Prairie Eco-Thrifter
MAY 22, 2011
Regardless as to the specifics, many Americans have elected to decrease spending, increase savings and eradicate debt. Fortunately, there is no one size fits all plan to debt reduction. While this may be one of the quickest ways to sock away money for the purpose of debt reduction, it’s likewise the least pleasurable.
Family Balance Sheet
APRIL 11, 2020
We paid off our last non-mortgage debt in September and have since sent that loan’s monthly payment to our mortgage principal. This is not an elective, fun, no-spend month like what we did in January to find funds for our summer vacation. Update our Debt Freedom Plan to reflect lessons learned during this crisis.
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Saving Cents With Sense
FEBRUARY 28, 2014
With PNC reporting that the average 20-something faces $45,000 in debt, and Generation Opportunity finding a 15.9 percent unemployment rate among 18-29 year olds , being financially savvy is a skill that gets you much farther than those humanity electives you took in college. Tackle Student Loans.
Prairie Eco-Thrifter
DECEMBER 8, 2013
But, alas, now our wonderful elected leaders are discussing ways to ‘close this loophole’ (according to Forbes ) and force heirs to take distributions from any inherited IRA within 5 years. Education, threats of hauntings from beyond the grave and repeated instructions seem to be the most direct ways of handling this.
Prairie Eco-Thrifter
NOVEMBER 23, 2014
Of all the official Veteran’s Administration veteran benefits, these are the ones it seems he may qualify to receive if he so elects. We don’t like debt. You have to go figure out what they are and whether you may be eligible. VA Mortgage.
Saving Cents With Sense
OCTOBER 22, 2015
Each year, more than 9 million people have their identity stolen, resulting in debt , lost job opportunities, and even a criminal record. Elect to have a non-damaging credit report each year, or each month if you plan on making a large purchase in the near future. Keep Your Social Security Number Safe. Get a Shredder.
The Frugal Girl
FEBRUARY 5, 2024
The weight of debt can be so heavy mentally in addition to the direct effects of it. I didn’t get any financial education from my parents, but I did take an elective financial education course in college and it went in one ear an other the other, unfortunately. It has been amazing for our finances and my mental health.
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