Family Balance Sheet

AUGUST 5, 2015

Today’s Debt Free Story is from Jessica. How much debt did you pay off? What kind of debt was it? 130K in mortgage debt. 10K in car payments, $35K in credit card debt. We made the decision to tackle our debt back at our home church in Chattanooga. What inspired you to get debt free?

Debt 100

Debt Debt Free Finds Finance 100

Family Balance Sheet

JUNE 16, 2015

Today’s Debt Free Story is from Lydia. She blogs about living a limitless life on a limited budget at Frugal Debt Free Life. How much debt did you pay off? What kind of debt was it? We paid off $36,000 in student loans, credit cards, cars and a bit of medical debt. What inspired you to get debt free?

Debt 100

Debt Debt Free Finds Goals 100

Prairie Eco-Thrifter

JANUARY 6, 2011

Are you currently in debt? Like many of us who have previously been in debt, I know how difficult financial management can be. Many of us have never been taught the basics as a child and once we reach adulthood, we find ourselves making poor financial decisions that take us down the road of debt. See where you can make cutbacks.

Debt 113

Debt Finance Pay Off Debt Credit 113

For the Mommas

DECEMBER 21, 2015

10 Ways to Recover From Christmas Debt. The following tips are meant to help you recover without becoming overwhelmed by your Christmas debt. #1: 1: Accept the Debt. . #1: 1: Accept the Debt. But, do you seriously think there is going to be a time when your Christmas debt is going to seem smaller? 2: Focus on It.

Debt 40

Debt Christmas Credit Cards Bills 40

Family Balance Sheet

JANUARY 20, 2017

I love her passion for helping others along their debt free journey. Be sure to check out her website where she is offering a free finance workbook if you subscribe to her newsletter. Krystal & Josh’s Debt Free Story. How much debt did you pay off? What kind of debt was it? We are debt.

Debt 100

Debt Debt Free Friends And Family Sale Budgeting 100

Family Balance Sheet

MARCH 18, 2015

Today’s Debt Free Story is from Ruth. How much debt did you pay off? What kind of debt was it? What inspired you to get debt free? Did you follow a particular debt freedom plan or book, such as Dave Ramsey or Debt-Proof Living? What are the top 3 – 5 ways you found money to put towards debt.

Debt Free 100

Debt Free Debt Finds Home and Garden 100

Family Balance Sheet

JUNE 22, 2020

It was so big that I cried for two days straight– we paid off six figures in non-mortgage debts. How we got to six figures of non-mortgage debt: In the summer of 2012, we found an opportunity to purchase an office building for our small business. After the first year, the new business debt weighed on me.

Debt 130

Debt Health Insurance Insurance Budgeting 130

Family Balance Sheet

JANUARY 26, 2016

As God is my witness, it WILL be the year that we pay off the last of our non-mortgage debt. At the time, we had 4 business loans and 1 student loan that were weighing on us, so we created our Debt Freedom Plan. Apply any Found Money to Debt. This will also be the year that we clean out our clutter. Restaurants.

Financial Goals 100

Financial Goals Goals 2016 Debt 100

Prairie Eco-Thrifter

SEPTEMBER 4, 2011

Many people are still trapped in debts and financial insufficiency due to the wrong formula or mindset they’ve been following ever since they got employed. Get Out of Debt. Debt; a simple four-letter word but deadly. Many relationships have been ruined by debts. Have you experienced much obscurity when in debt?

Family 196

Family Financial Goals Debt Goals 196

Family Balance Sheet

JULY 9, 2015

It’s no secret, I am fascinated, encouraged, and border-line obsessed with debt freedom. The idea of becoming debt free makes me downright giddy. So I love to hear the success stories of others who have found debt freedom. What did they specifically do to become debt free? 10 Smart Ways to Become Debt Free.

Debt Free 100

Debt Free Debt Budgeting Budget 100

Prairie Eco-Thrifter

NOVEMBER 22, 2012

Because so many people are living on incomes that cannot support their spending habits; living on borrowed money, moving money from account to account, buying, spending, hiding the bills, and eventually the ‘dog of debt’ will catch up to you and bite you right in your credit report. Buy Store Brands.

Saving Money 221

Saving Money Money Budgeting Budget 221

Family Balance Sheet

FEBRUARY 10, 2017

As I reflect back to January 2016, I started that year pretty determined to pay off the balance of our non-mortgage debts. We had quite a bit of momentum coming out of 2015 and I never doubted our own abilities. Unfortunately, we did not hit that goal and in part, have made some major changes to our Debt Freedom Plan.

Debt 100

Debt 2017 Student 2016 100

Family Balance Sheet

JUNE 2, 2016

Today’s Debt Free Story is from Richard of Frugality Magazine , where he shares frugal living tips for financial freedom. How much debt did you pay off? What kind of debt was it? In total I estimate I paid off round $40,000 worth of debt, though depressingly a fair chunk of that was just interest.

Debt 100

Debt Finds Debt Free Pay Off Debt 100

Prairie Eco-Thrifter

FEBRUARY 15, 2011

But those can saddle your children with debt for 20 years or more! Knowing exactly how much income is going out towards bills, unplanned expenses, and splurges is the first step in saving for a college fund. Eating Out. Use coupons, children eat free specials, and discounted restaurant gift certificates to save on meals.

College 100

College Budgeting Budget Friends And Family Sale 100

Prairie Eco-Thrifter

APRIL 14, 2013

Spending more than you can afford will definitely put you either in grave debt, or it can even make you bankrupt at some point. Avoiding the unnecessary things like extra trips to the store can help you save on gas or transportation expenses, and limiting the times that you eat out can actually do a lot for your finances.

Money 273

Money Cable Service Budgeting Budget 273

Prairie Eco-Thrifter

FEBRUARY 4, 2014

My husband and I were graduate students with loans and credit card debt, and we were certain that a higher income would solve all of our problems. We both like to eat out. When I was younger, I used to think that a higher income was the solution to most of my financial issues. However, this isn’t always the case.

San Francisco 248

San Francisco Emergency Fund Money Utah 248

Prairie Eco-Thrifter

OCTOBER 13, 2013

However, if going out to eat with friends or going on all-inclusive vacations is your thing, I’m not one to judge. It’s fair game if you aren’t going into debt over it and if you are still able to put money aside for emergencies, retirement, and to meet your goals. Luckily, none of these hobbies tend to cost very much.

Money 184

Money Cars Car Laptops 184

Penny Pinchin' Mom

FEBRUARY 16, 2024

Should you just pretend that you don’t have savings and increase your debt ? While you can control where and how you shop, you can’t control the need to eat. My family chooses to eat out once per week, for example. per transaction every time you use an out-of-network ATM?

Saving Money 52

Saving Money Money Saving Bills 52

For the Mommas

JULY 24, 2016

You can use the difference in income to pay off debt, save or invest. Eat out less. One of the biggest expenses you probably incur is eating out. The average person spends over $2,000 a year on eating out. Instead of eating out, pack your lunch. 20 Tips for Frugal Living.

Frugal Lives 49

Frugal Lives Frugal Living Frugal Magazine and Newspaper Subscriptions 49

Prairie Eco-Thrifter

SEPTEMBER 27, 2012

Loans and Debts Car loans and loans with collateral should be considered important too because you may lose your valuable properties if these loans do not get paid on time. Prioritizing groceries and food is wise but this does not mean you keep eating out every other night.

Bills 213

Bills Telephones Money Taxes 213

Family Balance Sheet

JANUARY 17, 2018

This is our very last non-mortgage loan and we send an extra payment every month as part of our Debt Freedom Plan. I’d like 2018 to be the year that we clean out our clutter. I’ll apply that money to the debt. We will need to cut back on dining out, but it is unrealistic for me to say we won’t eat at restaurants this year.

Financial Goals 113

Financial Goals Goals 2018 Debt 113

Family Balance Sheet

APRIL 1, 2021

He then advises paying off your non-mortgage debt before fully funding an emergency fund with 3 – 6 months worth of expenses. Now that we’ve paid off six figures of non-mortgage debt , we are working on saving 6 months’ expenses and maybe even more. Personally, I think a starter fund should be $2000-$3000.

Emergency Fund 130

Emergency Fund Money Finds Friends And Family Sale 130

Prairie Eco-Thrifter

JANUARY 26, 2011

Here are some examples: Stop eating out on the weekend. If you’re lacking on equipment front, check out Amazon for some great deals on appliances. You see, it’s ok to reward yourself once in a while, but if you are really looking to get out of debt faster, then you owe it to yourself to save every penny that you can.

Bills 124

Bills Money Insurance Saving Money 124

Family Balance Sheet

FEBRUARY 16, 2016

He then advises paying off your non-mortgage debt before fully funding an emergency fund with 3 – 6 months worth of expenses. Being self-employed, we have a higher starter fund on hand and when we pay off our non-mortgage debt, we will save to at least 6 months expenses and maybe even more. 1 – Determine how much you need.

Emergency Fund 100

Emergency Fund Money Finds Friends And Family Sale 100

Family Balance Sheet

MAY 27, 2015

Today’s Debt Free Story is from Olivia. We are both planners and despise wasting money on debt/interest, which is what led us to pay off our mortgage as soon as we could! How much debt did you pay off? What kind of debt was it? We paid off a total of $118,000 debt. What inspired you to get debt free?

Debt 100

Debt Debt Free Pay Off Debt Finds 100

The Frugal Girl

NOVEMBER 13, 2023

A family picture with my parents His degree took 5 years, and during those 8 years of essentially being a 1-income couple with kids after 10 years of being a 2-income couple with no kids, they’d racked up $30k in credit card debt because they didn’t adjust their spending to their change in circumstances.

Kids and Family 189

Kids and Family Parenting Cars Car 189

Family Balance Sheet

APRIL 12, 2016

Today’s Debt Free Story is from Jessica. In my spare time, I love hanging out with family and friends, running (I have completed three half marathons) and singing in my church choir. How much debt did you pay off? What kind of debt was it? I had $56,000 of debt when I decided to become debt free.

Credit Cards 100

Credit Cards Debt Debt Free Student 100

Prairie Eco-Thrifter

OCTOBER 5, 2014

If both you and your spouse are eating out every day for lunch, you’re looking at $128/month – on top of your regular grocery bill. There’s no shame in ditching the second car and going down to a one car family to save money, pay back debt, or because you simply can’t afford the extras.

Budgeting 245

Budgeting Budget May Lunch 245

Prairie Eco-Thrifter

FEBRUARY 9, 2012

Sure you know you are in debt over your head. But there is no way you are going to give up cable, the cell phone, eating out or your gym membership. So you continue to get further in debt as you continue to spend. What is the one thing you are refusing to give up that would help you pay off your debt?

Money 203

Money Debt Finance Credit Cards 203

Prairie Eco-Thrifter

JANUARY 7, 2015

If you didn’t ring in the New Year with thousands of dollars in savings, no debt, and a budget, there is always time to get on the right track. how much debt you paid off, if you have any. Maybe one monthly goal is to not eat out for the entire month, and the next month you read three books about investing.

Goals 100

Goals Financial Goals New Year's Budgeting 100

Prairie Eco-Thrifter

FEBRUARY 9, 2011

Eating out less. Maxing out your retirement savings account. Reducing your debt each month. Avoiding accumulating more debt. Didn’t eat out. Here are a few money scenarios to celebrate: Paying your bills on time. Saving an extra $50 a month. Paying cash for an item. Trimming your budget.

Debt 113

Debt Eating Out Bills Cooking At Home 113

Prairie Eco-Thrifter

AUGUST 2, 2012

Be smart when you eat out Eating out, whether fast food or high-end restaurants, was certainly a culprit in elevating our blood pressure and cholesterol levels. If you’re eating out on a daily basis, it’s likely that you’re getting 100% of your daily sodium in a single meal!

Eating Out 188

Eating Out Meals Health Cooking 188

Prairie Eco-Thrifter

JANUARY 14, 2012

The Debt Princess: The Kool-Aid Effect: The Relationship Between the Poor & Nutrition – A look into how the working poor are eating unhealthy. Discussing how it is easier to eat healthy when you have food stamps but once that is gone or you have “graduated” from the program, you can no longer eat as well.

Credit Cards 220

Credit Cards Credit Finance Personal Finance 220

Prairie Eco-Thrifter

SEPTEMBER 25, 2012

I pointed out the multitude of new blogs related to saving money, being frugal, getting debt under control and learning about finances. Eating out or going to a movie were once a year events. We especially never put anything consumable (like gas, food, eating out, movies and etc) on a credit card.

Thrifty 213

Thrifty Garage Spendthrift Fair-Trade 213

Family Balance Sheet

JUNE 8, 2018

I came up with strategies to help us pay for yearly bills, large expenses, and we were able to pay off debts. If you’re spending too much at restaurants, read: 15 Smart Tips to Save Money When Eating Out . During that time, I started to budget for everything. Every aspect of our lives was included in our budget.

Budgeting 133

Budgeting Budget Financial Goals Goals 133