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Q&A | focus, blogging for money, and prepping for a split

The Frugal Girl

I feel I will never get rid of my credit card debt and I am so disappointed in myself that I let the balances get so high. If I were in your shoes, I would focus more on the process and on good habits , rather than on the ultimate goal of being free of credit card debt. Everything I do seems to make matters worse.

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Yakezie Carnival – Credit Cards Edition

Prairie Eco-Thrifter

Since there seems to be so much in the news lately about credit cards- the good ones, the bad ones, the ugly ones, the fee free ones, the reward ones, the secured ones, etc. I figured I would talk about credit cards as today’s theme. Funancials : Should I Cancel My Credit Card? Penge Snak!:

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Five Frugal Things | free Starbucks for me!

The Frugal Girl

And of course, I used a gift card from my Erie YourTurn rewards to pay for the remaining 50%, so this was $0 out of pocket. I love it when I can stretch my gift cards! We shall see how long I can keep up my not-buying-food-at-college streak. ? but at least I got the ball rolling. What frugal things have you been up to lately?

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Find out how Jessica paid off $56,000 of student loans, credit cards, and a car loan.

Family Balance Sheet

I had $29,000 in MBA student loans, $14,000 in credit cards, and $13,000 in a car loan. It took me five years to pay off my debt but two of those years I had a job loss, I was taking care of my grandparents and I had lost my motivation and drive to pay off the debt. I no longer use credit cards – only debit cards or cash.

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How do you handle tipping?

The Frugal Girl

I am also very curious if service people receive 100% of the tips given via credit cards and apps. I know I’ve heard the argument that goes like, “Tipping ensures that people are motivated to give you good service.” The service you received was the bare minimum; just food preparation.

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Meet Amanda & Daniel. They Paid Off $68,000 in Debt in 8 Months.

Family Balance Sheet

The debt included about $30,000 in student loans, some medical debt, IRS debt, and a small amount on a credit card. We have led 7 sessions of Financial Peace University mostly to keep ourselves motivated. We ate at home a lot and watched our food budget carefully. How long did it take you? Was there a particular event?

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Totally Money Blog Carnival #18 – 6 Ways to Save Money Edition

Prairie Eco-Thrifter

t Paydown Your Credit Cards. Crystal presents 5 Credit Card Mistakes You Want to Avoid. Credit cards can be a great tool but these mistakes are all too common. Avoid them and you’ll do fine in the world of credit. Glen Craig presents Credit Cards for Excellent Credit.