Family Balance Sheet

SEPTEMBER 20, 2016

The segment was so inspiring that I reached out to her to see if she would participate in the Debt Free Stories series. She hosts a You Tube channel, The Former Mrs. Jones , where she vlogs about budgeting, debt free living, and family life. Meet the Former Mrs. Jones: Her Debt Free Story. How much debt did you pay off?

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Family Balance Sheet

JULY 13, 2016

So I’m thrilled to bring you today’s story, because I actually watched this couple’s debt free scream when it was live on the show. Drew & Farrah’s Debt Free Story. How much debt did you pay off? What kind of debt was it? What inspired you to get debt free? Where are you from?

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Debt Debt Free Finds Home 100

Motherhood Moments

JANUARY 18, 2023

Nobody knows for sure whether we’ll see a recession or not,” said Amy Maliga, financial educator with Take Charge America, a nonprofit credit counseling and debt management agency. Prepare by paying off debt. Hatch a plan to tackle your debt, particularly high-interest balances, to help you free up more cash.

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Family Balance Sheet

MARCH 19, 2014

Last year, my husband and I took Dave Ramsey’s online Financial Peace University course. Prior to FPU, we thought we were doing well financially and never considered that we had too much debt. But Dave Ramsey’s view of debt is very different. “Debt is Dumb and Cash is King.” Our Debt Freedom Plan.

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Family Balance Sheet

AUGUST 5, 2015

Today’s Debt Free Story is from Jessica. How much debt did you pay off? What kind of debt was it? 130K in mortgage debt. 10K in car payments, $35K in credit card debt. We made the decision to tackle our debt back at our home church in Chattanooga. What inspired you to get debt free?

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Family Balance Sheet

FEBRUARY 23, 2015

Our main financial goal in 2015 is to pay down our non-mortgage debt. I have scrutinized our budget tirelessly and I really feel like there’s nothing more to cut, so my focus is turning to finding money to put towards debt. In January, I found $370 to put towards our debt: 1. Where can we find extra money?

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Debt January Money Financial Goals 100

Family Balance Sheet

JANUARY 2, 2021

I wanted to reduce our non-mortgage debt, my clutter, my distractions, my impact on the environment, and my consumption of sweets. Of course, 2020 brought us a pandemic and a lot of free time. How our Debt Freedom Plan Prepared Us for the Pandemic. 2019 Debt Freedom Plan Update. But 2019 was different. Read: A 2019 Recap.

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2020 Debt 2019 Financial Goals 130

Prairie Eco-Thrifter

JANUARY 6, 2011

Are you currently in debt? Like many of us who have previously been in debt, I know how difficult financial management can be. Many of us have never been taught the basics as a child and once we reach adulthood, we find ourselves making poor financial decisions that take us down the road of debt. See where you can make cutbacks.

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Debt Finance Pay Off Debt Credit 113

Family Balance Sheet

FEBRUARY 4, 2015

Today’s Debt Free Story is from Shannon. I have been sharing my passion for simple living on GrowingSlower.com since 2011, and I now have added the Real Mom’s Guide series of books and courses to further encourage my readers! How much debt did you pay off? What kind of debt was it? Where are you from?

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Debt Free Debt Financial Goals Budgeting 100

Savings Corner

APRIL 4, 2024

But it’s a revolving debt that offers an amount of funds (a replenishable balance, similar to a credit card limit) tied to the level of equity in your home. Others use them to pay off high-interest credit card debt or other bills. $16 Debt-to-income (ratio): You’ll need an acceptable DTI to qualify for funding.

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Prairie Eco-Thrifter

MARCH 10, 2014

Debt: Anxiety and Helplessness. One of the biggest money-related stressors out there is debt. When you are in debt — especially if it seems insurmountable — there is no end to the anxiety. In order to get the better of this difficulty, it helps to create a debt reduction plan.

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Prairie Eco-Thrifter

SEPTEMBER 16, 2013

This can breed short sightedness as you struggle to deal with your debt. We all know how powerful debt snowballing can be, with small amounts adding up over time to pay off a big portion of debt, and the reverse is true with small portions of spending adding up overtime to wreak havoc on your finances. Consumerism.

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Personal Finance Finance Consumerism Debt 222

The Frugal Girl

DECEMBER 11, 2023

Shortly after that, my brand new husband and I took a financial course (by the famous D.R., and realized we should pay off this debt as quickly as possible. Of course, I have to say that my hair is rather forgiving- thick and curly- so the mistakes that I’m sure I make are not very visible. for anyone curious ? )

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Money Kids and Family Frugal Parenting 191

Motherhood Moments

MARCH 14, 2023

Nearly 8 in 10 people think gas prices are too high right now, and household budgets are also feeling the pressure of inflation at the grocery store and even in the cost of their debt. Nearly three-quarters of people want gas rewards from their credit card more than any other type of travel reward, according to a new WalletHub survey.

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Prairie Eco-Thrifter

FEBRUARY 3, 2014

I wonder if that could be part of our national debt problem. He ended up hundreds of thousands of dollars in debt and only salvaged his estate by selling (after his death) his civil war memoirs. Of course, sales of his books, and hence his royalties most likely increased because he became president! He earned 1.57 Presidents.

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Personal Finance Finance 2005 Debt 186

Prairie Eco-Thrifter

SEPTEMBER 30, 2013

We all have been taught that a college degree is the path to the good life, but is it still – when students are emerging with heavy debt and little chance of a lucrative job? But, at least I graduated without debt. He took a Microsoft web certification course and landed a job right away doing HTML coding.

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Family Balance Sheet

DECEMBER 28, 2016

You will learn valuable information from leading personal finance bloggers on topics ranging from budgeting basics, dumping debt, boosting your income, and investing in YOUR future. Toni Husbands of Debt Free Divas. Monday, January 9: 12pm EST: Tips for Tackling Credit Card Debt with LaTisha Styles.

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New Year's Debt Personal Finance Real Estate 100

Prairie Eco-Thrifter

OCTOBER 8, 2013

When I first started taking courses toward my degree, I quickly realized that the money that I’d saved up barely covered my textbooks for the year and I had to be resourceful to figure out how to come up with the cash. Drop Some Courses. That feeling is even better when you know that you graduated without debt.

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Family Balance Sheet

FEBRUARY 20, 2013

Dave Ramsey is a financial coach, best-selling author, and speaker whose message of “cash is king and debt is dumb” is unrelenting. The book is designed to help you design a plan for paying off your debts and saving for a secure future. It is also full of the inspiring testimonies of ordinary people who have become debt-free.

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Money Podcasts Debt Finance 147

Penny Pinchin' Mom

JANUARY 16, 2024

However, if you have been following me, you know that I am quite serious about finding ways to not only get out of debt but also how to create a budget (and stick to it) as well as how to save money without necessarily depriving your family of the quality of life they deserve. Again, you’re not alone with this problem.

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Personal Finance Finance Tips Finance Mom 52

Prairie Eco-Thrifter

JULY 11, 2013

This course is taking a lot out of me. Take a peak and see what I read this week: Good Reads From The Blogosphere: Jen from Money Rebound writes about Realistic Ways to Slash Your Student Loan Debt – Such a timely post considering the recent rate changes for federal student loans in the United States! Happy Friday everyone.

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Fridays Debt Gas Mileage Financial Goals 189

Prairie Eco-Thrifter

MAY 30, 2012

Of course, this concept is true whether the little things are positive or negative. Increasing your credit card limit is really increasing your debt, or at least your exposure to debt, so say ’No!’ Ignoring Your Debt Debt is not just going to go away, you must handle it and work to whittle it away.

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Money Emergency Fund Debt Financial Goals 235

Prairie Eco-Thrifter

JANUARY 15, 2013

They have enough money to qualify for the debt required to meet their ideas of how their lives should look. I’m going to write that again: They have enough money to qualify for the debt required to meet their ideas of how their lives should look. Their so-called wealth is actually debt.

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Debt Wedding Money Financial Goals 274

Prairie Eco-Thrifter

SEPTEMBER 26, 2012

And I am, of course, no exception. I still have debt to pay off and want to buy a house, so all of that inflation money could go toward saving or paying down debt more quickly. Keep Your Goals in Mind When your income increases or expenses drastically decrease (like when you pay off debt), keep your goals in mind.

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Debt Goals Money Bills 189

Penny Pinchin' Mom

FEBRUARY 16, 2024

The post Best Way to Consolidate Debt Without Hurting Credit – Smart Money Moves For Moms appeared first on Penny Pinchin' Mom. Without proper management, debt can quite literally bury you alive. The best way to consolidate debt without hurting credit is also the best way to get out of debt.

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Debt Credit Money Mom 52

Penny Pinchin' Mom

FEBRUARY 16, 2024

Learning how to save money from your salary without sacrificing your lifestyle is a skill worthy of an entire course subject in the most prestigious of schools. Should you just pretend that you don’t have savings and increase your debt ? Of course, once in a while, you guys can paint the town red, but not every weekend.

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Saving Money Money Saving Bills 52

Family Balance Sheet

FEBRUARY 19, 2022

While Susan did not work outside of the home, she treated her role as the family office manager as a job and helped her family achieve financial independence over the course of her marriage. Implement our Debt Freedom Plan. Once we came to an agreement that paying off our non-mortgage debt was a priority, I put the plan into action.

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Office Family Finance Kids and Family 130

Family Balance Sheet

AUGUST 11, 2016

We charted out our course of action to pay off debts and start saving for retirement. It’s taking forever for us to accomplish the step we’re on (paying off our non-mortgage debt), but we keep plugging away. (If you’re married, you MUST do this with your spouse.) Write these dreams down on paper.

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Emergency Fund Money Finance Debt 100

Savings Corner

APRIL 4, 2024

This can help you keep your monthly payments down and avoid unnecessary debt and interest. If you qualify for the best rates, a HELOC can be a less expensive way to consolidate debt or finance a home renovation. You can only take the deduction up to a certain threshold, however, based on your total mortgage debt.

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Prairie Eco-Thrifter

APRIL 24, 2012

Household debt stood at $13,200,000,000,000 at the end of the third quarter of 2010 (according to a 2011 ‘‘Flow of Funds’’ report by the Board of Governors of the Federal Reserve System). Increased financial literacy empowers individuals to make wise financial decisions and reduces the confusion caused by an increasingly complex economy.

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United States Personal Finance Economical Finance 202

Prairie Eco-Thrifter

JANUARY 23, 2014

I would set my budget at the beginning of the month and then carry on with my day to day life, not stopping to figure out whether or not my budget was even realistic for that month, considering what would happen during the course of it. Just as people get can debt repayment burnout, you can get budget burnout, too. I’m Doing OK!

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Budgeting Budget Graduation Debt 213

Prairie Eco-Thrifter

JANUARY 1, 2013

Of course, by using credit cards for purchases and bills, I was spending money I didn’t have and probably wouldn’t have any time soon. I like the snowball effect method of debt reduction because it worked for me. You’ll need to make some spending cuts to make this happen but it will be worth it to eliminate this expensive debt.

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Emergency Fund Credit Cards Personal Finance Finance 272

Family Balance Sheet

JULY 9, 2015

It’s no secret, I am fascinated, encouraged, and border-line obsessed with debt freedom. The idea of becoming debt free makes me downright giddy. So I love to hear the success stories of others who have found debt freedom. What did they specifically do to become debt free? 10 Smart Ways to Become Debt Free.

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Debt Free Debt Budgeting Budget 100

Prairie Eco-Thrifter

MARCH 26, 2014

The reality, of course, is that paying the monthly charges — not to mention buying the phone in the first place — is somewhat expensive. However, the problem comes when your propensity to spend on luxuries leads to debt. We love our smartphones. Sometimes, I even say I *need* my iPhone.

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Phones Cable Internet Debt Skype 229

Prairie Eco-Thrifter

JANUARY 16, 2014

Traditional investment advice says that you shouldn’t invest in the market until you are financially stable, have an emergency fund and have taken care of other basics, such as insurance of all kinds, debt removal and etc. Remember that you need to review your specific situation to determine the course of action you should take.

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Emergency Fund Debt Money Father 184

Prairie Eco-Thrifter

MAY 25, 2014

Me from 15 years ago would get an earful about what not to do, and advice on budgeting and saving and staying out of debt. By then, I was married, raising a toddler, our family was paying down debt and I was practicing much better financial discipline. Or put yet another trip to Las Vegas on the credit card.

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Money Giving Las Vegas Credit Card Rewards 209

Family Balance Sheet

JUNE 2, 2016

Today’s Debt Free Story is from Richard of Frugality Magazine , where he shares frugal living tips for financial freedom. Of course, the British climate isn’t always kind, but I’m pleased to say the weather recently has been glorious and I’ve been making full use of it! How much debt did you pay off?

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Debt Finds Debt Free Pay Off Debt 100