Family Balance Sheet

MARCH 19, 2014

Prior to FPU, we thought we were doing well financially and never considered that we had too much debt. We didn’t have credit card debt, we paid off our car notes early, and the interest rate on the student loan was at a low 2.75%, so we thought we were doing okay. But Dave Ramsey’s view of debt is very different.

Debt 100

Debt Money Emergency Fund Goals 100

Family Balance Sheet

APRIL 1, 2015

Today’s Debt Free Story is from Brian. He writes at Debt Discipline about about how his family of 5 deals with money, budgets and debt. I started my blog Debt Discipline to help keep us accountable while paying off our debt. How much debt did you pay off? What kind of debt was it?

Debt 100

Debt Credit Cards Debt Free Credit 100

Family Balance Sheet

JUNE 16, 2015

Today’s Debt Free Story is from Lydia. She blogs about living a limitless life on a limited budget at Frugal Debt Free Life. How much debt did you pay off? What kind of debt was it? We paid off $36,000 in student loans, credit cards, cars and a bit of medical debt. What inspired you to get debt free?

Debt 100

Debt Debt Free Finds Goals 100

Family Balance Sheet

FEBRUARY 18, 2015

Today’s Debt Free Story is from Jen. My family and I are most known for paying off over $212,000 worth of debt and medical expenses in four years. In addition to paying off a ton of debt, I am also a 8-time national weightlifter and 2-time US Olympic Festival medal winner as well as an Ironman triathlete.

Debt 100

Debt Debt Free Finance Goals 100

Family Balance Sheet

JULY 22, 2015

Today’s Debt Free Story is from Deacon. How much debt did you pay off? What kind of debt was it? We paid off $52,000 in consumer debt. It consisted of student loans, a car loan and even some credit card debt. After putting together a budget, it took us 18 months to pay off all of that debt!

Debt 100

Debt Debt Free Finance Finds 100

Discount Coder UK

JANUARY 7, 2014

Not waving but drowning… are you already struggling to pay off your Christmas debt? If so, did you know there’s no need to make debt repayments you can’t realistically afford? The British Government has put in place laws to help people like you, who are finding repaying their debt a problem. The idea behind it.

Debt 45

Debt Christmas Finance Deals 45

Living Rich with Coupons

JANUARY 16, 2024

Get this deal at Amazon! It can help you to manage all your personal finance in the same place: savings, debt, payments due, bills, receipts, cash flow, Read More

Bills 96

Bills Budgeting Budget Personal Finance 96

Family Balance Sheet

APRIL 11, 2020

We paid off our last non-mortgage debt in September and have since sent that loan’s monthly payment to our mortgage principal. We just finished paying off our non-mortgage debts and now we were considering taking out a car loan. Update our Debt Freedom Plan to reflect lessons learned during this crisis. Cash is King.

Budgeting 246

Budgeting Budget Family Debt 246

Discount Coder UK

MAY 15, 2013

Are you in debt? So it’s good to know there’s a bunch of sensible and creative advice available about dealing with existing debts and steering clear of debt in the first place. The StepChange Debt Charity helps around. The StepChange Debt Charity helps around. Finance debt'

Debt 58

Debt Finance Making Deals 58

Saving Cents With Sense

JANUARY 24, 2012

Then more than a year ago something in me changed after a health scare and I realized that it’s important to pay off debt and save more than ever. I’m currently taking care of my debt one month at a time. However, I know now that paying off debt is more important. Learning to be frugal isn’t going to happen for me overnight.

Pay Off Debt 94

Pay Off Debt Debt Credit Cards Frugal Parenting 94

For the Mommas

DECEMBER 21, 2015

10 Ways to Recover From Christmas Debt. The following tips are meant to help you recover without becoming overwhelmed by your Christmas debt. #1: 1: Accept the Debt. . #1: 1: Accept the Debt. But, do you seriously think there is going to be a time when your Christmas debt is going to seem smaller? 2: Focus on It.

Debt 40

Debt Christmas Credit Cards Bills 40

For the Mommas

JANUARY 5, 2011

Today only, David Bach is offering his Debt Free for Life book for free. If you are thinking of getting out of debt in 2011, this might be a book to get some ideas flowing. Don't miss the newest deals. If you are viewing this in an email newsletter, be sure to visit For The Mommas so you don't miss out on great deals!

Debt Free 77

Debt Free Debt Philosophy Free 77

Motherhood Moments

JANUARY 24, 2023

Here at Frugal Focus , we know how important it is for you to find the perfect home, so we have some tips for how you can get a great deal before you sign the dotted line. Pay Off Debts to Be More Attractive to Lenders If you have real debt problems, then another solution is to start paying off what you owe.

Money 130

Money Home Real Estate Warranties 130

Savings Corner

DECEMBER 25, 2023

To calculate how much house you can afford, we take into account a few primary items, such as your household income, monthly debts (for example, car loan and student loan payments) and the amount of savings available for a down payment. How does your debt-to-income ratio impact affordability? Debt and expenses. Credit profile.

Calculators 52

Calculators Debt Insurance Taxes 52

Savings Corner

DECEMBER 24, 2023

Key takeaways A personal loan is money you can borrow to finance large purchases, consolidate debt, invest in yourself or cover emergency expenses. Working to improve your credit score and reduce your debt-to-income ratio before applying can help get you the best loan terms. Here are some of the most common applications.

Debt 52

Debt Credit Cards Credit College Tuition 52

Family Balance Sheet

JULY 2, 2015

Today’s Debt Free Story is from Acadia. How much debt did you pay off? What kind of debt was it? All of our debt was $97,000 in student loan debt. We ended up buying a house from a relative, which put us in even more debt. What inspired you to get debt free? Tell us about you and your family.

Student 100

Student Debt Debt Free Finds 100

Prairie Eco-Thrifter

AUGUST 6, 2013

With everything that’s going on right now, we can’t really afford to take on that kind of debt obligation. Are You Prepared to Take on That Debt? In a perfect world, you co-sign on the debt, the borrower makes payments on time, builds a bit of a good credit history, eventually pays off the loan.

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Debt Credit Money At&T 238

Savings Corner

DECEMBER 25, 2023

A debt collector is hounding you, seeking payment on a consumer debt you owe. Debt collection tactics can be annoying at best — and predatory, or even illegal, at worst. 3 steps for dealing with a debt collector 1. Take time to think through your options for paying off a debt in collections.

Debt 52

Debt Consumer Communications Collectibles 52

Family Balance Sheet

MARCH 5, 2021

I have used the extra money to pay off debt, fund family trips, or build up our Christmas savings. Neither my husband nor I have been to Europe so this was a big deal and we were very excited to be able to take our kids on such a trip. Over the years, I have found money through rebates, refunds, online sales, and even the ground.

February 257

February Money Airline Flights 257

Saving With Shellie

JANUARY 6, 2012

I’m really excited because I’ve been wanting to see The Debt. DEAL ALERT: Check out today's freebie from No More Rack ! You'll find even more deals and steals. Through Sunday (1/8) Amazon is featuring $1.99 Movie Rentals on some great new releases. I’ve heard it’s great! Brighton Rock. Happy Viewing!

Debt 45

Debt Video Amazon Movies 45

Prairie Eco-Thrifter

SEPTEMBER 16, 2013

This can breed short sightedness as you struggle to deal with your debt. The struggle can lead you to deal with the emotions and difficult times by turning to impulsive spending. Accepting debt as a way of life can be detrimental to your financial future. Being on the treadmill of debt can put you into financial ruin.

Personal Finance 222

Personal Finance Finance Consumerism Debt 222

Family Balance Sheet

DECEMBER 28, 2016

You will learn valuable information from leading personal finance bloggers on topics ranging from budgeting basics, dumping debt, boosting your income, and investing in YOUR future. Toni Husbands of Debt Free Divas. Monday, January 9: 12pm EST: Tips for Tackling Credit Card Debt with LaTisha Styles.

New Year's 100

New Year's Debt Personal Finance Real Estate 100

Family Balance Sheet

JUNE 30, 2015

But once I created our debt freedom plan and outlined the steps we would take to wade through the hardships, I was overcome with relief. The plan allowed us to think beyond the financial struggles we were dealing with at the time and we could envision what our future might look like. Our Financial Goals: Pay off our non-mortgage debt.

Financial Goals 100

Financial Goals Debt Goals Emergency Fund 100

Family Balance Sheet

FEBRUARY 2, 2017

They pay off mountains of debt and scream about debt freedom, or maybe they save gobs of money in a record amount of time, or they have considerable success with their new small business. Meet The Achievers: Deacon and his wife paid off $52,000 in debt in 18 months. In reality, they were driven, focused, and S.M.A.R.T.

Financial Goals 100

Financial Goals Goals Debt Budgeting 100

Savings Corner

DECEMBER 25, 2023

Many people use the cash from a cash-out refinance to fund large-scale home improvements, education expenses or debt consolidation. Since it’s a refinance, you’ll be dealing with one loan payment per month. Most lenders will require you to maintain at least 20% equity in your home. Just one loan. Access to more funds.

Refinancing 52

Refinancing Debt Credit Cards College Tuition 52

Saving With Shellie

MARCH 9, 2012

HOT DEAL: Have you seen today's freebie from No More Rack ? Through Sunday (3/11) Amazon is featuring $1.99 Movie Rentals on some great new releases and some popular kid movies. Rise Of The Planet of the Apes. Martha Marcy May Marlene. Too busy to watch it tonight? Once you purchase the movie, you actually have 30 days to begin watching it.

Debt 45

Debt Video Amazon Movies 45

Prairie Eco-Thrifter

MAY 16, 2013

We aren’t stressed per say but there have been numerous detours and extras to deal with this week at work and personally. Check them out: Good Reads From The Blogosphere: When you’re aggressively trying to pay down debt, you may feel that you’ve done all you can to curb your expenses, but have you really? Think Again.

Fridays 187

Fridays Debt Unemployment Rent 187

Savings Corner

DECEMBER 24, 2023

Wells Fargo Reflect® Card When you’re staring at a lot of high-interest credit card debt, you might be thinking you need as long as you can get to pay it off. Chances are good if you’re dealing with existing high-interest debt, you may also need a break on new purchases. That’s where a card like this shines.

Credit Cards 52

Credit Cards Credit December Bank of America 52

Prairie Eco-Thrifter

AUGUST 10, 2011

Imagine the following scenario: You’re facing massive debts. But rather than having to declare bankruptcy and losing your financial independence, you’re offered the chance of renegotiating a new deal with your creditors. In short, an IVA is a formal and government-supported version of a debt management plan.

Debt 170

Debt Money Debt Free Wellness 170

Prairie Eco-Thrifter

NOVEMBER 2, 2011

If you’re seeking a debt consolidation loan for existing debts, try to find a provider that can give you a longer repayment period, which will reduce the amount of your monthly repayments. Consider whether you can save money by reducing your monthly spending in other ways before conducting research into the best loan deals available.

Debt 183

Debt Economical Refinancing Money 183

Prairie Eco-Thrifter

JULY 30, 2021

If you have mounted debts and need a way to cope, you may be interested in knowing more about debt consolidation loans. In this post, we will be detailing exactly what a debt consolidation loan is and how you can secure one today. What Is A Debt Consolidation Loan? How To Secure A Debt Consolidation Loan.

Debt 100

Debt Credit Cards Money Credit 100

Prairie Eco-Thrifter

NOVEMBER 6, 2013

An August 2013 issue of Daily Finance, in an article entitled Credit Card Debt Falling But Still Very High reported: “According to data from the Federal Reserve, as of July 2013, the average indebted household in the U.S. Just because a card offers a reward, even a nice one, doesn’t necessarily make it a good deal – especially for us.

Credit Card Rewards 228

Credit Card Rewards Credit Cards Credit Rewards 228

Family Balance Sheet

JUNE 2, 2016

Today’s Debt Free Story is from Richard of Frugality Magazine , where he shares frugal living tips for financial freedom. How much debt did you pay off? What kind of debt was it? In total I estimate I paid off round $40,000 worth of debt, though depressingly a fair chunk of that was just interest.

Debt 100

Debt Finds Debt Free Pay Off Debt 100

Family Balance Sheet

FEBRUARY 20, 2013

Dave Ramsey is a financial coach, best-selling author, and speaker whose message of “cash is king and debt is dumb” is unrelenting. Many years ago, I read his book, The Total Money Makeover: A Proven Plan for Financial Fitness, to help us deal with the shock of going to one income when I left my corporate job. I love that about him.

Money 147

Money Podcasts Debt Finance 147

Family Balance Sheet

FEBRUARY 19, 2022

Implement our Debt Freedom Plan. Once we came to an agreement that paying off our non-mortgage debt was a priority, I put the plan into action. Create our family’s financial goals and Debt Freedom Plan. Manage long-term savings, such as retirement, college savings. I also manage the finances of our business.

Office 130

Office Family Finance Kids and Family 130

Family Balance Sheet

FEBRUARY 3, 2016

Today’s Debt Free Story is from Charissa. How much debt did you pay off? What kind of debt was it? We started paying it off when we got married and became debt free just shy of our second anniversary. What inspired you to become debt free? They didn’t like debt, and as I grew up, neither did I.

Debt 100

Debt Debt Free College Finds 100

The Frugal Girl

FEBRUARY 18, 2024

Besides dealing with my sudden unemployment when my oldest child was a toddler, I was hoping to figure out a way to extend my time at home with him. The first few years after graduating, I racked up a large credit card debt and bought a new SUV that cost approximately the same as my annual salary. helping out 7.

Kids and Family 184

Kids and Family Home and Garden Money Frugal 184