Prairie Eco-Thrifter

NOVEMBER 6, 2013

Credit card rewards programs are no different. The rewards encourage you to charge things on their card. Unless you are one of the few that pay off their balance in full each and every time, does it really make sense to carry a card to get loyalty rewards? We prefer not to use credit.

Credit Card Rewards 228

Credit Card Rewards Credit Cards Credit Rewards 228

The Frugal Girl

FEBRUARY 23, 2024

Tuesday I got back late from an orientation about an hour away, so I popped by Panera and picked up dinner for Zoe and me, using a gift card from my credit card rewards. $0 Monday A friend treated me to tacos, and Zoe ate her leftover burrito. 0 out of pocket for me!

Credit Card Rewards 203

Credit Card Rewards Leftovers Burritos Dinner 203

Prairie Eco-Thrifter

MAY 25, 2014

My rewards credit cards were feeble, and I didn’t have a plan for using them. Why I Don’t Use Credit Card Rewards Programs. I opened a retirement account during that period, but it involved a managed fund with a 2% annual fee. I didn’t refinance my home when I should have.

Money 209

Money Giving Las Vegas Credit Card Rewards 209

Family Balance Sheet

JULY 10, 2023

I locked in the CD at my local credit union where it will earn 4.75% during that time frame. My plan is to use this cash first as it will come to term around the same time we will need to make the first college payment. We have already used one of the credits for my daughter’s flight to the Midwest later this summer.

Frugal 100

Frugal June Flights CD 100

Prairie Eco-Thrifter

FEBRUARY 2, 2014

Use cash only? If you prefer to use credit cards for the convenience as well as the credit card rewards, you may instead choose to freeze your credit. What Does It Mean to Freeze Your Credit. Thawing your credit for all three credit bureaus is usually not necessary.

Identity Theft 228

Identity Theft Credit Freezers Credit Cards 228

Prairie Eco-Thrifter

FEBRUARY 5, 2014

I was so excited to have the freedom the book hotels in advance, shop online, and be the age of majority that I didn’t really take the time to research credit cards or learn how to use one. As a result, I ended up getting myself into a couple thousand dollars worth of credit card debt on things that I didn’t need.

Debt 206

Debt 2014 Credit Cards Consumerism 206

Prairie Eco-Thrifter

JANUARY 19, 2015

There are tricks you can use to save more money even IF your budget is very tight. If you use credit cards, another great source of free money is credit card rewards. One blogger paid for a $600 Christmas thanks to the rewards she had accrued all year. I know I would. But it doesn’t have to be.

Money 100

Money 2015 Emergency Fund Bills 100