10 FREE (but Thoughtful) Christmas Gift Ideas

Family Balance Sheet

Maybe you are a crafter/knitter/crocheter with a stash of supplies? My sister in law is a former hair stylist and has given cuts to family members. If you’re giving a non-tangible gift, like lessons or services, create a certificate or coupon on the computer to make the gift extra special. Gifts must be expensive and store bought—-SAID NO ONE, EVER!