Prairie Eco-Thrifter

DECEMBER 17, 2013

I’ve noticed a trend lately in the blogosphere of bloggers pushing rewards credit cards to travel for free. Most people have a credit card and why not get some free travel for using it? Use AirBNB or Equivalent . This is great, because it’s a tried and true method and is very effective.

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Credit Cards Travel Credit Hotel 194

Savings Corner

DECEMBER 27, 2023

If you are looking for a credit card company to give your business to, but are unsure of which one to choose, then you may want to consider Chase. They are known for being one of the best credit cards around. They make applying for one of their cards very simple and there are no hidden charges.

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Prairie Eco-Thrifter

MAY 6, 2013

I got in to a debate with my friend last week about whether cash or credit card encourages it’s user to spend more money. I don’t have to worry about logging onto my bank account and paying the bill when it comes to using cash, so it removes the pain of feeling it leave my pocket twice. You Are Paying More to Use One.

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Savings Corner

DECEMBER 24, 2023

In other words: Does the card earn rewards at a high rate in the most popular spending categories? We use consumer spending data from the Bureau of Labor Statistics (BLS) to get a reliable third-party measure of people’s spending habits. This gives us a total “chargeable” annual spend of around $22,500.

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Prairie Eco-Thrifter

JULY 15, 2013

As I read financial blogs, I find that a lot of bloggers seem to like to pay for everything with their credit card. You can get rewards or cash back , the credit card company tracks all your purchases for you and may even show you a yearly statement indicating the percents you spent on that card in various categories.

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Prairie Eco-Thrifter

DECEMBER 8, 2014

Back in my teens and early twenties, Mom used to yell at me about not carrying enough cash. At the time, I didn’t have credit cards so it was a valid concern. Either I would be walking or using my last quarter in the pay phone to call home and beg someone to come get me. If I buy anything online, I use credit.

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Used Credit Cards Gasoline Consumer 180

Coupons Do Work

MARCH 15, 2016

Chase is currently offering 50k Bonus Points ($625 towards travel) w/ $4000 Spent in First 3 Months of Account Opening (normally 40k points) for their Sapphire Preferred Credit Card with $0 Intro Annual Fee for the first year, then $95. The post Chase Sapphire Preferred Credit Card 50K Points Deal appeared first on Coupons Do Work!

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Family Balance Sheet

OCTOBER 15, 2021

I don’t recall why I never used the account, but I guess it just slipped my mind. Side Note #1: I do not advocate the use of credit cards unless you are able to pay off the balance every month so as not to incur fees and charges. Use a Upromise Mastercard. Instead, it is my honest review. Hello, 2020.

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Prairie Eco-Thrifter

APRIL 13, 2011

Guest Post Author Bio: The following post comes from the NerdWallet.com team, experts in helping users find the right rewards credit cards. 4 of the Craziest Credit Card Scams. Then to top it all off, there are credit card scammers out there that are looking to get your personal information.

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Credit Cards Credit Debt Identity Theft 145

Prairie Eco-Thrifter

FEBRUARY 21, 2011

And because the little things things in life can really add up, let’s look at how you can help to save the world using one tiny everyday thing: your credit card. How A Credit Card Could Reduce Your Carbon Footprint. Can something as small as using a credit card on everyday purchases help the environment?

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Prairie Eco-Thrifter

APRIL 21, 2011

Of course there are a bazillion different techniques to save money on food – and credit card rewards are one of the least effective ways – but regardless, I still wanted to take a moment to discuss them. National Grocery Store-Affiliated Credit Cards. Some grocery store chains issue their own credit card.

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Credit Cards Credit Groceries Grocery 164

Prairie Eco-Thrifter

JUNE 13, 2011

Equating credit cards and being eco-friendly may seem like a stretch, but there are many options available for those who are environmentally conscious and carrying plastic. As a matter of fact, a credit card might be a better idea all the way around for the environment. Four Crazy Credit Card Scams.

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Prairie Eco-Thrifter

JUNE 30, 2011

Guest Post Author Bio: By Odysseas Papadimitriou, CEO of Card Hub, an online marketplace for cards ranging from business credit cards for new businesses to secured credit cards. Like a plane, boat, passport or luggage, a credit card is important to any trip overseas. Let’s find out.

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Prairie Eco-Thrifter

JULY 9, 2013

As I was clipping the grass around the trees with hand clippers just now, it occurred to me that this was a task I used to have as a child. They didn’t use credit (I’m not even sure they ever had a mortgage!) until late in life and then only credit cards. His lesson learned: “Avoid credit card debt.

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Used Parenting Credit Cards Debt 228

Family Balance Sheet

APRIL 12, 2013

He has successfully inspired thousands of people to a life free of credit cards and debt. It just seemed easier to us to carry and use credit cards versus cash. We used them for everything, from groceries and restaurants to gas and clothing and everything in between. Do you use credit cards or cash?

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Prairie Eco-Thrifter

FEBRUARY 10, 2011

Mike is the owner of CreditCardForum.com, which is a forum and blog for discussing credit-related topics. Recently, he’s been working on a list of the best gas credit cards and his most recent credit card review was for the Chase Ink card. Gotcha #1: Caps on rewards. Gotcha #3: Expiration of rewards.

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Credit Cards Gas Credit Fuel 113

Family Balance Sheet

MAY 4, 2021

I have used the extra money to pay off debt, fund family trips, or build up our Christmas savings. Credit Card Cash Back Redemptions in April: $439.62. Years ago during our Debt Freedom Plan, I avoided using credit cards, not because we had credit card debt, but I was trying to limit our overall spending.

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Family Balance Sheet

AUGUST 6, 2022

I use the pesto as a sauce for hot pasta or pasta salad, pizza topping, and spread it over grilled chicken or fish. We use the bacon fat in place of butter or oil for eggs and sauteed dishes. I use my plasma money for special treats for my family and me. Credit Card Cash Back Redemptions in July: $196.

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July Frugal Credit Cards Donation 130

Shereen Travels Cheap

MARCH 27, 2024

So, now you're paying for a thing you don't even use. Buy previously owned items/clothing - Some people like to make use of the Free sections on Nextdoor and Facebook. I like to use sites/apps like Poshmark to buy clothes at a fraction of retail. I use Qapital , where I can set up goals and also attach "rules" to each one.

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The Frugal Girl

FEBRUARY 23, 2024

Tuesday I got back late from an orientation about an hour away, so I popped by Panera and picked up dinner for Zoe and me, using a gift card from my credit card rewards. $0 Monday A friend treated me to tacos, and Zoe ate her leftover burrito. 0 out of pocket for me!

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Credit Card Rewards Leftovers Burritos Dinner 205

For the Mommas

JANUARY 20, 2016

Credit Card Rules You Should Live By. Ah, the credit card. That magical card of freedom. You may have gotten your first card in college, before you had any salary at all but just in time for that upcoming spring break trip: clothes, gas money, hotel…and then, one month later… BOOM! Just say no.

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Motherhood Moments

DECEMBER 26, 2022

One of the most impactful resolutions people can make for 2023 is getting out of credit card debt. Credit card debt is rising at a historic pace , and owing a lot can put people in a very difficult position if the job market takes a turn for the worse.

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Prairie Eco-Thrifter

AUGUST 17, 2017

High school grads today have seen parents using credit cards (or maybe even their cell phones) to charge everything from gas to groceries to online purchases. In their minds, part of the college experience is being an (almost) adult, which in turn means access to credit. You are going to be pushed to try and to use.

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Coupons Do Work

SEPTEMBER 1, 2016

Buy a $10+ Starbucks eGift Card to load to your Starbucks App using Visa Checkout and get an extra $10, courtesy of Visa Checkout (You can sign up with any credit card with visa checkout) . 20 for a $1o Starbucks eGift Card (get the deal here). Love getting free money for a treat at Starbucks!

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Coupons Do Work

FEBRUARY 8, 2017

Use SmartScan to input your receipt information. Shoeboxed (iOS/Android Free DIY use/Business version $49.95 Send receipts and business cards in prepaid envelopes for entry. Credit card processing integration with Stripe. Wave (iOS/Android, Basic service Free, Pay as you use payment processing, payroll).

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The Frugal Girl

APRIL 2, 2024

I bought some razor blades on eBay I’ve used Dollar Shave Club for a long time and been very happy but…recently they redesigned their product line, which means I can no longer buy replacement blades for my razor handle. I will keep the wristband; that at least is still useful! Dead as a doornail.

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Couponing 101

MARCH 26, 2019

So starting on April 1, I’m holding myself to a strict spending limit using the envelope budget method. If that sounds like a system you would benefit from, read on for my step by step guide on how to use the envelope budget method to save money. Do not use a credit or debit card!

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Saving Money Money Used Budgeting 88

Family Balance Sheet

APRIL 1, 2015

It was all consumer debt spread over 5 credit cards. It was many years of over spending and not having a plan for our money that led us to that point. We used the debt snowball technique to help build momentum. We cut up our credit cards and never used them again. How much debt did you pay off?

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Debt Credit Cards Debt Free Credit 100

Savings Corner

DECEMBER 25, 2023

If you don’t have a credit history, it’s hard to get a loan, a credit card or even an apartment. But how are you supposed to show a history of responsible repayment if no one will give you credit in the first place? There are also ways to use rent, phone and utility payments to build credit.

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Building Credit Credit Cards Taxes 52

Prairie Eco-Thrifter

MARCH 10, 2012

As far as immediate usefulness goes, nothing beats online calculators in this regard. Credit Card Repayment Calculator. There is no shortage of credit card repayment calculators available online. As far as usefulness goes, nothing comes close to free calculators.

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Calculators Saving Money Money Green 186

Family Balance Sheet

APRIL 19, 2016

It was a mix of college loans, a personal loan from my parents (for college), an overdraft account, and credit card debt. I sold old stuff I no longer used/wanted. No longer was I able to participate the way I used to so that caused a lot of stress. How long did it take you? I paid off $23,605.10 and it took me 15 months.

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Motherhood Moments

DECEMBER 15, 2022

Shopmium Savings Expert Lisa Thompson offers easy ways you can recoup some of that cash while holiday shopping: Use a cash back app for everyday purchases. Use it to get cash back on everything from groceries, to pet care items, beauty products, cleaning supplies, and more! Get cash back with your credit cards.

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The Frugal Girl

MARCH 5, 2024

I used a free $10 at Victoria’s Secret I signed up for their credit card ages ago (probably back when they still sent out catalogs. So I just always pop in and use them to get some free undies. ( Click here for a picture of Schumann. And tell me if you agree.) Remember those???), Yes, please.

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Savings Corner

DECEMBER 24, 2023

How to use a debt consolidation calculator to control your debt It is easy to get overwhelmed with debt, but debt consolidation offers a solution. Simply fill in your outstanding loan amounts, credit card balances and other debts. Loan amounts vary with credit score and history, but generally top out at $100,000.

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Debt Calculators Credit Cards Credit 52

Family Balance Sheet

APRIL 2, 2021

I have used the extra money to pay off debt, fund family trips, or build up our Christmas savings. We’ve had an Aflac Accident plan for many years and have never needed it until the fall of 2020 when we used it twice. I calculate the per-hour rate from my plasma donations to make sure it’s a good use of my time.

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March Money Donation Credit Cards 130

The Frugal Girl

JANUARY 23, 2024

And of course, I used a gift card from my Erie YourTurn rewards to pay for the remaining 50%, so this was $0 out of pocket. I love it when I can stretch my gift cards! I made a use-it-up dinner I haven’t done a proper grocery shop since I got home from Hawaii, so I have been scrounging a bit.

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Frugal Starbucks Hawaii Gift Cards 182

Prairie Eco-Thrifter

APRIL 10, 2013

They will come out on specific dates, so you should pay attention to your pay periods, and coordinate accordingly if you are using your checking account. Strategy: Use Your Credit Card. Using a credit card can give you time to review the charges and make sure that everything is accurate.

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Bills Credit Cards Finance Credit 271