Family Balance Sheet

DECEMBER 29, 2020

Years ago, there was a month where I hadn’t planned on a large property tax bill and I wasn’t sure where we were going to find the money. One January, we received a very large credit card bill in the mail. Savings Goals – Set savings goals for the year and use this spreadsheet to track your progress.

Budgeting 130

Budgeting Budget Family Property Taxes 130

Family Balance Sheet

MARCH 9, 2018

There was a month in 2013 where I hadn’t planned on a large property tax bill and I wasn’t sure where we were going to find the money. One January, we received a very large credit card bill in the mail. Want to see the spreadsheets, visit my page: Family Budget Spreadsheets , for images of each spreadsheet.

Budgeting 160

Budgeting Budget Family Property Taxes 160

Savings Corner

APRIL 4, 2024

Cash-out refinances are generally best for big-ticket costs: Think home renovations or major debt consolidation. Determining whether you qualify: Many cash-out refinance lenders require a credit score of at least 620 and at least 20 percent equity in your home. This can be a boon for your credit score. There are no limitations.

Refinancing 52

Refinancing Work Debt Home Improvement 52

Family Balance Sheet

JUNE 4, 2015

The building offered so much potential, but needed a lot of work and we set out to renovate our dream office. The business softened, renovations were more costly than expected, and we were now the owners of two mortgages, our home and our business. We were excited to cross this accomplishment off our bucket list.

Goals 100

Goals Debt Renovation Daughter 100

Family Balance Sheet

MAY 6, 2020

I am totally paraphrasing the year, but had it not been for the money in our emergency savings, we would most likely have used credit cards to survive. We’d survived the dip in 2007, carried no credit card debt, and we were contributing to our retirement. What got us through financially? Our emergency fund.

Debt 130

Debt Emergency Fund 2007 2020 130

Savings Corner

APRIL 4, 2024

Whether you need money to pay for an unexpected hospital bill, an emergency car repair or to finance some much-needed home renovations , knowing how to get a personal loan will help make the application process as smooth as possible. That may be a shock if you’re used to making minimum payments on a credit card.

Debt 52

Debt Credit Cards Credit Home Improvement 52

Family Balance Sheet

JUNE 8, 2018

Many years ago, our cash flow sucked, we put Christmas on a credit card, and I wasn’t sure how I was going to pay for a large tax bill. If they are, you can consider putting the extra funds into an emergency fund, pay off a credit card, or save for another financial goal. ” We’ve been there too.

Budgeting 133

Budgeting Budget Financial Goals Goals 133