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Money Matters - How to Build Healthy Financial Habits and Prevent Future Debt

Motherhood Moments

Or, instead of dining out every night, you may opt to cook at home more often. on your credit card. Make smart choices with credit. Credit can be a valuable tool when used wisely, but it can also quickly lead to debt if you're not careful. Invest in yourself. And this can help you steer clear of debt.

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5 Steps to Saving Money Using Just Envelopes

Couponing 101

This number will be a personal choice based on dietary needs, where you live, household size, and how much you will realistically cook at home vs. dine out. Do not use a credit or debit card! I’ve always said that it’s silly to buy in cash when I could be getting points back on my credit card purchases.

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How this Couple Eliminated $180,000 of Debt in 12 Months!

Family Balance Sheet

It started with $40,000 in consumer debt (vehicles, credit cards, small student loan) and then sold our home and eliminated the $140,000 of mortgage debt. While we were paying off our debt, my husband and I both had a realization about our home. So we decided to sell our home and become renters for the first time.

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Start Small; Dream Big: Achieving Financial Security From Small Beginnings

Prairie Eco-Thrifter

What about holidays, cars, homes, designer clothes, retirement? She got rid of her credit card debt using this.” Bobbi started cooking at home instead of always dining out. People who have no dream and aim at nothing, usually have no trouble getting it. So, dream big. How would you design your perfect life?

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Find out how Jessica paid off $56,000 of student loans, credit cards, and a car loan.

Family Balance Sheet

I had $29,000 in MBA student loans, $14,000 in credit cards, and $13,000 in a car loan. How my grandparents paid off $55,000 of their home mortgage in one year. And I cut back on lifestyle – cooking food at home, taking the bus to work vs driving and paying for parking, etc. How much debt did you pay off?

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Keeping it Simple: Strategies for Financial Security

Prairie Eco-Thrifter

This can be as simple as forgoing dinner out sometimes and cooking at home more; taking your lunch from home sometimes instead of always buying it; and the oldie but goodie – giving up one expensive Starbucks coffee a day. Debit cards allow you 24/7 access to your own money and help to reduce the use of credit cards.

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Interview with a Self-Made Millionaire

Prairie Eco-Thrifter

For so long, we plodded along with next to nothing while our neighbors were running up their charge cards and using home equity loans to take vacations. We shopped at garage sales, turned down the heat, combined errands to use less gas, didn’t buy a lot of prepared food, cooked at home and the like. Peggy: Oh yes!

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