were blown away by the results.

Financial Goals 100

Financial Goals Goals Debt Budgeting 100

Prairie Eco-Thrifter

MARCH 14, 2011

Consumer Boomer presents How To Be Frugal With Your Credit Card posted at Consumer Boomer , saying, “Frugal use of a credit card can actually save you money rather than cost you money! Over the last decade, this book has helped me to save thousands of dollars on our housing, transportation, food and clothes.&#.

Frugal 150

Frugal Movies Finance Bills 150

Saving With Shellie

JUNE 27, 2011

I wonder what my husband is going to say when he sees three Living Social charges in a row on our credit card statement. Plus cloth diapers, organic clothing and other eco friendly gear. Today Living Social is offering a $40 voucher to EcoMom for just $20. EcoMom is a great site to find organic and eco friendly products.

Credit Cards 53

Credit Cards Organic Organization Netflix 53

Coupons Do Work

APRIL 14, 2015

For the clothes and shoes for my kids, I look for sales. I stocked up on several sizes for the next 2-3 years… for my daughter, last Sept, Crazy 8 had a coupon and a sale on summer clothes. actually rule of thumb : shop for kids clothes during ‘off season’ that is when you find the best sales.

Budgeting 100

Budgeting Budget Food Kids and Family 100

Prairie Eco-Thrifter

NOVEMBER 29, 2011

They can help you find 0% credit cards which will be really handy when making all of these baby purchases. Make sure you pay them off in full at the end of the month though, otherwise baby clothes won’t be your only worry. And if you want, check out Compare the Market. So, how have you saved money on baby costs?

Saving Money 210

Saving Money Money Baby Parenting 210

For the Mommas

AUGUST 15, 2016

Why You Should Sign Up: ● 100% FREE to join, no credit card required. Here are the new samples that will be available on Tuesday: Household Essentials: • Scotch-Brite® Scrubbing Dish Cloth. • Starbucks® Caramel Cafè Latte K-Cup® pods. Free shipping on all box orders. ● New products each and every month.

Home and Garden 40

Home and Garden Tidy Cat Personal Care Cat Food 40

Family Balance Sheet

MARCH 6, 2012

Do you want to eliminate your credit card debt? We have a budget for items like clothes, hair cuts, and miscellany, but I felt like I was getting blind sided by some purchases and my husband felt like I was watching his spending like a hawk. Or buy a home? Or save money for a trip to Walt Disney World ?

Money 225

Money Financial Goals Goals Kids and Family 225

For the Mommas

OCTOBER 14, 2016

No credit card required + free shipping on every box. Free samples available this month: Scotch-Brite® Scrubbing Dish Cloth. Sign up for free now on PINCHme.com. Complete your member profile. Order free samples relevant to you. Give your feedback! Why You Should Sign Up: 100% FREE. NOT YOUR AVERAGE SAMPLE BOX. Join over 2.3

Sweepstakes 40

Sweepstakes Personal Care Credit Cards Pets 40

Teresa's Deals

AUGUST 17, 2015

Save on stylish, on-trend women’s clothing this season at popular retailer Charlotte Russe! Shop now to save even more on trendy accessories and clothing with a 10% discount off your Charlotte Russe order of $70 or more with promo code! Charlotee Russe Coupons: 10% Off $70. Shop while these savings last! Wilsons Coupons: Extra $10 Off.

Discount 100

Discount Auto Parts and Accessories Coupon Codes Coupon Code 100