Our 2019 Financial Goal

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In previous years, I would create a long list of financial goals, only to have little accomplished by the end of the December. I almost stopped writing goals down altogether. In 2018, we decided to focus on just 2 main financial goals and before I share my 2019 goals I thought I would give you a recap on 2018. Our 2018 Financial Goals: Finish our Will. Part of me didn’t even want to make a financial goal for 2019.

Our 2018 Financial Goals

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Did you make 2018 financial goals ? My husband and I discussed some ideas over our holiday break and we decided on 2 solid must-achieve financial goals for the year. If we complete them early, we’ll move on to 2 additional goals that are on our radar. Our 2 Main Financial Goals for 2018: 1 – Finish the will. 2 Additional Goals: If we save the $10k early, we’d like to work on the following 2 goals.

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My 2020 Financial Goals & A Recap of 2019

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My word was REDUCE: Non-mortgage debt to zero. There were hits and misses on this list, and many are things that I will continue to work on, but let’s recap: 1 – Reduce non-mortgage debt to zero. ALSO our 2019 Financial Goal!). Our Debt Freedom Plan

How to Achieve Your Financial Goals (tips from the achievers)

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Wonder what sets you apart from the people that seem to crush their financial goals? They pay off mountains of debt and scream about debt freedom, or maybe they save gobs of money in a record amount of time, or they have considerable success with their new small business. with their goals. These folks didn’t corner the market on goal success either, instead they just got the task DONE. His 2017 goal is to make $100,000 in online income.

2012 Financial Goals

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We talked through some issues and opportunities for our business and our personal, family, and financial goals. We are still working through some numbers and there might be some adjustments in the timelines we have given ourselves, but these are our financial priorities for 2012. Our 2012 Financial Goals. Increase our Monthly Debt Payment. We have set a goal date of July 2015 to pay off all of our debt. These goals are epic for us.

Our Big Financial Goal for 2016

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As God is my witness, it WILL be the year that we pay off the last of our non-mortgage debt. It has been my obsession goal since we found ourselves in a dicey situation back in August 2013. At the time, we had 4 business loans and 1 student loan that were weighing on us, so we created our Debt Freedom Plan. Fortunately, I’ve never met a goal I couldn’t handle. Apply any Found Money to Debt. I’ll apply that money to the debt.

Setting Financial Goals: Make Them Smart and Simple

Prairie Eco-Thrifter

You’ve heard the saying that nothing worthwhile is achieved without a goal? Well, this is especially true with your financial planning. Those who just go along, hoping for the best, are usually the ones who struggle financially or get themselves into too much debt. Setting financial goals is an important part of planning to achieve financial security and have enough money in your retirement years to live the way you want.

What are YOUR Financial Goals? | 31 Days to Organize Your Finances

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By the end of the month, my goal is to help you have a detailed financial plan for your family. We’ll talk about cash flow, budgets, debts, and all of the nitty gritty of our finances that might not be fun to talk about, but are so important to discuss. Today’s assignment: List your SMART financial goals. Earlier this year, my husband and I wrote a specific list of financial goals and named it Our Debt Freedom Plan. goals.

2019 Debt Freedom Plan Update

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Our Debt Freedom Plan has been a long winding road. The journey started in 2012 when we bought an office building for our business and then found ourselves with a lot of debt and not enough cash flow. To ease my anxiety about our new loans, we took the Financial Peace University home course and it changed how we thought about debt. From what we learned in the course, we wrote our Debt Freedom Plan. Our 2019 Financial Goal. 5 Steps to Crush Debt.

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How We Paid off Six Figures of Debt

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In September 2019, my husband and I accomplished our biggest financial goal in our almost 20 years of marriage. It was so big that I cried for two days straight– we paid off six figures in non-mortgage debts. After the first year, the new business debt weighed on me.

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How this Couple Eliminated $180,000 of Debt in 12 Months!

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The segment was so inspiring that I reached out to her to see if she would participate in the Debt Free Stories series. She hosts a You Tube channel, The Former Mrs. Jones , where she vlogs about budgeting, debt free living, and family life. Meet the Former Mrs. Jones: Her Debt Free Story. He has paid a price to win with hard work and sacrifice to reach his goals, and I truly admire him for that. How much debt did you pay off? What kind of debt was it?

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Meet Jackie. She and Her Husband Paid off $147,000 in Debt | Debt Free Stories

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Welcome to Debt Free Stories. She and her husband paid off $147,000 in debt–including their home. After paying off the debt, she was able to quit her job to pursue her passion. She blogs at The Debt Myth. Quitting my job is one of the things being debt free has enabled us to do. If you want to become debt free, I’m here to tell you it is TOTALLY worth all the time, effort, and frustration. How much debt did you pay off?

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Meet Aja. She & her husband Paid Off $110,000 in Debt

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Today’s debt free story is from Aja. How much debt did you pay off? What kind of debt was it? We paid off about $110K worth of debt. We were not as “gazelle intense” as we should have been so we often went back and forth adding new debt, paying off other debt, and cash flowed about 30K of private school tuition, so the numbers can get wobbly at times. What inspired you to get debt free? What are your financial goals now?

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How Angela & Jeff paid off $58,000 of Debt in 2 Years

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I watched her and her husband’s debt free scream on The Dave Ramsey Show. You can find Angela at her You Tube channel, Our Life…on a Budget , where she vlogs about getting out of debt and staying there! Angela & Jeff’s Debt Free Story. How much debt did you pay off? What kind of debt was it? worth of debt. What inspired you to become debt free? What are the top 3 – 5 ways you found money to put towards debt.

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Find out how Lydia & her Husband Paid off $36,000 in Debt in 2 Years

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Today’s Debt Free Story is from Lydia. She blogs about living a limitless life on a limited budget at Frugal Debt Free Life. How much debt did you pay off? What kind of debt was it? We paid off $36,000 in student loans, credit cards, cars and a bit of medical debt. What inspired you to get debt free? The fear of losing my baby led to the desire for me to be a stay at home mom, but I knew that would never work if we were in such debt.

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Meet Amanda & Daniel. They Paid Off $68,000 in Debt in 8 Months.

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Today’s Debt Free Story is from Amanda & Daniel. Together they blog about becoming debt free and location independence in order to serve the world at Life with a Mission. How much debt did you pay off? What kind of debt was it? We paid off $68,000 of debt in eight months. The debt included about $30,000 in student loans, some medical debt, IRS debt, and a small amount on a credit card. What inspired you to get debt free?

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Find out How Brian & His Wife Paid off $109,000 in Credit Card Debt

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Today’s Debt Free Story is from Brian. He writes at Debt Discipline about about how his family of 5 deals with money, budgets and debt. I started my blog Debt Discipline to help keep us accountable while paying off our debt. We have involved our children in our money discussion once we decided to become debt free. How much debt did you pay off? What kind of debt was it? It was all consumer debt spread over 5 credit cards.

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Meet Krista & Jon Who Paid Off $36,000 | Debt Free Stories

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Welcome to Debt Free Stories! They paid off $36,000 in debt and cash flowed graduate school. How much debt did you pay off? What kind of debt was it? After graduating with our bachelor’s degrees Jon and I had about $36,000 in debt between us. With tuition payments and debt payments we spent about $60,395 between January 2012 and March 2014 when we became completely debt free with two bachelor’s and two master’s degrees between us.

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Find out how Maureen Paid off $79,540 in Credit Card & Student Loan Debt

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Today’s Debt Free Story is from Maureen. She writes at A Debt Free Stress Free Life. Besides writing on my personal finance blog, A Debt Free Stress Free Life, I’m an adjunct professor at a local college and own a residential and commercial cleaning business. How much debt did you pay off? What kind of debt was it? in credit card debt, and an additional $28,756.17 I was debt free in less than 3 years; 2 years, 11 months and 6 days to be exact.

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Jen & Her Husband Paid off $212,000 in Debt & Medical Expenses in 48 Months

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Today’s Debt Free Story is from Jen. My family and I are most known for paying off over $212,000 worth of debt and medical expenses in four years. In addition to paying off a ton of debt, I am also a 8-time national weightlifter and 2-time US Olympic Festival medal winner as well as an Ironman triathlete. How much debt did you pay off? What kind of debt was it? Over $212,000 worth of debt and medical expenses. What inspired you to get debt free?

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Find out how Richard paid off $40,000 of debt

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Today’s Debt Free Story is from Richard of Frugality Magazine , where he shares frugal living tips for financial freedom. How much debt did you pay off? What kind of debt was it? In total I estimate I paid off round $40,000 worth of debt, though depressingly a fair chunk of that was just interest. I left university, as so many do, with a fair chunk of debt. Finally that careful financial tightrope I was walking came tumbling down.

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Meet Carrie. She Paid Off $14,000 in Debt in 14 Months.

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Today’s Debt Free Story is from Carrie. How much debt did you pay off? What kind of debt was it? After my first marriage fell apart, I ended up with over $14,000 of consumer debt, made up of a car loan and credit cards. It took just over a year (14 months to be exact) before I paid off all my debts and became debt free! What inspired you to get debt free? Another book that really helped was The Debt-Free Spending Plan by JoAnnah Nagler.

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Meet Doug & Laura. They Paid off $23,000 in 16 Months. | Debt Free Stories

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Welcome to Debt Free Stories. How much debt did you pay off? What kind of debt was it? The debt consisted of my student loans and a car loan. What inspired you to get debt free? I went through Dave Ramsey’s Financial Peace University when I was 18 years old. When my wife and I got married, we both made the decision that our first financial priority would be becoming debt free. He also listed our debts in what order we should pay them off.

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Our 2017 Debt Freedom Plan Update

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As I reflect back to January 2016, I started that year pretty determined to pay off the balance of our non-mortgage debts. Unfortunately, we did not hit that goal and in part, have made some major changes to our Debt Freedom Plan. Our Debt Freedom Plan Started in 2013: The year 2012 was quite exciting for me and my husband. This new strategy had us looking in the same direction with regards to our financial future and my husband was on board.

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Find out how Jessica & Her Husband Paid off $175,000 of Debt

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Today’s Debt Free Story is from Jessica. How much debt did you pay off? What kind of debt was it? 130K in mortgage debt. 10K in car payments, $35K in credit card debt. We made the decision to tackle our debt back at our home church in Chattanooga. Our lives have been forever changed and our opportunity to financial success in the future are greater than they could have ever been! What inspired you to get debt free? Debt Free Stories

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Meet Tracy, a Single Mom Who Paid Off $41,587 | Debt Free Stories

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Welcome to Debt Free Stories. She paid off $41,587 in debt in 14 months! How much debt did you pay off? What kind of debt was it? The debt included overdraft protection, mattress, car, and a credit card (post divorce stress spending, clothes to accommodate the yo yo diets and weight for 2 years, a trip to Disney World & I’m sure several things that I don’t remember because I was spending without a plan). What inspired you to get debt free?

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Find out how Charissa and Her Husband Paid Off $7665 of Debt and Cash Flowed College

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Today’s Debt Free Story is from Charissa. How much debt did you pay off? What kind of debt was it? We started paying it off when we got married and became debt free just shy of our second anniversary. What inspired you to become debt free? I had watched my parents pay off their debt, including their house, when I was a pre-teen, which really influenced me. They didn’t like debt, and as I grew up, neither did I. Make your goals visual.

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Find out How Drew & Farrah Paid off $200k of debt, including their HOME

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So I’m thrilled to bring you today’s story, because I actually watched this couple’s debt free scream when it was live on the show. Drew & Farrah’s Debt Free Story. We obviously love Dave Ramsey and financial teachings so we help to teach those classes at our church one night a week. How much debt did you pay off? What kind of debt was it? What inspired you to get debt free? If married, who initiated the debt free goal?

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Where I Found $370 Debt Snowball Money in January

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Our main financial goal in 2015 is to pay down our non-mortgage debt. I have scrutinized our budget tirelessly and I really feel like there’s nothing more to cut, so my focus is turning to finding money to put towards debt. In January, I found $370 to put towards our debt: 1. Financial Freedom My hope is to have it all paid off by the end of 2016 and to do so we need to get creative and resourceful. Where can we find extra money?

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Find out how Deacon & his Wife Paid off $52,000 of Debt in 18 Months

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Today’s Debt Free Story is from Deacon. He is a financial coach and blogs at Well Kept Wallet. I own two different business, Phoenix SEO Company which helps businesses get on the first page of Google and Well Kept Wallet which is a Financial Education company. How much debt did you pay off? What kind of debt was it? We paid off $52,000 in consumer debt. It consisted of student loans, a car loan and even some credit card debt.

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My Word for 2021

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I wanted to reduce our non-mortgage debt, my clutter, my distractions, my impact on the environment, and my consumption of sweets. Read: My 2020 Financial Goals. In January 2020, we had a lot of savings goals. How our Debt Freedom Plan Prepared Us for the Pandemic.

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Update #1: Our Debt Freedom Plan

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Back in March I wrote about my family’s Debt Freedom Plan. But reaching #2 has given us new motivation to keep plowing away at our business and our Debt Freedom Plan. What financial goals are you working towards? Are you making headway with those goals? Financial Freedom Marriage and Money We adapted Dave Ramsey’s 7 baby steps to reflect our lifestyle as self-employed small business owners.

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Shannon & Her Husband Paid off $22,000 in 9 Months

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Today’s Debt Free Story is from Shannon. How much debt did you pay off? What kind of debt was it? As many students do these days, we had tens of thousands of dollars of debt by the time we graduated with our Masters degrees. Living on two-incomes, we could have easily paid off our debt quickly, but we had no idea at the time that “debt free” was even a thing. Read more about Shannon’s debt free journey.

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My Life Plan

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A few years ago, we were struggling financially and I felt like our situation was hopeless. But once I created our debt freedom plan and outlined the steps we would take to wade through the hardships, I was overcome with relief. The plan allowed us to think beyond the financial struggles we were dealing with at the time and we could envision what our future might look like. I broke my goals into two categories: Financial and Personal. Pay off our mortgage debt.

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How to Create a Family Balance Sheet + Get a FREE one for your family!

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Debts still need to be paid, cars will need new parts, homes will need to be repaired, and kids will need braces. My husband’s brain likes to see everything written down on one page, so I developed that first spreadsheet to list all of our accounts and all of our debts.

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Find out how Jessica paid off $56,000 of student loans, credit cards, and a car loan.

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Today’s Debt Free Story is from Jessica. She owns Every Single Dollar , an online financial resource dedicated to helping single women make informed financial decisions and set themselves up for financial success. How much debt did you pay off? What kind of debt was it? I had $56,000 of debt when I decided to become debt free. What inspired you to get debt free? How they sacrificed to win financially. Debt Free Stories

Find out How Acadia & Her Husband Paid off $97,000 in Student Loans

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Today’s Debt Free Story is from Acadia. How much debt did you pay off? What kind of debt was it? All of our debt was $97,000 in student loan debt. We ended up buying a house from a relative, which put us in even more debt. However, with my husband being an architect and an overall really handy guy, we decided that fixing up the house and selling it could give us enough profit to at least pay off a big chunk of our debt. Debt Free Stories

Find Out How Ruth and Her Husband Paid off Their Mortgage

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Today’s Debt Free Story is from Ruth. How much debt did you pay off? What kind of debt was it? What inspired you to get debt free? We paid off our law school and car loans several years ago, just because we didn’t like having them hang over our heads, but then we took a Financial Peace University class and made it our goal to pay off our house as well. Did you follow a particular debt freedom plan or book, such as Dave Ramsey or Debt-Proof Living?

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Find out how Anna paid off $23,605 in college, personal loans, and credit cards.

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Today’s Debt Free Story is from Anna. She is on a mission to help others become debt free. How much debt did you pay off? What kind of debt was it? It was a mix of college loans, a personal loan from my parents (for college), an overdraft account, and credit card debt. What inspired you to get debt free? I had tried a lot of different things to get out of debt but nothing worked. If married, who initiated the debt free goal?

The Importance Of Setting Financial New Year’s Goals

Prairie Eco-Thrifter

One of the best ways to do that is to set realistic goals. In fact, one of my favorite things to do at the end of December each year is to set financial goals for the new year. I’m convinced that I’ve had such good luck achieving many of my financial goals because I write them down and keep myself accountable. If you haven’t set financial goals before, here are some tips: Set Realistic Goals. How much debt do you have?

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Find Out How Olivia & Her Husband Paid off Their Mortgage in 33 Months

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Today’s Debt Free Story is from Olivia. We are both planners and despise wasting money on debt/interest, which is what led us to pay off our mortgage as soon as we could! How much debt did you pay off? What kind of debt was it? We paid off a total of $118,000 debt. The first week after our Honeymoon, Ryan paid off the remaining debt on my car. What inspired you to get debt free? There were two things that inspired us to pay off debt.

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Thrifty Thinking: Just Graduated? Don’t Make These Money Mistakes

Motherhood Moments

National nonprofit credit counseling agency Take Charge America explains the fiscal flubs young adults should avoid to build a strong financial foundation Life after college can overwhelm many graduates, especially if it’s the first time they are handling personal finances outside of a school setting or without the help of family. Then, make necessary adjustments to accommodate your habits and goals. For more financial tips, visit Take Charge America’s Financial Education Center.

How Krystal and Josh paid off $80k in 4 years!

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I love her passion for helping others along their debt free journey. Krystal & Josh’s Debt Free Story. A life goal of ours is. How much debt did you pay off? What kind of debt was it? It took us four years, but we paid off over $80,000 of debt! We are debt. debts one by one. What inspired you to become debt free? When we added my grad school loans to our other debts and our regular. towards our debt.

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