Prairie Eco-Thrifter

APRIL 25, 2011

Guest Post Author Bio: This guest post was written by Frank Collins, a professional writer specialized in topics related to personal finance, debt relief, credit repair and more. If you are willing to settle your debts on your own, pass through the debt settlement blog for more tips and advice on the topic.

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Debt Debt Free DIY Personal Finance 124

Family Balance Sheet

SEPTEMBER 20, 2016

The segment was so inspiring that I reached out to her to see if she would participate in the Debt Free Stories series. She hosts a You Tube channel, The Former Mrs. Jones , where she vlogs about budgeting, debt free living, and family life. Meet the Former Mrs. Jones: Her Debt Free Story.

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Family Balance Sheet

FEBRUARY 4, 2015

Today’s Debt Free Story is from Shannon. As many students do these days, we had tens of thousands of dollars of debt by the time we graduated with our Masters degrees. Living on two-incomes, we could have easily paid off our debt quickly, but we had no idea at the time that “debt free” was even a thing.

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Family Balance Sheet

SEPTEMBER 29, 2016

I watched her and her husband’s debt free scream on The Dave Ramsey Show. You can find Angela at her You Tube channel, Our Life…on a Budget , where she vlogs about getting out of debt and staying there! Angela & Jeff’s Debt Free Story. What inspired you to become debt free?

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Family Balance Sheet

MARCH 18, 2015

Today’s Debt Free Story is from Ruth. We thankfully have always been good about paying off our credit cards each month. What inspired you to get debt free? We started making a monthly cash budget and paying with cash instead of credit or debit cards. If married, who initiated the debt free goal?

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Family Balance Sheet

JUNE 16, 2015

Today’s Debt Free Story is from Lydia. She blogs about living a limitless life on a limited budget at Frugal Debt Free Life. How much debt did you pay off? What kind of debt was it? We paid off $36,000 in student loans, credit cards, cars and a bit of medical debt. Where are you from?

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Family Balance Sheet

NOVEMBER 18, 2022

Americans will spend about $900 on holiday purchases** and unfortunately, many people will get a little surprise in the mail in January when the credit card bills start rolling in. Take advantage of my free budget excel spreadsheet that I offer to email subscribers. Take these steps and have a Debt Free Christmas.

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Family Balance Sheet

JANUARY 21, 2015

Today’s debt free story is from Aja. We paid down mostly student loans, vehicles and business credit card debt ( we already own a home outright ). What inspired you to get debt free? What are your top 3 – 5 tips for saving money/pinching pennies to put towards paying off your debt.

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Debt Debt Free Las Vegas Finance 100

Nicoles Nickels

JANUARY 29, 2012

Credit Sesame is a 100% free personal finance credit and debt management tool with no credit card required or trial period. Credit Sesame makes managing personal credit online, owing less in interest and saving on mortgage, loan & credit card payments easy!

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Credit Debt Credit Cards Personal Finance 45

Family Balance Sheet

JULY 2, 2015

Today’s Debt Free Story is from Acadia. What inspired you to get debt free? We felt like we couldn’t do a lot of the things in life we wanted to do because there was always the debt and the loan payments. The money that we used to spend on debt now goes into savings. Tell us about you and your family.

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Family Balance Sheet

APRIL 9, 2021

Prior to FPU, we thought we were doing well financially and never considered that we had too much debt. We didn’t carry over credit card balances, we paid off our car notes early, and the interest rate on the student loan was at a low 2.75%. But Dave Ramsey’s view of debt is very different. Debt is Dumb and Cash is King.”. “…and

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Family Balance Sheet

JANUARY 20, 2017

I love her passion for helping others along their debt free journey. Be sure to check out her website where she is offering a free finance workbook if you subscribe to her newsletter. Krystal & Josh’s Debt Free Story. How much debt did you pay off? What kind of debt was it? We are debt.

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Family Balance Sheet

AUGUST 5, 2015

Today’s Debt Free Story is from Jessica. We live a pretty busy lives and when given free weekends at home we love spending time at home on our little farm. How much debt did you pay off? What kind of debt was it? 130K in mortgage debt. 10K in car payments, $35K in credit card debt.

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Family Balance Sheet

JULY 22, 2015

Today’s Debt Free Story is from Deacon. We paid off $52,000 in consumer debt. It consisted of student loans, a car loan and even some credit card debt. After putting together a budget, it took us 18 months to pay off all of that debt! What inspired you to get debt free? Get started today.

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Debt Debt Free Finance Finds 100

Penny Pinchin' Mom

DECEMBER 17, 2023

Advantages of Paying Off Debt From a purely financial point of view, it makes more sense to focus on debt payoff rather than directing available cash to a savings account. From a personal point of view, I much prefer living debt free. Your positive credit report will encourage other lenders to grant similar facilities.

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Family Balance Sheet

DECEMBER 28, 2016

It’s FREE, but you do need to register to gain access to the workshops. Toni Husbands of Debt Free Divas. Monday, January 9: 12pm EST: Tips for Tackling Credit Card Debt with LaTisha Styles. She’ll share the 3 steps she used to eliminate $22,000 in credit card debt. 8 pm EST: TBD.

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Family Balance Sheet

FEBRUARY 11, 2015

More Debt Freedom posts: Our Debt Freedom Plan. WHY We Want to be Debt Free. photo credit. Some day, we’re going to sip smoothies (with drink umbrellas) from a Hawaiian beach…some day. Financial Freedom'

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Prairie Eco-Thrifter

JULY 18, 2013

Take a peak and see what I read this week: Good Reads From The Blogosphere: Have you ever wondered How Secured Credit Cards Help You Repair Your Credit ? If so, don’t miss Ryan’s post about how they can be an option for repairing bad credit at The Better Credit Blog.

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Debt Fridays Personal Finance Goals 199

Family Balance Sheet

JULY 9, 2015

It’s no secret, I am fascinated, encouraged, and border-line obsessed with debt freedom. The idea of becoming debt free makes me downright giddy. So I love to hear the success stories of others who have found debt freedom. What did they specifically do to become debt free? How did they make it happen?

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Debt Free Debt Budgeting Budget 100

Family Balance Sheet

JUNE 30, 2015

Celebrate debt freedom with a big family trip to Hawaii or Paris. Continue to live debt free with the ability to travel more, give more, pursue our passions. Write a book about our debt free journey. photo credit. Achievable? Absolutely! Complete a full marathon. Volunteer more at the local food bank.

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Family Balance Sheet

MARCH 4, 2016

Today’s Debt Free Story is a guest post from Chris Peach. It’s a word that we had always been afraid to use, and it was a word that would also set us free. If you would like the same Budget we created in 2011 to help us get out of debt and the same budget that is now helping over 10,000 people every month, it’s all yours!

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Family Balance Sheet

FEBRUARY 23, 2016

We want to crush our debts as quickly as possible, because quite honestly there are better things to do with our money then to send it off to creditors every month. 5 Steps to Crush Debt in 2016. 1 – Calculate your debt. Calculate how much debt you have by using my free Family Balance Sheet. But I disagree.

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Debt Goals 2016 Calculators 100

freestuff.tv

MAY 18, 2011

Here are some secret tips in creating a budget that can rejuvenate your personal finances and become debt free. Pay with cash instead of credit: Carry cash wherever you go so that you don’t have to use credit. Don’t think of the possibility of using credit for something that you can’t afford with cash.

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Saving With Shellie

DECEMBER 12, 2011

Get a free download of Dumping Debt by Dave Ramsey and learn how to get on track for 2012. This is audio lesson will teach you about Dave’s Debt Snowball Method and how to start the process of living debt free. We did two of the steps out of order and we still use our credit cards (responsibly).

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Living Debt Free Debt Audio Debt Free 75

Saving Cents With Sense

MAY 8, 2013

You’ve deleted thousands in loan and credit card balances and it must have taken years of efforts, hard work and sacrifice. Now that your statements finally read zero, your credit cards might be finally open and your spending limits should also be high enough. Frugal debt free' Cut it down. This site uses affiliate links.

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Debt Credit Cards Debt Free Finance 101

Family Balance Sheet

FEBRUARY 2, 2017

Maureen eliminated $79,000 of credit card and student loan debt less than 3 years. Chris and his wife made a financial goal to switch to an all cash lifestyle, instead of relying on credit cards. Their 2017 goal is to pay off the remaining balance on their mortgage ($27,900) and be DEBT FREE! Be S.M.A.R.T.

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Prairie Eco-Thrifter

MARCH 7, 2011

Leave behind debt relief options. Thriftiness itself can become a self debt relief option and can help you save a lot of money. Here are some tips to try so that you can become money smart and debt free. You need to get into the habit of carrying fewer credit cards and paying cash for most items. Fewer, the Better.

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Debt Thrifty Money Fuel 171

Penny Pinchin' Mom

FEBRUARY 16, 2024

The post Best Way to Consolidate Debt Without Hurting Credit – Smart Money Moves For Moms appeared first on Penny Pinchin' Mom. Without proper management, debt can quite literally bury you alive. The best way to consolidate debt without hurting credit is also the best way to get out of debt.

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Family Balance Sheet

JANUARY 1, 2015

When I run the numbers, I realize it’s going to take years before we can scream, ”WE’RE DEBT FREE”, our ultimate goal. Debt Free Stories. I started the Debt Free Stories interview series back in September and it has been really well received. Photo Credit: 2015.

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Family Balance Sheet

MARCH 19, 2014

Prior to FPU, we thought we were doing well financially and never considered that we had too much debt. We didn’t have credit card debt, we paid off our car notes early, and the interest rate on the student loan was at a low 2.75%, so we thought we were doing okay. But Dave Ramsey’s view of debt is very different.

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Debt Money Emergency Fund Goals 100

Prairie Eco-Thrifter

NOVEMBER 25, 2012

Saving means that you deposit a sum of money, which you can generally add to over time, into an account with a bank, credit union, savings and loan or other financial institution. By throwing my spare cash at my high interest credit card debt, I would be saving money by reducing the amount of interest I would have to pay.

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Money Debt Refinancing Credit Cards 189

Prairie Eco-Thrifter

APRIL 20, 2011

Guest Post Author Bio: This post is from Charles at CreditDonkey, where he writes about frugal credit card deals and tips. Visit CreditDonkey.com to find and compare credit cards. Not to mention, it will help keep you out of debt. Free Isn’t A Dirty Word : Many people tend to think that the word “Free” is a dirty word.

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Frugal Lives Frugal Living Frugal Credit Cards 154

Prairie Eco-Thrifter

MARCH 29, 2011

The biggest mistake that new homeowners make after purchasing a home is going heavily into debt to finance their purchases. They max out all of their credit card to purchase living room, bedroom, and dining room sets. This may take longer but the entire house will be furnished debt free.

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Prairie Eco-Thrifter

APRIL 6, 2012

” Jen presents 6 Free Financial Resources & Tools to Improve Your Finances posted at Master the Art of Saving , saying, “If youre interested in monitoring or improving your finances, then you probably dont want to be spending money to do it. You see theres a reason that the majority of people are in debt.

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Money Finance Personal Finance Real Estate 133

Family Balance Sheet

MARCH 4, 2015

Today’s Debt Free Story is from Maureen. She writes at A Debt Free Stress Free Life. Besides writing on my personal finance blog, A Debt Free Stress Free Life, I’m an adjunct professor at a local college and own a residential and commercial cleaning business. What kind of debt was it?

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Family Balance Sheet

DECEMBER 10, 2014

Today’s Debt Free Story is from Carrie. After my first marriage fell apart, I ended up with over $14,000 of consumer debt, made up of a car loan and credit cards. It took just over a year (14 months to be exact) before I paid off all my debts and became debt free! Where are you from?

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Debt Debt Free Financial Goals Goals 227

Family Balance Sheet

SEPTEMBER 19, 2014

Rather than succumb to the chaos, let’s plan together to spend only what we have and not put one dime of our holiday spending on a credit card. In January 2015, we will not have a feeling of dread when the credit card bills start rolling in. 2 Ways to Prepare for a Debt Free Christmas. Not a single dime!

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