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Five Frugal Things | on a Monday!

The Frugal Girl

So, I sewed a scrap piece of denim on the inside, using yellow thread to hide my stitching. Then I used blue thread to hand sew around the hole, to keep the hole from getting any bigger. I’m happy she’s getting more use out of them! And now the outside, while not perfect, is passably good.

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Enriching Education - Cost of College vs. Inflation

Motherhood Moments

MyElearningWorld recently released a new report showing that the cost of attending college is largely outpacing inflation - over 3x in the last 40 years. The report includes graphs (feel free to use them!) along with other notable findings: If the cost of going to college rose consistently with the U.S. Thanks for reading!

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How We’re Using Upromise to Save for College

Family Balance Sheet

I don’t recall why I never used the account, but I guess it just slipped my mind. Right before the pandemic started, I opened 529 College Savings Accounts for our daughters. Since March of 2020, over $1300 has been transferred into my daughters’ 529 College Savings Accounts. Use a Upromise Mastercard.

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Why I Don’t Use Credit Card Rewards Programs

Prairie Eco-Thrifter

My own sister-in-law paid for travel to Hawaii by charging her son’s college tuition (this option, by the way, is no longer available with her card company). We prefer not to use credit. It’s a pain to use the points. Readers, I know most of you probably do use credit card rewards. Here is why.

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Enriching Education: European "Twins" to US Colleges

Motherhood Moments

New research reveals that University of Kansas, Lawrence is the overall best college for US students , but that same experience could be had at The University of Ghent, Belgium with a 96% saving on tuition fees.

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Is Switching from Term to Perm Right for You? – Life Happens

Savings Corner

This cash value can be used for a variety of purposes, such as borrowing against the policy or using it to pay premiums. You could borrow cash value for things like college tuition or retirement income, for example. Why Switch to Permanent Life Insurance?

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Best Cash-Out Refinance Lenders of 2023

Savings Corner

Many people use the cash from a cash-out refinance to fund large-scale home improvements, education expenses or debt consolidation. Cash-out refinances are helpful with major expenses, because you generally can borrow much more than you could with a personal loan or by using credit cards. Access to more funds.